Holcombe, WI · standard

ZIP Code 54745

Chippewa County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,261
7/sq mi
$67,891
Median income
$255,200
Median home value
16.1%
Bachelor's or higher

The verdict

Holcombe pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

43th pct
household income, US ZIPs
Top 41%
home value, US ZIPs
7
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54745 against every reporting US ZIP.

ZIP code 54745 is classified by USPS as a standard delivery area and covers roughly 342.6 square miles in Holcombe, Chippewa County, Wisconsin. The area is home to 2,261 residents, producing a population density of 7 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54745 against Wisconsin and the nation.

On the economic side, the median household income for ZIP 54745 sits at $67,891 (13% below the Wisconsin average), while per-capita income is $38,348. The poverty rate stands at 10.2% and the unemployment rate at 3.0%. On housing, the median home value is $255,200 (3% above the state average) with median rent at $893 per month, and 86.3% of occupied units are owner-occupied, a direct signal of whether 54745 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.1% of adults hold a bachelor's degree or higher, the median age is 58.8, and the average commute is 28 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Chippewa County, so you can benchmark 54745 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 54745

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 54745.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54745, Holcombe, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,261

Population

342.6

Area (sq mi)

7

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54745?

58.8

Median Age

49.7%

Male

50.3%

Female

0.2%

Foreign-Born

White 98.2%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 1.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,891

Median Household Income

-13% vs state

$38,348

Per Capita Income

10.2%

Poverty Rate

3.0%

Unemployment Rate

28.2 min

Mean Commute Time

How ZIP 54745 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$67,891 43rd percentile higher than 43% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.2%
Bachelor's Degree or Higher 16.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,615

Total Housing Units

984

Occupied Units

631

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 86.3%
Renter 13.7%

$255,200

Median Home Value

+3% vs state

$893

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.4%

YoY Change (2022)

192

HPI Index (2000 = 100)

+92%

Total Change Since 2000

Home values in ZIP 54745 have increased 6.4% over the past year (2022). Since 2000, this ZIP has seen +92% cumulative appreciation.

Year Annual Change HPI Index
2018 +4.9% 152
2019 +9.4% 166
2020 -1.7% 163
2021 +10.6% 181
2022 +6.4% 192

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 55 business establishments in ZIP 54745, employing approximately 264 people with a combined annual payroll of $14,162,000.

55

Businesses

264

Employees

$14.2M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 10 18.2%
Accommodation and food services 10 18.2%
Retail trade 5 9.1%
Transportation and warehousing 4 7.3%
Administrative and support and waste management and remediation services 4 7.3%
Manufacturing 3 5.5%
Real estate and rental and leasing 3 5.5%
Health care and social assistance 3 5.5%
Other services (except public administration) 3 5.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54745 vs 54731 →

ZIP 54745 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 54745 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 54745 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 54745 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
54731 Conrath, WI 802 7.3 mi
54732 Cornell, WI 2,924 7.7 mi

More ZIP Codes in Chippewa County

Frequently Asked Questions

What county is ZIP code 54745 in?
ZIP code 54745 (Holcombe) is located in Chippewa County, Wisconsin. Chippewa County contains multiple ZIP codes, see the full list at /counties/chippewa-wi.
What is the population of ZIP code 54745?
ZIP code 54745 in Holcombe, WI has a population of 2,261 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54745?
The median household income in ZIP 54745 is $67,891, which is 11% below the national average of $76,288.
What is the average home value in ZIP 54745?
The median home value in ZIP 54745 is $255,200, which is 8% below the national average of $278,155.
What is the demographic makeup of ZIP 54745?
The largest racial group in ZIP 54745 is White at 98.2%.
How many businesses are in ZIP code 54745?
ZIP code 54745 has 55 business establishments employing approximately 264 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54745?
The top industries by establishment count in ZIP 54745 are: Construction (10), Accommodation and food services (10), Retail trade (5). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 54745?
According to the FHFA House Price Index, home values in ZIP 54745 increased by 6.4% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 92%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54745?
In ZIP code 54745, 61.2% of residents aged 25+ have a high school diploma or higher, and 16.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54745?
The mean commute time for workers in ZIP code 54745 is 28.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54745?
In ZIP code 54745, approximately 86.3% of occupied housing units are owner-occupied and 13.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54745?
The poverty rate in ZIP code 54745 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Holcombe, WI

Verify and explore additional data for this area using these official government sources.