ZIP Code 63039
standardSource:
Gray Summit · Franklin County · Missouri
- Population
- 726
- Median income
- $70,329
- Median home value
- $183,000
- Bachelor's or higher
- 20.7%
- Land area
- 9.9 sq mi
73/sq mi
▼ 8% vs US
higher than 47% of US ZIPs
▼ 34% vs US
higher than 39% of US ZIPs
Median age 34
Chicago
ZIP code 63039 in Gray Summit, Missouri has a population of 726. The median household income is $70,329, which is 8% below the national average. Median home value is $183,000, 34% below the US average. 20.7% of residents hold a bachelor's degree or higher.
ZIP code 63039 is classified by USPS as a standard delivery area and covers roughly 9.9 square miles in Gray Summit, Franklin County, Missouri. The area is home to 726 residents, producing a population density of 73 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 63039 against Missouri and the nation.
On the economic side, the median household income for ZIP 63039 sits at $70,329 (5% above the Missouri average), while per-capita income is $37,354. The poverty rate stands at 0.0% and the unemployment rate at 0.0%. On housing, the median home value is $183,000 (4% below the state average) with median rent at — per month, and 82.4% of occupied units are owner-occupied, a direct signal of whether 63039 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 20.7% of adults hold a bachelor's degree or higher, the median age is 34, and the average commute is —. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Franklin County, so you can benchmark 63039 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 63039, Gray Summit, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
726
Population
9.9
Area (sq mi)
73
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 63039?
34.0
Median Age
49.5%
Male
50.5%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,329
Median Household Income
+5% vs state
$37,354
Per Capita Income
0.0%
Poverty Rate
0.0%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
352
Total Housing Units
312
Occupied Units
40
Vacant Units
3.16
Avg Household Size
Occupancy Type
$183,000
Median Home Value
-4% vs state
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+53.6%
YoY Change (2021)
173
HPI Index (2000 = 100)
+73%
Total Change Since 2000
Home values in ZIP 63039 have increased 53.6% over the past year (2021). Since 2000, this ZIP has seen +73% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2015 | -4.9% | 107 |
| 2018 | — | 110 |
| 2020 | — | 113 |
| 2021 | +53.6% | 173 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 15 business establishments in ZIP 63039, employing approximately 109 people with a combined annual payroll of $5,409,000.
15
Businesses
109
Employees
$5.4M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 4 | 26.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 63039 vs 63055 →
More ZIP Codes in Franklin County
Related Areas
Frequently Asked Questions
What county is ZIP code 63039 in? ▼
What is the population of ZIP code 63039? ▼
What is the median household income in ZIP 63039? ▼
What is the average home value in ZIP 63039? ▼
What is the demographic makeup of ZIP 63039? ▼
How many businesses are in ZIP code 63039? ▼
How have home values changed in ZIP code 63039? ▼
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What percentage of residents own vs. rent in ZIP 63039? ▼
ZIP Code Research Guides
Official Data Resources for Gray Summit, MO
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.