ZIP Code 63039

standard

Source:

Gray Summit · Franklin County · Missouri

Population
726

73/sq mi

Median income
$70,329

▼ 8% vs US

higher than 47% of US ZIPs

Median home value
$183,000

▼ 34% vs US

higher than 39% of US ZIPs

Bachelor's or higher
20.7%

Median age 34

Land area
9.9 sq mi

Chicago

ZIP code 63039 in Gray Summit, Missouri has a population of 726. The median household income is $70,329, which is 8% below the national average. Median home value is $183,000, 34% below the US average. 20.7% of residents hold a bachelor's degree or higher.

ZIP code 63039 is classified by USPS as a standard delivery area and covers roughly 9.9 square miles in Gray Summit, Franklin County, Missouri. The area is home to 726 residents, producing a population density of 73 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 63039 against Missouri and the nation.

On the economic side, the median household income for ZIP 63039 sits at $70,329 (5% above the Missouri average), while per-capita income is $37,354. The poverty rate stands at 0.0% and the unemployment rate at 0.0%. On housing, the median home value is $183,000 (4% below the state average) with median rent at per month, and 82.4% of occupied units are owner-occupied, a direct signal of whether 63039 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.7% of adults hold a bachelor's degree or higher, the median age is 34, and the average commute is . We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Franklin County, so you can benchmark 63039 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 63039, Gray Summit, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

726

Population

9.9

Area (sq mi)

73

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 63039?

34.0

Median Age

49.5%

Male

50.5%

Female

0.0%

Foreign-Born

White 61.6%
African American 7.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 31.4%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,329

Median Household Income

+5% vs state

$37,354

Per Capita Income

0.0%

Poverty Rate

0.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 41.4%
Bachelor's Degree or Higher 20.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

352

Total Housing Units

312

Occupied Units

40

Vacant Units

3.16

Avg Household Size

Occupancy Type

Owner 82.4%
Renter 17.6%

$183,000

Median Home Value

-4% vs state

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+53.6%

YoY Change (2021)

173

HPI Index (2000 = 100)

+73%

Total Change Since 2000

Home values in ZIP 63039 have increased 53.6% over the past year (2021). Since 2000, this ZIP has seen +73% cumulative appreciation.

Year Annual Change HPI Index
2015 -4.9% 107
2018 110
2020 113
2021 +53.6% 173

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 63039, employing approximately 109 people with a combined annual payroll of $5,409,000.

15

Businesses

109

Employees

$5.4M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Retail trade 4 26.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 63039 vs 63055 →

ZIP Code City Population Distance
63055 Labadie, MO 2,449 2.7 mi
63089 Villa Ridge, MO 5,965 3.4 mi
63069 Pacific, MO 15,647 5.9 mi
63072 Robertsville, MO 3,194 8.8 mi
63332 Augusta, MO 1,292 7.6 mi
63073 Saint Albans, MO 301 7.8 mi
63015 Catawissa, MO 2,076 7.8 mi

More ZIP Codes in Franklin County

Frequently Asked Questions

What county is ZIP code 63039 in?
ZIP code 63039 (Gray Summit) is located in Franklin County, Missouri. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-mo.
What is the population of ZIP code 63039?
ZIP code 63039 in Gray Summit, MO has a population of 726 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63039?
The median household income in ZIP 63039 is $70,329, which is 8% below the national average of $76,288.
What is the average home value in ZIP 63039?
The median home value in ZIP 63039 is $183,000, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 63039?
The largest racial group in ZIP 63039 is White at 61.6%.
How many businesses are in ZIP code 63039?
ZIP code 63039 has 15 business establishments employing approximately 109 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 63039?
According to the FHFA House Price Index, home values in ZIP 63039 increased by 53.6% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 73%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 63039?
In ZIP code 63039, 41.4% of residents aged 25+ have a high school diploma or higher, and 20.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 63039?
In ZIP code 63039, approximately 82.4% of occupied housing units are owner-occupied and 17.6% are renter-occupied, based on Census ACS 2023 data.

ZIP Code Research Guides

Official Data Resources for Gray Summit, MO

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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