PlainZIP

Stilwell, OK · standard

ZIP Code 74960

Adair County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,643
17/sq mi
$47,151
Median income
$116,000
Median home value
12.4%
Bachelor's or higher

The verdict

Stilwell pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

11th pct
household income, US ZIPs
15th pct
home value, US ZIPs
17
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74960 against every reporting US ZIP.

ZIP code 74960 is a mid-sized community (a standard USPS delivery area) in Stilwell, Adair County, Oklahoma, home to 13,643 residents across 784.1 square miles, a density of 17 people per square mile, in the Chicago time zone.

ZIP 74960 reports a modest median household income of $47,151 (25% below the Oklahoma average), while per-capita income is $23,291. The poverty rate stands at 23.2% and the unemployment rate at 6.1%. Median home value sits at $116,000 (26% below the state average), median rent at $676 a month, and owner-occupancy at 67.5%.

Formal educational attainment runs low here: just 12.4% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 25 minutes. To put 74960 in local context, 1 ZIP codes within roughly 10 miles appear further down this page alongside 4 additional ZIPs in Adair County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 74960

Top 5 sectors by establishment count in Stilwell, OK

Which industries have the most business establishments in ZIP 74960.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74960, Stilwell, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

13,643

Population

784.1

Area (sq mi)

17

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 74960?

37.1

Median Age

50.9%

Male

49.1%

Female

2.0%

Foreign-Born

White 30.9%
African American 0.3%
Asian 0.8%
American Indian or Alaska Native 47.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 16.9%
Hispanic or Latino 7.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,151

Median Household Income

-25% vs state

$23,291

Per Capita Income

23.2%

Poverty Rate

6.1%

Unemployment Rate

25.1 min

Mean Commute Time

How ZIP 74960 ranks nationally

Stilwell, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$47,151 11th percentile higher than 11% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.6%
Bachelor's Degree or Higher 12.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,832

Total Housing Units

4,295

Occupied Units

537

Vacant Units

2.75

Avg Household Size

Occupancy Type

Owner 67.5%
Renter 32.5%

$116,000

Median Home Value

-26% vs state

$676

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 155 business establishments in ZIP 74960, employing approximately 2,086 people with a combined annual payroll of $83,332,000.

155

Businesses

2,086

Employees

$83.3M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 28 18.1%
Accommodation and food services 19 12.3%
Construction 16 10.3%
Other services (except public administration) 14 9.0%
Finance and insurance 13 8.4%
Professional, scientific, and technical services 13 8.4%
Health care and social assistance 13 8.4%
Manufacturing 9 5.8%
Real estate and rental and leasing 8 5.2%
Transportation and warehousing 6 3.9%
Administrative and support and waste management and remediation services 5 3.2%
Wholesale trade 4 2.6%
Information 3 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 74960 vs 74931 →

ZIP Code City Population Distance
74931 Bunch, OK 1,411 10.0 mi

More ZIP Codes in Adair County

74965 standard
Westville, OK
Pop: 5,170
74964 standard
Watts, OK
Pop: 2,834
74931 standard
Bunch, OK
Pop: 1,411
74457 standard
Proctor, OK
Pop: 608

Related Areas

Adair County Stilwell, OK Oklahoma

Frequently Asked Questions

What county is ZIP code 74960 in? ▼
ZIP code 74960 (Stilwell) is located in Adair County, Oklahoma. Adair County contains multiple ZIP codes, see the full list at /counties/adair-ok.
What is the population of ZIP code 74960? ▼
ZIP code 74960 in Stilwell, OK has a population of 13,643 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74960? ▼
The median household income in ZIP 74960 is $47,151, which is 38% below the national average of $76,288.
What is the average home value in ZIP 74960? ▼
The median home value in ZIP 74960 is $116,000, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 74960? ▼
The largest racial group in ZIP 74960 is American Indian or Alaska Native at 47.8%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 74960? ▼
ZIP code 74960 has 155 business establishments employing approximately 2,086 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 74960? ▼
The top industries by establishment count in ZIP 74960 are: Retail trade (28), Accommodation and food services (19), Construction (16). There are 13 industry sectors represented in total.
What is the education level in ZIP code 74960? ▼
In ZIP code 74960, 56.6% of residents aged 25+ have a high school diploma or higher, and 12.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74960? ▼
The mean commute time for workers in ZIP code 74960 is 25.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74960? ▼
In ZIP code 74960, approximately 67.5% of occupied housing units are owner-occupied and 32.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74960? ▼
The poverty rate in ZIP code 74960 is 23.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.