Stilwell, OK · standard
ZIP Code 74960
Adair County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,643
- 17/sq mi Moderate-density area
- $47,151
- Median income Below-median income area
- $116,000
- Median home value Below-median home value
- 12.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Stilwell pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 11th pct
- household income, US ZIPs
- 15th pct
- home value, US ZIPs
- 17
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74960 against every reporting US ZIP.
ZIP code 74960 is a mid-sized community (a standard USPS delivery area) in Stilwell, Adair County, Oklahoma, home to 13,643 residents across 784.1 square miles, a density of 17 people per square mile, in the Chicago time zone.
ZIP 74960 reports a modest median household income of $47,151 (25% below the average Oklahoma ZIP), while per-capita income is $23,291. The poverty rate is 23.2%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $116,000 (26% below the average Oklahoma ZIP), and median rent is $676; owner occupancy is 67.5%.
Formal educational attainment runs low here: just 12.4% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 25 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 4 more in Adair County, so 74960 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 74960
Top 5 sectors by establishment count in Stilwell, OK
Which industries have the most business establishments in ZIP 74960.
- Retail trade
Retail trade
28 establishments
- Accommodation and food services
Accommodation and food services
19 establishments
- Construction
Construction
16 establishments
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Finance and insurance
Finance and insurance
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74960, Stilwell, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
13,643
Population
784.1
Area (sq mi)
17
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 74960?
37.1
Median Age
50.9%
Male
49.1%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$47,151
Median Household Income
-25% vs state ZIP avg
$23,291
Per Capita Income
23.2%
Poverty Rate
6.1%
Unemployment Rate
25.1 min
Mean Commute Time
How ZIP 74960 ranks among Oklahoma ZIPs
Stilwell, OK household income vs. every Oklahoma ZIP code
Median household income among 616 reporting Oklahoma ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$47,151 17th percentile higher than 17% of 616 Oklahoma ZIPs
Each bar is a $20K-wide band; taller bars hold more Oklahoma ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,832housing units
4,832
Total Housing Units
4,295
Occupied Units
537
Vacant Units
2.75
Avg Household Size
Occupancy Type
$116,000
Median Home Value
-26% vs state ZIP avg
$676
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 155 business establishments in ZIP 74960, employing approximately 2,086 people with a combined annual payroll of $83,332,000.
155
Businesses
2,086
Employees
$83.3M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 28 | 18.1% |
| Accommodation and food services | 19 | 12.3% |
| Construction | 16 | 10.3% |
| Other services (except public administration) | 14 | 9.0% |
| Finance and insurance | 13 | 8.4% |
| Professional, scientific, and technical services | 13 | 8.4% |
| Health care and social assistance | 13 | 8.4% |
| Manufacturing | 9 | 5.8% |
| Real estate and rental and leasing | 8 | 5.2% |
| Transportation and warehousing | 6 | 3.9% |
| Administrative and support and waste management and remediation services | 5 | 3.2% |
| Wholesale trade | 4 | 2.6% |
| Information | 3 | 1.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 74960 vs 74931 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 74931 | Bunch, OK | 1,411 | 10.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 74960, both outside OK so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (13,643 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Adair County
Related Areas
Frequently Asked Questions
What county is ZIP code 74960 in?
ZIP code 74960 (Stilwell) is located in Adair County, Oklahoma. Adair County contains multiple ZIP codes, see the full list at /counties/adair-ok.
What is the population of ZIP code 74960?
ZIP code 74960 in Stilwell, OK has a population of 13,643 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74960?
The median household income in ZIP 74960 is $47,151, which is 38% below the national average of $76,288.
What is the average home value in ZIP 74960?
The median home value in ZIP 74960 is $116,000, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 74960?
The largest racial group in ZIP 74960 is American Indian or Alaska Native at 47.8%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 74960?
ZIP code 74960 has 155 business establishments employing approximately 2,086 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 74960?
The top industries by establishment count in ZIP 74960 are: Retail trade (28), Accommodation and food services (19), Construction (16). There are 13 industry sectors represented in total.
What is the education level in ZIP code 74960?
In ZIP code 74960, 56.6% of residents aged 25+ have a high school diploma or higher, and 12.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74960?
The mean commute time for workers in ZIP code 74960 is 25.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74960?
In ZIP code 74960, approximately 67.5% of occupied housing units are owner-occupied and 32.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74960?
The poverty rate in ZIP code 74960 is 23.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 74960's numbers, next.
- See how ZIP 74960 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Stilwell, OK ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.