Tahlequah, OK · standard

ZIP Code 74464

Cherokee County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,111
41/sq mi
$51,262
Median income
$174,000
Median home value
31.3%
Bachelor's or higher

The verdict

Tahlequah pairs one of the lowest household incomes in the country with below-median home values, in a rural, mixed-tenure area.

16th pct
household income, US ZIPs
36th pct
home value, US ZIPs
41
people per sq mi
55%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74464 against every reporting US ZIP.

ZIP code 74464 is a densely settled ZIP (a standard USPS delivery area) in Tahlequah, Cherokee County, Oklahoma, with 30,111 residents across 734.4 square miles, a density of 41 people per square mile, in the Chicago time zone.

ZIP 74464 reports a modest median household income of $51,262 (18% below the Oklahoma average), while per-capita income is $28,593. Local economic indicators show a 18.2% poverty rate alongside 5.9% unemployment. The typical home here is valued at $174,000 (11% above the state average); renters pay a median of $833 monthly, and 54.9% of units are owner-occupied.

A solid share of residents have a four-year degree: 31.3% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is 20 minutes. Beyond these figures, 1 nearby ZIP codes within about 10 miles are surfaced below, along with 5 more sharing Cherokee County, letting you compare 74464 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 74464

Top 5 sectors by establishment count in Tahlequah, OK

Which industries have the most business establishments in ZIP 74464.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74464, Tahlequah, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,111

Population

734.4

Area (sq mi)

41

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 74464?

33.8

Median Age

48.2%

Male

51.8%

Female

4.3%

Foreign-Born

White 43.7%
African American 1.7%
Asian 0.9%
American Indian or Alaska Native 33.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.2%
Hispanic or Latino 9.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,262

Median Household Income

-18% vs state

$28,593

Per Capita Income

18.2%

Poverty Rate

5.9%

Unemployment Rate

20.0 min

Mean Commute Time

How ZIP 74464 ranks nationally

Tahlequah, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,262 16th percentile higher than 16% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.4%
Bachelor's Degree or Higher 31.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,642

Total Housing Units

12,035

Occupied Units

1,607

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 54.9%
Renter 45.1%

$174,000

Median Home Value

+11% vs state

$833

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.2%

YoY Change (2024)

240

HPI Index (2000 = 100)

+140%

Total Change Since 2000

Home values in ZIP 74464 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +140% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.9% 168
2021 +13.8% 192
2022 +15.2% 221
2023 +4.4% 230
2024 +4.2% 240

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 617 business establishments in ZIP 74464, employing approximately 8,662 people with a combined annual payroll of $347,781,000.

617

Businesses

8,662

Employees

$347.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 124 20.1%
Health care and social assistance 99 16.1%
Accommodation and food services 86 13.9%
Finance and insurance 53 8.6%
Other services (except public administration) 53 8.6%
Professional, scientific, and technical services 48 7.8%
Construction 36 5.8%
Real estate and rental and leasing 30 4.9%
Administrative and support and waste management and remediation services 26 4.2%
Wholesale trade 12 1.9%
Manufacturing 11 1.8%
Information 10 1.6%
Arts, entertainment, and recreation 9 1.5%
Transportation and warehousing 7 1.1%
Educational services 5 0.8%
Mining, quarrying, and oil and gas extraction 4 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 74464 vs 74471 →

ZIP Code City Population Distance
74471 Welling, OK 1,800 9.5 mi

More ZIP Codes in Cherokee County

Frequently Asked Questions

What county is ZIP code 74464 in?
ZIP code 74464 (Tahlequah) is located in Cherokee County, Oklahoma. Cherokee County contains multiple ZIP codes, see the full list at /counties/cherokee-ok.
What is the population of ZIP code 74464?
ZIP code 74464 in Tahlequah, OK has a population of 30,111 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74464?
The median household income in ZIP 74464 is $51,262, which is 33% below the national average of $76,288.
What is the average home value in ZIP 74464?
The median home value in ZIP 74464 is $174,000, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 74464?
The largest racial group in ZIP 74464 is White at 43.7%. Hispanic or Latino residents make up 9.6% of the population.
How many businesses are in ZIP code 74464?
ZIP code 74464 has 617 business establishments employing approximately 8,662 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 74464?
The top industries by establishment count in ZIP 74464 are: Retail trade (124), Health care and social assistance (99), Accommodation and food services (86). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 74464?
According to the FHFA House Price Index, home values in ZIP 74464 increased by 4.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 140%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 74464?
In ZIP code 74464, 60.4% of residents aged 25+ have a high school diploma or higher, and 31.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74464?
The mean commute time for workers in ZIP code 74464 is 20.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74464?
In ZIP code 74464, approximately 54.9% of occupied housing units are owner-occupied and 45.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74464?
The poverty rate in ZIP code 74464 is 18.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.