Prosper, TX · standard
ZIP Code 75078
Collin County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,592
- 125/sq mi High-density area
- $196,564
- Median income Above-median income area
- $732,300
- Median home value Above-median home value
- 66.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Prosper pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 125
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 75078 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 75078 (Prosper, TX) rose +5.1% from 2023 to 2024. The all-transactions index moved from 363.5 in 2023 to 381.9 in 2024 (2000 = 100).
ZIP code 75078 is a mid-sized community (a standard USPS delivery area) in Prosper, Collin County, Texas, home to 10,592 residents across 84.7 square miles, a density of 125 people per square mile, in the Chicago time zone.
ZIP 75078 skews affluent, with a median household income of $196,564 (160% above the average Texas ZIP), while per-capita income is $69,921. The poverty rate is 4.9%, with unemployment at 4.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $732,300 (196% above the average Texas ZIP), while 89.6% of occupied homes are owner-occupied and median rent is $2,288.
This is a highly-educated ZIP: 66.7% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 32 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Collin County, so 75078 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 75078
Top 5 sectors by establishment count in Prosper, TX
Which industries have the most business establishments in ZIP 75078.
- Professional, scientific, and technical services
Professional, scientific, and technical services
252 establishments
- Health care and social assistance
Health care and social assistance
143 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
116 establishments
- Retail trade
Retail trade
115 establishments
- Construction 89
Construction
89 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 75078, Prosper, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
10,592
Population
84.7
Area (sq mi)
125
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 75078?
36.6
Median Age
50.7%
Male
49.3%
Female
22.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$196,564
Median Household Income
+160% vs state ZIP avg
$69,921
Per Capita Income
4.9%
Poverty Rate
4.6%
Unemployment Rate
31.6 min
Mean Commute Time
How ZIP 75078 ranks among Texas ZIPs
Prosper, TX household income vs. every Texas ZIP code
Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$196,564 Top 1% higher than 99% of 1,737 Texas ZIPs
Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,512housing units
16,512
Total Housing Units
15,691
Occupied Units
821
Vacant Units
3.38
Avg Household Size
Occupancy Type
$732,300
Median Home Value
+196% vs state ZIP avg
$2,288
Median Rent
2015
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.1%
YoY Change (2024)
382
HPI Index (2000 = 100)
+282%
Total Change Since 2000
Home values in ZIP 75078 have increased 5.1% over the past year (2024). Since 2000, this ZIP has seen +282% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 223 |
| 2021 | +14.2% | 255 |
| 2022 | +21.7% | 311 |
| 2023 | +17.1% | 363 |
| 2024 | +5.1% | 382 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,186 business establishments in ZIP 75078, employing approximately 11,016 people with a combined annual payroll of $506,138,000.
1,186
Businesses
11,016
Employees
$506.1M
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 252 | 21.3% |
| Health care and social assistance | 143 | 12.1% |
| Real estate and rental and leasing | 116 | 9.8% |
| Retail trade | 115 | 9.7% |
| Construction | 89 | 7.5% |
| Accommodation and food services | 88 | 7.4% |
| Finance and insurance | 79 | 6.7% |
| Other services (except public administration) | 76 | 6.4% |
| Administrative and support and waste management and remediation services | 59 | 5.0% |
| Wholesale trade | 45 | 3.8% |
| Educational services | 29 | 2.5% |
| Arts, entertainment, and recreation | 29 | 2.5% |
| Transportation and warehousing | 19 | 1.6% |
| Manufacturing | 18 | 1.5% |
| Information | 13 | 1.1% |
| Mining, quarrying, and oil and gas extraction | 5 | 0.4% |
| Industries not classified | 4 | 0.3% |
| Management of companies and enterprises | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 75078 vs 75035 →
ZIP 75078 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 75070
Mckinney (75070)
74,734 residents
- 75034
Frisco (75034)
72,723 residents
- 75035
Frisco (75035)
47,553 residents
- 75068
Little Elm (75068)
34,934 residents
- 75013
Allen (75013)
30,347 residents
- 75078 10,592
Prosper (75078)
10,592 residents
- 75009 8,785
Celina (75009)
8,785 residents
- 76258 6,659
Pilot Point (76258)
6,659 residents
What this shows Among its immediate neighbors, ZIP 75078 ranks #6 by population - useful context the national average alone can't give.
ZIP 75078 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 75078
Prosper (75078)
$196,564 median income
- 75009
Celina (75009)
$168,250 median income
- 75035
Frisco (75035)
$166,590 median income
- 75013
Allen (75013)
$146,891 median income
- 75068
Little Elm (75068)
$126,635 median income
- 75070
Mckinney (75070)
$112,352 median income
- 75034
Frisco (75034)
$111,122 median income
- 76258
Pilot Point (76258)
$103,532 median income
What this shows By household income, ZIP 75078 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 75078, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (10,592 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Collin County
Related Areas
Frequently Asked Questions
What county is ZIP code 75078 in?
ZIP code 75078 (Prosper) is located in Collin County, Texas. Collin County contains multiple ZIP codes, see the full list at /counties/collin-tx.
What is the population of ZIP code 75078?
ZIP code 75078 in Prosper, TX has a population of 10,592 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 75078?
The median household income in ZIP 75078 is $196,564, which is 158% above the national average of $76,288.
What is the average home value in ZIP 75078?
The median home value in ZIP 75078 is $732,300, which is 163% above the national average of $278,155.
What is the demographic makeup of ZIP 75078?
The largest racial group in ZIP 75078 is White at 58.1%. Hispanic or Latino residents make up 13.4% of the population.
How many businesses are in ZIP code 75078?
ZIP code 75078 has 1,186 business establishments employing approximately 11,016 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 75078?
The top industries by establishment count in ZIP 75078 are: Professional, scientific, and technical services (252), Health care and social assistance (143), Real estate and rental and leasing (116). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 75078?
According to the FHFA House Price Index, home values in ZIP 75078 increased by 5.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 282%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 75078?
In ZIP code 75078, 77.8% of residents aged 25+ have a high school diploma or higher, and 66.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 75078?
The mean commute time for workers in ZIP code 75078 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 75078?
In ZIP code 75078, approximately 89.6% of occupied housing units are owner-occupied and 10.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 75078?
The poverty rate in ZIP code 75078 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 75078's numbers, next.
- See how ZIP 75078 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Prosper, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.