PlainZIP

Prosper, TX · standard

ZIP Code 75078

Collin County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,592
125/sq mi
$196,564
Median income
$732,300
Median home value
66.7%
Bachelor's or higher

The verdict

Prosper pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 6%
home value, US ZIPs
125
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 75078 against every reporting US ZIP.

ZIP code 75078 is a mid-sized community (a standard USPS delivery area) in Prosper, Collin County, Texas, home to 10,592 residents across 84.7 square miles, a density of 125 people per square mile, in the Chicago time zone.

ZIP 75078 skews affluent, with a median household income of $196,564 (160% above the Texas average), while per-capita income is $69,921. 4.9% of residents live below the poverty line, and the unemployment rate reads 4.6%. Housing costs here run $732,300 for a typical home value (196% above the state average), with rent averaging $2,288 a month; 89.6% of homes are owner-occupied.

This is a highly-educated ZIP: 66.7% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 32 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Collin County, so you can benchmark 75078 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 75078

Top 5 sectors by establishment count in Prosper, TX

Which industries have the most business establishments in ZIP 75078.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 75078, Prosper, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,592

Population

84.7

Area (sq mi)

125

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 75078?

36.6

Median Age

50.7%

Male

49.3%

Female

22.7%

Foreign-Born

White 58.1%
African American 7.7%
Asian 18.4%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.2%
Hispanic or Latino 13.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$196,564

Median Household Income

+160% vs state

$69,921

Per Capita Income

4.9%

Poverty Rate

4.6%

Unemployment Rate

31.6 min

Mean Commute Time

How ZIP 75078 ranks nationally

Prosper, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$196,564 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). This entry sits in this band. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.8%
Bachelor's Degree or Higher 66.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,512

Total Housing Units

15,691

Occupied Units

821

Vacant Units

3.38

Avg Household Size

Occupancy Type

Owner 89.6%
Renter 10.4%

$732,300

Median Home Value

+196% vs state

$2,288

Median Rent

2015

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.1%

YoY Change (2024)

382

HPI Index (2000 = 100)

+282%

Total Change Since 2000

Home values in ZIP 75078 have increased 5.1% over the past year (2024). Since 2000, this ZIP has seen +282% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 223
2021 +14.2% 255
2022 +21.7% 311
2023 +17.1% 363
2024 +5.1% 382

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,186 business establishments in ZIP 75078, employing approximately 11,016 people with a combined annual payroll of $506,138,000.

1,186

Businesses

11,016

Employees

$506.1M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 252 21.3%
Health care and social assistance 143 12.1%
Real estate and rental and leasing 116 9.8%
Retail trade 115 9.7%
Construction 89 7.5%
Accommodation and food services 88 7.4%
Finance and insurance 79 6.7%
Other services (except public administration) 76 6.4%
Administrative and support and waste management and remediation services 59 5.0%
Wholesale trade 45 3.8%
Educational services 29 2.5%
Arts, entertainment, and recreation 29 2.5%
Transportation and warehousing 19 1.6%
Manufacturing 18 1.5%
Information 13 1.1%
Mining, quarrying, and oil and gas extraction 5 0.4%
Industries not classified 4 0.3%
Management of companies and enterprises 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 75078 vs 75035 →

ZIP 75078 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 75078 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 75078 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 75078 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
75035 Frisco, TX 47,553 6.6 mi
75034 Frisco, TX 72,723 7.2 mi
75009 Celina, TX 8,785 7.3 mi
75070 Mckinney, TX 74,734 8.2 mi
75068 Little Elm, TX 34,934 9.5 mi
76258 Pilot Point, TX 6,659 10.8 mi
75013 Allen, TX 30,347 11.3 mi

More ZIP Codes in Collin County

75070 standard
Mckinney, TX
Pop: 74,734
75002 standard
Allen, TX
Pop: 63,140
75025 standard
Plano, TX
Pop: 50,926
75098 standard
Wylie, TX
Pop: 48,197
75035 standard
Frisco, TX
Pop: 47,553
75093 standard
Plano, TX
Pop: 47,187

Related Areas

Collin County Prosper, TX Texas

Frequently Asked Questions

What county is ZIP code 75078 in? ▼
ZIP code 75078 (Prosper) is located in Collin County, Texas. Collin County contains multiple ZIP codes, see the full list at /counties/collin-tx.
What is the population of ZIP code 75078? ▼
ZIP code 75078 in Prosper, TX has a population of 10,592 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 75078? ▼
The median household income in ZIP 75078 is $196,564, which is 158% above the national average of $76,288.
What is the average home value in ZIP 75078? ▼
The median home value in ZIP 75078 is $732,300, which is 163% above the national average of $278,155.
What is the demographic makeup of ZIP 75078? ▼
The largest racial group in ZIP 75078 is White at 58.1%. Hispanic or Latino residents make up 13.4% of the population.
How many businesses are in ZIP code 75078? ▼
ZIP code 75078 has 1,186 business establishments employing approximately 11,016 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 75078? ▼
The top industries by establishment count in ZIP 75078 are: Professional, scientific, and technical services (252), Health care and social assistance (143), Real estate and rental and leasing (116). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 75078? ▼
According to the FHFA House Price Index, home values in ZIP 75078 increased by 5.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 282%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 75078? ▼
In ZIP code 75078, 77.8% of residents aged 25+ have a high school diploma or higher, and 66.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 75078? ▼
The mean commute time for workers in ZIP code 75078 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 75078? ▼
In ZIP code 75078, approximately 89.6% of occupied housing units are owner-occupied and 10.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 75078? ▼
The poverty rate in ZIP code 75078 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.