Temple, TX · standard

ZIP Code 76501

Bell County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,897
56/sq mi Moderate-density area
$62,532
Median income Near-median income area
$172,500
Median home value Near-median home value
20.4%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Temple pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

34th pct
household income, US ZIPs
35th pct
home value, US ZIPs
56
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76501 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 76501 (Temple, TX) fell -2.8% from 2023 to 2024. The all-transactions index moved from 319.2 in 2023 to 310.4 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 76501 is a mid-sized community (a standard USPS delivery area) in Temple, Bell County, Texas, home to 16,897 residents across 302.8 square miles, a density of 56 people per square mile, in the Chicago time zone.

ZIP 76501 reports a modest median household income of $62,532 (17% below the average Texas ZIP), while per-capita income is $28,748. The poverty rate is 20.5%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $172,500 (30% below the average Texas ZIP), and median rent is $1,021; owner occupancy is 63.9%.

Educational attainment sits below the national norm: 20.4% of adults hold a bachelor's degree or higher, the median age is 36.2, and the average commute is 22 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Bell County, so 76501 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 76501

Top 5 sectors by establishment count in Temple, TX

Which industries have the most business establishments in ZIP 76501.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76501, Temple, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,897

Population

302.8

Area (sq mi)

56

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 76501?

36.2

Median Age

48.4%

Male

51.6%

Female

7.5%

Foreign-Born

White 50.7%
African American 15.7%
Asian 0.4%
American Indian or Alaska Native 4.6%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 19.2%
Hispanic or Latino 37.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,532

Median Household Income

-17% vs state ZIP avg

$28,748

Per Capita Income

20.5%

Poverty Rate

7.2%

Unemployment Rate

21.5 min

Mean Commute Time

How ZIP 76501 ranks among Texas ZIPs

Temple, TX household income vs. every Texas ZIP code

Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$62,532 37th percentile higher than 37% of 1,737 Texas ZIPs

This ZIP $0 $200K+ every Texas ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.9%
Bachelor's Degree or Higher 20.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,492

Total Housing Units

6,546

Occupied Units

946

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 63.9%
Renter 36.1%

$172,500

Median Home Value

-30% vs state ZIP avg

$1,021

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.8%

YoY Change (2024)

310

HPI Index (2000 = 100)

+210%

Total Change Since 2000

Home values in ZIP 76501 have decreased 2.8% over the past year (2024). Since 2000, this ZIP has seen +210% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.1% 204
2021 +18.1% 241
2022 +23.3% 297
2023 +7.4% 319
2024 -2.8% 310

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 334 business establishments in ZIP 76501, employing approximately 6,020 people with a combined annual payroll of $314,865,000.

334

Businesses

6,020

Employees

$314.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 49 14.7%
Retail trade 45 13.5%
Construction 36 10.8%
Accommodation and food services 31 9.3%
Wholesale trade 26 7.8%
Finance and insurance 26 7.8%
Professional, scientific, and technical services 25 7.5%
Manufacturing 19 5.7%
Administrative and support and waste management and remediation services 19 5.7%
Health care and social assistance 16 4.8%
Transportation and warehousing 12 3.6%
Real estate and rental and leasing 9 2.7%
Information 6 1.8%
Management of companies and enterprises 4 1.2%
Educational services 4 1.2%
Arts, entertainment, and recreation 4 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 76501 vs 76508 →

ZIP 76501 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 76501 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 76501 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 76501 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
76508 Temple, TX 0 6.5 mi
76579 Troy, TX 4,258 8.4 mi
76569 Rogers, TX 2,498 9.2 mi
76504 Temple, TX 24,268 8.2 mi
76554 Little River Academy, TX 2,104 9.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 76501, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (16,897 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Bell County

Frequently Asked Questions

What county is ZIP code 76501 in?

ZIP code 76501 (Temple) is located in Bell County, Texas. Bell County contains multiple ZIP codes, see the full list at /counties/bell-tx.

What is the population of ZIP code 76501?

ZIP code 76501 in Temple, TX has a population of 16,897 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 76501?

The median household income in ZIP 76501 is $62,532, which is 18% below the national average of $76,288.

What is the average home value in ZIP 76501?

The median home value in ZIP 76501 is $172,500, which is 38% below the national average of $278,155.

What is the demographic makeup of ZIP 76501?

The largest racial group in ZIP 76501 is White at 50.7%. Hispanic or Latino residents make up 37.6% of the population.

How many businesses are in ZIP code 76501?

ZIP code 76501 has 334 business establishments employing approximately 6,020 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 76501?

The top industries by establishment count in ZIP 76501 are: Other services (except public administration) (49), Retail trade (45), Construction (36). There are 16 industry sectors represented in total.

How have home values changed in ZIP code 76501?

According to the FHFA House Price Index, home values in ZIP 76501 decreased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 210%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 76501?

In ZIP code 76501, 52.9% of residents aged 25+ have a high school diploma or higher, and 20.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 76501?

The mean commute time for workers in ZIP code 76501 is 21.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 76501?

In ZIP code 76501, approximately 63.9% of occupied housing units are owner-occupied and 36.1% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 76501?

The poverty rate in ZIP code 76501 is 20.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 76501's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 76501's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.