ZIP Code 76504
standardSource:
Temple · Bell County · Texas
- Population
- 24,268
- Median income
- $52,803
- Median home value
- $174,100
- Bachelor's or higher
- 19.6%
- Land area
- 70.0 sq mi
347/sq mi
▼ 31% vs US
higher than 18% of US ZIPs
▼ 37% vs US
higher than 36% of US ZIPs
Median age 32
Chicago
ZIP code 76504 in Temple, Texas has a population of 24,268. The median household income is $52,803, which is 31% below the national average. Median home value is $174,100, 37% below the US average. 19.6% of residents hold a bachelor's degree or higher.
ZIP code 76504 is classified by USPS as a standard delivery area and covers roughly 70.0 square miles in Temple, Bell County, Texas. The area is home to 24,268 residents, producing a population density of 347 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 76504 against Texas and the nation.
On the economic side, the median household income for ZIP 76504 sits at $52,803 (30% below the Texas average), while per-capita income is $29,020. The poverty rate stands at 16.1% and the unemployment rate at 7.6%. On housing, the median home value is $174,100 (30% below the state average) with median rent at $1,167 per month, and 31.4% of occupied units are owner-occupied, a direct signal of whether 76504 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 19.6% of adults hold a bachelor's degree or higher, the median age is 32, and the average commute is 20 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bell County, so you can benchmark 76504 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 76504
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 76504.
- Retail trade
Retail trade
105 establishments
- Accommodation and food services
Accommodation and food services
89 establishments
- Other services (except public administration)
Other services (except public administration)
80 establishments
- Health care and social assistance
Health care and social assistance
79 establishments
- Finance and insurance
Finance and insurance
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 76504, Temple, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
24,268
Population
70.0
Area (sq mi)
347
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 76504?
32.0
Median Age
50.1%
Male
49.9%
Female
7.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,803
Median Household Income
-30% vs state
$29,020
Per Capita Income
16.1%
Poverty Rate
7.6%
Unemployment Rate
19.6 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,531
Total Housing Units
10,759
Occupied Units
772
Vacant Units
2.35
Avg Household Size
Occupancy Type
$174,100
Median Home Value
-30% vs state
$1,167
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.5%
YoY Change (2024)
283
HPI Index (2000 = 100)
+183%
Total Change Since 2000
Home values in ZIP 76504 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +183% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.0% | 180 |
| 2021 | +23.2% | 222 |
| 2022 | +22.7% | 273 |
| 2023 | +1.3% | 276 |
| 2024 | +2.5% | 283 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 681 business establishments in ZIP 76504, employing approximately 19,156 people with a combined annual payroll of $1,172,936,000.
681
Businesses
19,156
Employees
$1.2B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 105 | 15.4% |
| Accommodation and food services | 89 | 13.1% |
| Other services (except public administration) | 80 | 11.8% |
| Health care and social assistance | 79 | 11.6% |
| Finance and insurance | 44 | 6.5% |
| Construction | 43 | 6.3% |
| Manufacturing | 40 | 5.9% |
| Administrative and support and waste management and remediation services | 36 | 5.3% |
| Professional, scientific, and technical services | 33 | 4.8% |
| Transportation and warehousing | 30 | 4.4% |
| Real estate and rental and leasing | 30 | 4.4% |
| Wholesale trade | 28 | 4.1% |
| Information | 13 | 1.9% |
| Arts, entertainment, and recreation | 10 | 1.5% |
| Educational services | 9 | 1.3% |
| Management of companies and enterprises | 7 | 1.0% |
| Utilities | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 76504 vs 76508 →
More ZIP Codes in Bell County
Related Areas
Frequently Asked Questions
What county is ZIP code 76504 in? ▼
What is the population of ZIP code 76504? ▼
What is the median household income in ZIP 76504? ▼
What is the average home value in ZIP 76504? ▼
What is the demographic makeup of ZIP 76504? ▼
How many businesses are in ZIP code 76504? ▼
What are the main industries in ZIP code 76504? ▼
How have home values changed in ZIP code 76504? ▼
What is the education level in ZIP code 76504? ▼
What is the average commute time in ZIP 76504? ▼
What percentage of residents own vs. rent in ZIP 76504? ▼
What is the poverty rate in ZIP code 76504? ▼
ZIP Code Research Guides
Official Data Resources for Temple, TX
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.