Residential delivery area · Texas
ZIP Code 76513: Belton, TX
ZIP code 76513 uses the postal name Belton, Texas and lies entirely in Bell County (Census 2020 ZIP-county file). About 46,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $80,661 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Belton (18%) and Morgan's Point Resort (3%), and 5% in smaller places; 74% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Belton · its only residential ZIP
- County
- Bell County
- Census places
- Belton (18%); Morgan's Point Resort (3%)
- Metro area
- Killeen-Temple, TX
- House district
- TX-31 119th Congress
- State
- Texas
- Time zone
- Central
- Land area
- 108.3 sq mi · 424 people per sq mi
Where is ZIP code 76513?
76513 centers on 31.057°, -97.503° and covers 108.3 square miles of land plus 11.1 of water. It borders 7 ZIP codes: 76502, 76559, 76548, 76543, 76571, 76554, 76534.
The map draws ZIP code areas only. For the streets inside 76513, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 76513 compare with the rest of Bell County?
| Measure | 76513 | In Bell County | In TX |
|---|---|---|---|
| People (ACS 2020-2024) | 45,928 | 4th of 22 | 179th of 1,990 |
| Median household income | $81k | 7th of 18 | 443rd of 1,172 |
| Median home value | $290k | 3rd of 19 | 406th of 1,172 |
Its median household income is higher than in 63% of U.S. residential ZIP codes, and it is denser than 70% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 76513?
The 2020 Census counted 43,698 people in 76513; the ACS, which samples households over 2020-2024, estimates 45,928. Between the 2010 and 2020 censuses its population grew 27.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 45,928
- 2020 Census count
- 43,698+27.9% since 2010 (34,172)
- Households
- 15,904
- Median age
- 36.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 76513?
Of the 45,928 people the ACS estimates in 76513, 24.3% are under 18 and 15.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (58.6%), then Hispanic or Latino (28.2%).
- Under 1824.3%
- 18 to 6460.7%
- 65 and older15.0%
- White, not Hispanic58.6%
- Hispanic or Latino28.2%
- Black, not Hispanic5.7%
- Other or two or more5.2%
- Asian, not Hispanic2.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 76513 earn?
Median household income is $80,661 (ACS 2020-2024), the 7th highest of the 18 ranked ZIP codes in Bell County. It is not measurably different from 2015-2019 ($82,360 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $80,661
- Income per person
- $44,012
- Below the poverty line
- 12.0%
- Unemployed (of the labor force)
- 2.6%
- Adults 25+ with a bachelor's degree
- 31.5%
- Adjusted gross income per tax return, 2022
- $91,42319,340 returns; wages 66% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 76513?
FHFA's house price index for 76513, built from repeat sales and appraisals of the same homes, rose 94% from 2015 to 2025 and rose 45% from 2020 to 2025, and moved −3.0% in 2025.
- Median home value (owners' estimate)
- $289,600
- Median gross rent
- $1,237
- Homes owned by their occupants
- 71.9%
- Housing units
- 16,868
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 76513?
835 business establishments had a location in this ZIP code in 2023, 154 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction129
- Retail trade105
- Accommodation and food services97
- Other services (except public administration)93
- Health care and social assistance68
- Real estate and rental and leasing61
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 76513?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 76502 | Temple | 52,669 | $82k | 6.3 mi |
| 76559 | Nolanville | 7,197 | $76k | 6.8 mi |
| 76548 | Harker Heights | 33,729 | $81k | 8.2 mi |
| 76543 | Killeen | 34,457 | $49k | 9.5 mi |
| 76571 | Salado | 9,000 | $112k | 9.6 mi |
| 76554 | Little River Academy | 2,344 | $76k | 9.7 mi |
| 76534 | Holland | 2,675 | $81k | 14.0 mi |
| 76504 | Temple | 26,166 | $53k | 9.6 mi (near) |
| 76542 | Killeen | 53,892 | $74k | 12.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.