PlainZIP

Belton, TX · standard

ZIP Code 76513

Bell County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

34,172
125/sq mi
$80,661
Median income
$289,600
Median home value
31.5%
Bachelor's or higher

The verdict

Belton pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 35%
home value, US ZIPs
125
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76513 against every reporting US ZIP.

ZIP code 76513 is a densely settled ZIP (a standard USPS delivery area) in Belton, Bell County, Texas, with 34,172 residents across 272.9 square miles, a density of 125 people per square mile, in the Chicago time zone.

ZIP 76513 lands in the middle-income range, with a median household income of $80,661 (7% above the Texas average), while per-capita income is $44,012. The poverty rate stands at 12.0% and the unemployment rate at 2.6%. Housing costs here run $289,600 for a typical home value (17% above the state average), with rent averaging $1,237 a month; 71.9% of homes are owner-occupied.

A solid share of residents have a four-year degree: 31.5% of adults hold a bachelor's degree or higher, the median age is 36.3, and the average commute is 27 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bell County, so you can benchmark 76513 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 76513

Top 5 sectors by establishment count in Belton, TX

Which industries have the most business establishments in ZIP 76513.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76513, Belton, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

34,172

Population

272.9

Area (sq mi)

125

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 76513?

36.3

Median Age

49.4%

Male

50.6%

Female

9.3%

Foreign-Born

White 66.1%
African American 5.8%
Asian 2.5%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 17.2%
Hispanic or Latino 28.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,661

Median Household Income

+7% vs state

$44,012

Per Capita Income

12.0%

Poverty Rate

2.6%

Unemployment Rate

26.6 min

Mean Commute Time

How ZIP 76513 ranks nationally

Belton, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,661 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.4%
Bachelor's Degree or Higher 31.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,868

Total Housing Units

15,904

Occupied Units

964

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 71.9%
Renter 28.1%

$289,600

Median Home Value

+17% vs state

$1,237

Median Rent

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-4.0%

YoY Change (2024)

283

HPI Index (2000 = 100)

+183%

Total Change Since 2000

Home values in ZIP 76513 have decreased 4.0% over the past year (2024). Since 2000, this ZIP has seen +183% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.6% 191
2021 +16.3% 222
2022 +22.0% 271
2023 +8.9% 295
2024 -4.0% 283

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 835 business establishments in ZIP 76513, employing approximately 12,046 people with a combined annual payroll of $575,165,000.

835

Businesses

12,046

Employees

$575.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 129 15.4%
Retail trade 105 12.6%
Accommodation and food services 97 11.6%
Other services (except public administration) 93 11.1%
Health care and social assistance 68 8.1%
Real estate and rental and leasing 61 7.3%
Professional, scientific, and technical services 57 6.8%
Administrative and support and waste management and remediation services 55 6.6%
Finance and insurance 36 4.3%
Manufacturing 34 4.1%
Transportation and warehousing 30 3.6%
Wholesale trade 29 3.5%
Arts, entertainment, and recreation 15 1.8%
Information 10 1.2%
Educational services 9 1.1%
Management of companies and enterprises 4 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 76513 vs 76559 →

ZIP 76513 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 76513 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 76513 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 76513 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
76559 Nolanville, TX 5,051 6.5 mi
76502 Temple, TX 31,545 6.1 mi
76548 Harker Heights, TX 26,344 8.7 mi
76508 Temple, TX 0 8.2 mi
76571 Salado, TX 6,790 9.7 mi
76554 Little River Academy, TX 2,104 9.4 mi
76504 Temple, TX 24,268 9.6 mi
76543 Killeen, TX 30,430 10.4 mi

More ZIP Codes in Bell County

76549 standard
Killeen, TX
Pop: 44,490
76542 standard
Killeen, TX
Pop: 40,025
76502 standard
Temple, TX
Pop: 31,545
76543 standard
Killeen, TX
Pop: 30,430
76544 standard
Fort Hood, TX
Pop: 29,943
76548 standard
Harker Heights, TX
Pop: 26,344

Related Areas

Bell County Belton, TX Texas

Frequently Asked Questions

What county is ZIP code 76513 in? ▼
ZIP code 76513 (Belton) is located in Bell County, Texas. Bell County contains multiple ZIP codes, see the full list at /counties/bell-tx.
What is the population of ZIP code 76513? ▼
ZIP code 76513 in Belton, TX has a population of 34,172 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76513? ▼
The median household income in ZIP 76513 is $80,661, which is 6% above the national average of $76,288.
What is the average home value in ZIP 76513? ▼
The median home value in ZIP 76513 is $289,600, which is 4% above the national average of $278,155.
What is the demographic makeup of ZIP 76513? ▼
The largest racial group in ZIP 76513 is White at 66.1%. Hispanic or Latino residents make up 28.2% of the population.
How many businesses are in ZIP code 76513? ▼
ZIP code 76513 has 835 business establishments employing approximately 12,046 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76513? ▼
The top industries by establishment count in ZIP 76513 are: Construction (129), Retail trade (105), Accommodation and food services (97). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 76513? ▼
According to the FHFA House Price Index, home values in ZIP 76513 decreased by 4.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 183%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76513? ▼
In ZIP code 76513, 56.4% of residents aged 25+ have a high school diploma or higher, and 31.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76513? ▼
The mean commute time for workers in ZIP code 76513 is 26.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76513? ▼
In ZIP code 76513, approximately 71.9% of occupied housing units are owner-occupied and 28.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76513? ▼
The poverty rate in ZIP code 76513 is 12.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.