ZIP Code 76548

standard

Source:

Harker Heights · Bell County · Texas

Population
26,344

656/sq mi

Median income
$80,520

▲ 6% vs US

higher than 63% of US ZIPs

Median home value
$287,800

▲ 3% vs US

higher than 65% of US ZIPs

Bachelor's or higher
30.2%

Median age 32.8

Land area
40.2 sq mi

Chicago

ZIP code 76548 in Harker Heights, Texas has a population of 26,344. The median household income is $80,520, which is 6% above the national average. Median home value is $287,800, 3% above the US average. 30.2% of residents hold a bachelor's degree or higher.

ZIP code 76548 is classified by USPS as a standard delivery area and covers roughly 40.2 square miles in Harker Heights, Bell County, Texas. The area is home to 26,344 residents, producing a population density of 656 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 76548 against Texas and the nation.

On the economic side, the median household income for ZIP 76548 sits at $80,520 (7% above the Texas average), while per-capita income is $37,844. The poverty rate stands at 10.3% and the unemployment rate at 3.5%. On housing, the median home value is $287,800 (16% above the state average) with median rent at $1,145 per month, and 61.4% of occupied units are owner-occupied, a direct signal of whether 76548 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 30.2% of adults hold a bachelor's degree or higher, the median age is 32.8, and the average commute is 24 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bell County, so you can benchmark 76548 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 76548

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 76548.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 76548, Harker Heights, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

26,344

Population

40.2

Area (sq mi)

656

People / sq mi

Chicago

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 76548?

32.8

Median Age

49.5%

Male

50.5%

Female

9.6%

Foreign-Born

White 43.1%
African American 28.6%
Asian 3.4%
American Indian or Alaska Native 1.6%
Native Hawaiian or Pacific Islander 2.7%
Two or More Ethnicities 16.7%
Hispanic or Latino 19.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,520

Median Household Income

+7% vs state

$37,844

Per Capita Income

10.3%

Poverty Rate

3.5%

Unemployment Rate

24.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.8%
Bachelor's Degree or Higher 30.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,036

Total Housing Units

12,337

Occupied Units

699

Vacant Units

2.72

Avg Household Size

Occupancy Type

Owner 61.4%
Renter 38.6%

$287,800

Median Home Value

+16% vs state

$1,145

Median Rent

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.9%

YoY Change (2024)

224

HPI Index (2000 = 100)

+124%

Total Change Since 2000

Home values in ZIP 76548 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +124% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.1% 153
2021 +12.7% 173
2022 +21.8% 210
2023 +1.6% 214
2024 +4.9% 224

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 539 business establishments in ZIP 76548, employing approximately 7,866 people with a combined annual payroll of $308,317,000.

539

Businesses

7,866

Employees

$308.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 93 17.3%
Health care and social assistance 89 16.5%
Accommodation and food services 89 16.5%
Other services (except public administration) 65 12.1%
Construction 41 7.6%
Real estate and rental and leasing 38 7.0%
Professional, scientific, and technical services 35 6.5%
Finance and insurance 24 4.5%
Administrative and support and waste management and remediation services 15 2.8%
Arts, entertainment, and recreation 14 2.6%
Information 12 2.2%
Educational services 9 1.7%
Manufacturing 5 0.9%
Wholesale trade 4 0.7%
Transportation and warehousing 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 76548 vs 76559 →

ZIP Code City Population Distance
76559 Nolanville, TX 5,051 3.0 mi
76543 Killeen, TX 30,430 6.1 mi
76542 Killeen, TX 40,025 6.6 mi
76541 Killeen, TX 19,206 6.6 mi
76513 Belton, TX 34,172 8.7 mi
76571 Salado, TX 6,790 8.8 mi
76544 Fort Hood, TX 29,943 9.4 mi

More ZIP Codes in Bell County

Frequently Asked Questions

What county is ZIP code 76548 in?
ZIP code 76548 (Harker Heights) is located in Bell County, Texas. Bell County contains multiple ZIP codes, see the full list at /counties/bell-tx.
What is the population of ZIP code 76548?
ZIP code 76548 in Harker Heights, TX has a population of 26,344 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76548?
The median household income in ZIP 76548 is $80,520, which is 6% above the national average of $76,288.
What is the average home value in ZIP 76548?
The median home value in ZIP 76548 is $287,800, which is 3% above the national average of $278,155.
What is the demographic makeup of ZIP 76548?
The largest racial group in ZIP 76548 is White at 43.1%. Hispanic or Latino residents make up 19.4% of the population.
How many businesses are in ZIP code 76548?
ZIP code 76548 has 539 business establishments employing approximately 7,866 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76548?
The top industries by establishment count in ZIP 76548 are: Retail trade (93), Health care and social assistance (89), Accommodation and food services (89). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 76548?
According to the FHFA House Price Index, home values in ZIP 76548 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 124%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76548?
In ZIP code 76548, 52.8% of residents aged 25+ have a high school diploma or higher, and 30.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76548?
The mean commute time for workers in ZIP code 76548 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76548?
In ZIP code 76548, approximately 61.4% of occupied housing units are owner-occupied and 38.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76548?
The poverty rate in ZIP code 76548 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Harker Heights, TX

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.