PlainZIP

Harker Heights, TX · standard

ZIP Code 76548

Bell County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,344
656/sq mi
$80,520
Median income
$287,800
Median home value
30.2%
Bachelor's or higher

The verdict

Harker Heights pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 35%
home value, US ZIPs
656
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76548 against every reporting US ZIP.

ZIP code 76548 is a densely settled ZIP (a standard USPS delivery area) in Harker Heights, Bell County, Texas, with 26,344 residents across 40.2 square miles, a density of 656 people per square mile, in the Chicago time zone.

ZIP 76548 lands in the middle-income range, with a median household income of $80,520 (7% above the Texas average), while per-capita income is $37,844. Poverty here runs at 10.3%, with unemployment measured at 3.5%. On housing, the median home value is $287,800 (16% above the state average) with median rent at $1,145 per month, and 61.4% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 30.2% of adults hold a bachelor's degree or higher, the median age is 32.8, and the average commute is 24 minutes. To put 76548 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Bell County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 76548

Top 5 sectors by establishment count in Harker Heights, TX

Which industries have the most business establishments in ZIP 76548.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76548, Harker Heights, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,344

Population

40.2

Area (sq mi)

656

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 76548?

32.8

Median Age

49.5%

Male

50.5%

Female

9.6%

Foreign-Born

White 43.1%
African American 28.6%
Asian 3.4%
American Indian or Alaska Native 1.6%
Native Hawaiian or Pacific Islander 2.7%
Two or More Ethnicities 16.7%
Hispanic or Latino 19.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,520

Median Household Income

+7% vs state

$37,844

Per Capita Income

10.3%

Poverty Rate

3.5%

Unemployment Rate

24.1 min

Mean Commute Time

How ZIP 76548 ranks nationally

Harker Heights, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,520 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.8%
Bachelor's Degree or Higher 30.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,036

Total Housing Units

12,337

Occupied Units

699

Vacant Units

2.72

Avg Household Size

Occupancy Type

Owner 61.4%
Renter 38.6%

$287,800

Median Home Value

+16% vs state

$1,145

Median Rent

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.9%

YoY Change (2024)

224

HPI Index (2000 = 100)

+124%

Total Change Since 2000

Home values in ZIP 76548 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +124% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.1% 153
2021 +12.7% 173
2022 +21.8% 210
2023 +1.6% 214
2024 +4.9% 224

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 539 business establishments in ZIP 76548, employing approximately 7,866 people with a combined annual payroll of $308,317,000.

539

Businesses

7,866

Employees

$308.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 93 17.3%
Health care and social assistance 89 16.5%
Accommodation and food services 89 16.5%
Other services (except public administration) 65 12.1%
Construction 41 7.6%
Real estate and rental and leasing 38 7.0%
Professional, scientific, and technical services 35 6.5%
Finance and insurance 24 4.5%
Administrative and support and waste management and remediation services 15 2.8%
Arts, entertainment, and recreation 14 2.6%
Information 12 2.2%
Educational services 9 1.7%
Manufacturing 5 0.9%
Wholesale trade 4 0.7%
Transportation and warehousing 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 76548 vs 76559 →

ZIP 76548 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 76548 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 76548 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 76548 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
76559 Nolanville, TX 5,051 3.0 mi
76543 Killeen, TX 30,430 6.1 mi
76542 Killeen, TX 40,025 6.6 mi
76541 Killeen, TX 19,206 6.6 mi
76513 Belton, TX 34,172 8.7 mi
76571 Salado, TX 6,790 8.8 mi
76544 Fort Hood, TX 29,943 9.4 mi

More ZIP Codes in Bell County

76549 standard
Killeen, TX
Pop: 44,490
76542 standard
Killeen, TX
Pop: 40,025
76513 standard
Belton, TX
Pop: 34,172
76502 standard
Temple, TX
Pop: 31,545
76543 standard
Killeen, TX
Pop: 30,430
76544 standard
Fort Hood, TX
Pop: 29,943

Related Areas

Bell County Harker Heights, TX Texas

Frequently Asked Questions

What county is ZIP code 76548 in? ▼
ZIP code 76548 (Harker Heights) is located in Bell County, Texas. Bell County contains multiple ZIP codes, see the full list at /counties/bell-tx.
What is the population of ZIP code 76548? ▼
ZIP code 76548 in Harker Heights, TX has a population of 26,344 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76548? ▼
The median household income in ZIP 76548 is $80,520, which is 6% above the national average of $76,288.
What is the average home value in ZIP 76548? ▼
The median home value in ZIP 76548 is $287,800, which is 3% above the national average of $278,155.
What is the demographic makeup of ZIP 76548? ▼
The largest racial group in ZIP 76548 is White at 43.1%. Hispanic or Latino residents make up 19.4% of the population.
How many businesses are in ZIP code 76548? ▼
ZIP code 76548 has 539 business establishments employing approximately 7,866 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76548? ▼
The top industries by establishment count in ZIP 76548 are: Retail trade (93), Health care and social assistance (89), Accommodation and food services (89). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 76548? ▼
According to the FHFA House Price Index, home values in ZIP 76548 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 124%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76548? ▼
In ZIP code 76548, 52.8% of residents aged 25+ have a high school diploma or higher, and 30.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76548? ▼
The mean commute time for workers in ZIP code 76548 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76548? ▼
In ZIP code 76548, approximately 61.4% of occupied housing units are owner-occupied and 38.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76548? ▼
The poverty rate in ZIP code 76548 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.