PlainZIP

Temple, TX · standard

ZIP Code 76502

Bell County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,545
194/sq mi
$82,088
Median income
$272,500
Median home value
38.7%
Bachelor's or higher

The verdict

Temple pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 35%
household income, US ZIPs
Top 38%
home value, US ZIPs
194
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76502 against every reporting US ZIP.

ZIP code 76502 is a densely settled ZIP (a standard USPS delivery area) in Temple, Bell County, Texas, with 31,545 residents across 163.0 square miles, a density of 194 people per square mile, in the Chicago time zone.

ZIP 76502 lands in the middle-income range, with a median household income of $82,088 (9% above the Texas average), while per-capita income is $38,887. Poverty here runs at 12.5%, with unemployment measured at 5.4%. Housing costs here run $272,500 for a typical home value (10% above the state average), with rent averaging $1,480 a month; 64.1% of homes are owner-occupied.

A solid share of residents have a four-year degree: 38.7% of adults hold a bachelor's degree or higher, the median age is 34.8, and the average commute is 22 minutes. To put 76502 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Bell County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 76502

Top 5 sectors by establishment count in Temple, TX

Which industries have the most business establishments in ZIP 76502.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76502, Temple, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

31,545

Population

163.0

Area (sq mi)

194

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 76502?

34.8

Median Age

48.4%

Male

51.6%

Female

8.0%

Foreign-Born

White 66.0%
African American 9.2%
Asian 2.7%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.7%
Hispanic or Latino 25.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,088

Median Household Income

+9% vs state

$38,887

Per Capita Income

12.5%

Poverty Rate

5.4%

Unemployment Rate

21.8 min

Mean Commute Time

How ZIP 76502 ranks nationally

Temple, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$82,088 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.9%
Bachelor's Degree or Higher 38.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,863

Total Housing Units

19,492

Occupied Units

1,371

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 64.1%
Renter 35.9%

$272,500

Median Home Value

+10% vs state

$1,480

Median Rent

2004

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.3%

YoY Change (2024)

259

HPI Index (2000 = 100)

+159%

Total Change Since 2000

Home values in ZIP 76502 have increased 0.3% over the past year (2024). Since 2000, this ZIP has seen +159% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.2% 174
2021 +17.3% 204
2022 +25.3% 256
2023 +0.9% 258
2024 +0.3% 259

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 817 business establishments in ZIP 76502, employing approximately 15,491 people with a combined annual payroll of $900,146,000.

817

Businesses

15,491

Employees

$900.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 144 17.6%
Retail trade 101 12.4%
Accommodation and food services 95 11.6%
Other services (except public administration) 89 10.9%
Construction 81 9.9%
Professional, scientific, and technical services 66 8.1%
Finance and insurance 61 7.5%
Real estate and rental and leasing 39 4.8%
Administrative and support and waste management and remediation services 36 4.4%
Wholesale trade 21 2.6%
Transportation and warehousing 20 2.5%
Arts, entertainment, and recreation 18 2.2%
Manufacturing 15 1.8%
Educational services 13 1.6%
Information 11 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 76502 vs 76508 →

ZIP 76502 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 76502 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 76502 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 76502 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
76508 Temple, TX 0 3.0 mi
76504 Temple, TX 24,268 3.7 mi
76513 Belton, TX 34,172 6.1 mi
76554 Little River Academy, TX 2,104 8.7 mi
76579 Troy, TX 4,258 11.1 mi

More ZIP Codes in Bell County

76549 standard
Killeen, TX
Pop: 44,490
76542 standard
Killeen, TX
Pop: 40,025
76513 standard
Belton, TX
Pop: 34,172
76543 standard
Killeen, TX
Pop: 30,430
76544 standard
Fort Hood, TX
Pop: 29,943
76548 standard
Harker Heights, TX
Pop: 26,344

Related Areas

Bell County Temple, TX Texas

Frequently Asked Questions

What county is ZIP code 76502 in? ▼
ZIP code 76502 (Temple) is located in Bell County, Texas. Bell County contains multiple ZIP codes, see the full list at /counties/bell-tx.
What is the population of ZIP code 76502? ▼
ZIP code 76502 in Temple, TX has a population of 31,545 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76502? ▼
The median household income in ZIP 76502 is $82,088, which is 8% above the national average of $76,288.
What is the average home value in ZIP 76502? ▼
The median home value in ZIP 76502 is $272,500, which is 2% below the national average of $278,155.
What is the demographic makeup of ZIP 76502? ▼
The largest racial group in ZIP 76502 is White at 66.0%. Hispanic or Latino residents make up 25.6% of the population.
How many businesses are in ZIP code 76502? ▼
ZIP code 76502 has 817 business establishments employing approximately 15,491 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76502? ▼
The top industries by establishment count in ZIP 76502 are: Health care and social assistance (144), Retail trade (101), Accommodation and food services (95). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 76502? ▼
According to the FHFA House Price Index, home values in ZIP 76502 increased by 0.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 159%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76502? ▼
In ZIP code 76502, 59.9% of residents aged 25+ have a high school diploma or higher, and 38.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76502? ▼
The mean commute time for workers in ZIP code 76502 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76502? ▼
In ZIP code 76502, approximately 64.1% of occupied housing units are owner-occupied and 35.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76502? ▼
The poverty rate in ZIP code 76502 is 12.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.