Temple, TX · standard
ZIP Code 76502
Bell County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,545
- 194/sq mi High-density area
- $82,088
- Median income Near-median income area
- $272,500
- Median home value Near-median home value
- 38.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Temple pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 35%
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 194
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76502 against every reporting US ZIP.
ZIP code 76502 is a densely settled ZIP (a standard USPS delivery area) in Temple, Bell County, Texas, with 31,545 residents across 163.0 square miles, a density of 194 people per square mile, in the Chicago time zone.
ZIP 76502 lands in the middle-income range, with a median household income of $82,088 (9% above the average Texas ZIP), while per-capita income is $38,887. The poverty rate is 12.5%, with unemployment at 5.4%; those measures add context to the income figure. Median home value is $272,500 (10% above the average Texas ZIP) and median rent is $1,480; 64.1% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 38.7% of adults hold a bachelor's degree or higher, the median age is 34.8, and the average commute is 22 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Bell County, so 76502 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 76502
Top 5 sectors by establishment count in Temple, TX
Which industries have the most business establishments in ZIP 76502.
- Health care and social assistance
Health care and social assistance
144 establishments
- Retail trade
Retail trade
101 establishments
- Accommodation and food services
Accommodation and food services
95 establishments
- Other services (except public administration)
Other services (except public administration)
89 establishments
- Construction
Construction
81 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76502, Temple, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
31,545
Population
163.0
Area (sq mi)
194
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 76502?
34.8
Median Age
48.4%
Male
51.6%
Female
8.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,088
Median Household Income
+9% vs state ZIP avg
$38,887
Per Capita Income
12.5%
Poverty Rate
5.4%
Unemployment Rate
21.8 min
Mean Commute Time
How ZIP 76502 ranks nationally
Temple, TX household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$82,088 Top 35% higher than 65% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
20,863housing units
20,863
Total Housing Units
19,492
Occupied Units
1,371
Vacant Units
2.67
Avg Household Size
Occupancy Type
$272,500
Median Home Value
+10% vs state ZIP avg
$1,480
Median Rent
2004
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.3%
YoY Change (2024)
259
HPI Index (2000 = 100)
+159%
Total Change Since 2000
Home values in ZIP 76502 have increased 0.3% over the past year (2024). Since 2000, this ZIP has seen +159% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.2% | 174 |
| 2021 | +17.3% | 204 |
| 2022 | +25.3% | 256 |
| 2023 | +0.9% | 258 |
| 2024 | +0.3% | 259 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 817 business establishments in ZIP 76502, employing approximately 15,491 people with a combined annual payroll of $900,146,000.
817
Businesses
15,491
Employees
$900.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 144 | 17.6% |
| Retail trade | 101 | 12.4% |
| Accommodation and food services | 95 | 11.6% |
| Other services (except public administration) | 89 | 10.9% |
| Construction | 81 | 9.9% |
| Professional, scientific, and technical services | 66 | 8.1% |
| Finance and insurance | 61 | 7.5% |
| Real estate and rental and leasing | 39 | 4.8% |
| Administrative and support and waste management and remediation services | 36 | 4.4% |
| Wholesale trade | 21 | 2.6% |
| Transportation and warehousing | 20 | 2.5% |
| Arts, entertainment, and recreation | 18 | 2.2% |
| Manufacturing | 15 | 1.8% |
| Educational services | 13 | 1.6% |
| Information | 11 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 76502 vs 76508 →
ZIP 76502 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 76513
Belton (76513)
34,172 residents
- 76502
Temple (76502)
31,545 residents
- 76504
Temple (76504)
24,268 residents
- 76579 4,258
Troy (76579)
4,258 residents
- 76554 2,104
Little River Academy (76554)
2,104 residents
What this shows Among its immediate neighbors, ZIP 76502 ranks #2 by population - useful context the national average alone can't give.
ZIP 76502 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 76579
Troy (76579)
$85,480 median income
- 76502
Temple (76502)
$82,088 median income
- 76513
Belton (76513)
$80,661 median income
- 76554
Little River Academy (76554)
$75,500 median income
- 76504
Temple (76504)
$52,803 median income
What this shows By household income, ZIP 76502 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 76502, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (31,545 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bell County
Related Areas
Frequently Asked Questions
What county is ZIP code 76502 in?
ZIP code 76502 (Temple) is located in Bell County, Texas. Bell County contains multiple ZIP codes, see the full list at /counties/bell-tx.
What is the population of ZIP code 76502?
ZIP code 76502 in Temple, TX has a population of 31,545 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76502?
The median household income in ZIP 76502 is $82,088, which is 8% above the national average of $76,288.
What is the average home value in ZIP 76502?
The median home value in ZIP 76502 is $272,500, which is 2% below the national average of $278,155.
What is the demographic makeup of ZIP 76502?
The largest racial group in ZIP 76502 is White at 66.0%. Hispanic or Latino residents make up 25.6% of the population.
How many businesses are in ZIP code 76502?
ZIP code 76502 has 817 business establishments employing approximately 15,491 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76502?
The top industries by establishment count in ZIP 76502 are: Health care and social assistance (144), Retail trade (101), Accommodation and food services (95). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 76502?
According to the FHFA House Price Index, home values in ZIP 76502 increased by 0.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 159%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76502?
In ZIP code 76502, 59.9% of residents aged 25+ have a high school diploma or higher, and 38.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76502?
The mean commute time for workers in ZIP code 76502 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76502?
In ZIP code 76502, approximately 64.1% of occupied housing units are owner-occupied and 35.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76502?
The poverty rate in ZIP code 76502 is 12.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 76502's numbers, next.
- See how ZIP 76502 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Temple, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.