ZIP Code 76557

ZIP code 76557 is classified by USPS as a standard delivery area and covers roughly 352.2 square miles in Moody, McLennan County, Texas. The area is home to 5,178 residents, producing a population density of 15 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 76557 against Texas and the nation.

On the economic side, the median household income for ZIP 76557 sits at $86,056 (14% above the Texas average), while per-capita income is $40,649. The poverty rate stands at 9.5% and the unemployment rate at 4.8%. On housing, the median home value is $232,400 (6% below the state average) with median rent at $1,154 per month, and 81.0% of occupied units are owner-occupied, a direct signal of whether 76557 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.8% of adults hold a bachelor's degree or higher, the median age is 43.5, and the average commute is 28 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing McLennan County, so you can benchmark 76557 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →