Moody, TX · standard
ZIP Code 76557
McLennan County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,178
- 15/sq mi
- $86,056
- Median income
- $232,400
- Median home value
- 24.8%
- Bachelor's or higher
The verdict
Moody pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 47%
- home value, US ZIPs
- 15
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76557 against every reporting US ZIP.
ZIP code 76557 is a mid-sized community (a standard USPS delivery area) in Moody, McLennan County, Texas, home to 5,178 residents across 352.2 square miles, a density of 15 people per square mile, in the Chicago time zone.
ZIP 76557 lands in the middle-income range, with a median household income of $86,056 (14% above the Texas average), while per-capita income is $40,649. Local economic indicators show a 9.5% poverty rate alongside 4.8% unemployment. Median home value sits at $232,400 (6% below the state average), median rent at $1,154 a month, and owner-occupancy at 81.0%.
Educational attainment sits below the national norm: 24.8% of adults hold a bachelor's degree or higher, the median age is 43.5, and the average commute is 28 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing McLennan County, so you can benchmark 76557 against its immediate geography rather than a national average alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 76557
Top 5 sectors by establishment count in Moody, TX
Which industries have the most business establishments in ZIP 76557.
- Construction
Construction
18 establishments
- Retail trade 7
Retail trade
7 establishments
- Transportation and warehousing 7
Transportation and warehousing
7 establishments
- Other services (except public administration) 7
Other services (except public administration)
7 establishments
- Accommodation and food services 6
Accommodation and food services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76557, Moody, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,178
Population
352.2
Area (sq mi)
15
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 76557?
43.5
Median Age
54.9%
Male
45.1%
Female
5.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,056
Median Household Income
+14% vs state
$40,649
Per Capita Income
9.5%
Poverty Rate
4.8%
Unemployment Rate
27.7 min
Mean Commute Time
How ZIP 76557 ranks nationally
Moody, TX household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$86,056 Top 31% higher than 69% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,096
Total Housing Units
1,894
Occupied Units
202
Vacant Units
2.98
Avg Household Size
Occupancy Type
$232,400
Median Home Value
-6% vs state
$1,154
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 68 business establishments in ZIP 76557, employing approximately 267 people with a combined annual payroll of $10,030,000.
68
Businesses
267
Employees
$10.0M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 18 | 26.5% |
| Retail trade | 7 | 10.3% |
| Transportation and warehousing | 7 | 10.3% |
| Other services (except public administration) | 7 | 10.3% |
| Accommodation and food services | 6 | 8.8% |
| Administrative and support and waste management and remediation services | 5 | 7.3% |
| Wholesale trade | 4 | 5.9% |
| Professional, scientific, and technical services | 4 | 5.9% |
| Health care and social assistance | 3 | 4.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 76557 vs 76579 →
ZIP 76557 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 76557
Moody (76557)
5,178 residents
- 76579
Troy (76579)
4,258 residents
- 76561 962
Oglesby (76561)
962 residents
What this shows Among its immediate neighbors, ZIP 76557 ranks the most populous - useful context the national average alone can't give.
ZIP 76557 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 76557
Moody (76557)
$86,056 median income
- 76579
Troy (76579)
$85,480 median income
- 76561
Oglesby (76561)
$60,357 median income
What this shows By household income, ZIP 76557 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
More ZIP Codes in McLennan County
Related Areas
Frequently Asked Questions
What county is ZIP code 76557 in? ▼
What is the population of ZIP code 76557? ▼
What is the median household income in ZIP 76557? ▼
What is the average home value in ZIP 76557? ▼
What is the demographic makeup of ZIP 76557? ▼
How many businesses are in ZIP code 76557? ▼
What are the main industries in ZIP code 76557? ▼
What is the education level in ZIP code 76557? ▼
What is the average commute time in ZIP 76557? ▼
What percentage of residents own vs. rent in ZIP 76557? ▼
What is the poverty rate in ZIP code 76557? ▼
Read our methodology to see how this data is sourced, computed, and verified.