Residential delivery area · Texas
ZIP Code 76557: Moody, TX
ZIP code 76557 uses the postal name Moody, Texas and lies mostly in Bell County (45% of its land), reaching into McLennan County and Coryell County (Census 2020 ZIP-county file). About 5,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $86,056 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Moody, and under 1% in smaller places; 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Moody · its only residential ZIP
- County
- Bell County (45%); McLennan County (41%); Coryell County (14%)
- Census places
- Moody
- Metro area
- Killeen-Temple, TX
- House districts
- TX-31 (59%), TX-17 (41%) 119th Congress, by share of land
- State
- Texas
- Time zone
- Central
- Land area
- 123.5 sq mi · 46 people per sq mi
Where is ZIP code 76557?
76557 centers on 31.294°, -97.400° and covers 123.5 square miles of land plus 6.3 of water. It borders 9 ZIP codes: 76657, 76504, 76630, 76579, 76524, 76561, 76502, 76655, 76528.
The map draws ZIP code areas only. For the streets inside 76557, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 76557 compare with the rest of Bell County?
| Measure | 76557 | In Bell County | In TX |
|---|---|---|---|
| People (ACS 2020-2024) | 5,644 | 15th of 22 | 982nd of 1,990 |
| Median household income | $86k | 3rd of 18 | 361st of 1,172 |
| Median home value | $232k | 9th of 19 | 609th of 1,172 |
Its median household income is higher than in 69% of U.S. residential ZIP codes, and it is denser than 40% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 76557?
The 2020 Census counted 5,318 people in 76557; the ACS, which samples households over 2020-2024, estimates 5,644. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 5,644±1,081 (90% margin)
- 2020 Census count
- 5,318
- Households
- 1,894
- Median age
- 43.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 76557?
Of the 5,644 people the ACS estimates in 76557, 20.6% are under 18 and 21.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (66.4%), then Hispanic or Latino (25.1%).
- Under 1820.6%
- 18 to 6457.7%
- 65 and older21.7%
- White, not Hispanic66.4%
- Hispanic or Latino25.1%
- Other or two or more4.6%
- Black, not Hispanic2.2%
- Asian, not Hispanic1.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 76557 earn?
Median household income is $86,056 (ACS 2020-2024), the 3rd highest of the 18 ranked ZIP codes in Bell County.
- Median household income
- $86,056±$9,075
- Income per person
- $40,649
- Below the poverty line
- 9.5%
- Unemployed (of the labor force)
- 4.8%
- Adults 25+ with a bachelor's degree
- 24.8%
- Adjusted gross income per tax return, 2022
- $71,0812,520 returns; wages 72% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 76557?
FHFA's house price index for 76557, built from repeat sales and appraisals of the same homes, rose 86% from 2015 to 2025 and rose 39% from 2020 to 2025, and moved −6.6% in 2025.
- Median home value (owners' estimate)
- $232,400
- Median gross rent
- $1,154
- Homes owned by their occupants
- 81.0%
- Housing units
- 2,096
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 76557?
68 business establishments had a location in this ZIP code in 2023, 10 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction18
- Retail trade7
- Transportation and warehousing7
- Other services (except public administration)7
- Accommodation and food services6
- Administrative and support and waste management and remediation services5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 76557?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 76657 | McGregor | 12,760 | $98k | 10.0 mi |
| 76504 | Temple | 26,166 | $53k | 10.6 mi |
| 76630 | Bruceville | 1,589 | $84k | 11.2 mi |
| 76579 | Troy | 5,448 | $86k | 11.5 mi |
| 76524 | Eddy | 3,668 | $69k | 11.8 mi |
| 76561 | Oglesby | 996 | $60k | 12.6 mi |
| 76502 | Temple | 52,669 | $82k | 13.1 mi |
| 76655 | Lorena | 10,603 | $100k | 15.0 mi |
| 76528 | Gatesville | 18,935 | $71k | 24.3 mi |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.