Hillsboro, TX · standard
ZIP Code 76645
Hill County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,039
- 26/sq mi Moderate-density area
- $63,737
- Median income Near-median income area
- $199,100
- Median home value Near-median home value
- 16.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Hillsboro pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 36th pct
- household income, US ZIPs
- 43rd pct
- home value, US ZIPs
- 26
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76645 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 76645 (Hillsboro, TX) rose +4.6% from 2023 to 2024. The all-transactions index moved from 326.4 in 2023 to 341.4 in 2024 (2000 = 100).
ZIP code 76645 is a mid-sized community (a standard USPS delivery area) in Hillsboro, Hill County, Texas, home to 11,039 residents across 432.9 square miles, a density of 26 people per square mile, in the Chicago time zone.
ZIP 76645 reports a modest median household income of $63,737 (16% below the average Texas ZIP), while per-capita income is $28,805. The poverty rate is 16.1%, with unemployment at 4.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $199,100 (20% below the average Texas ZIP), and median rent is $978; owner occupancy is 65.9%.
Educational attainment sits below the national norm: 16.8% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is 25 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Hill County, so 76645 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 76645
Top 5 sectors by establishment count in Hillsboro, TX
Which industries have the most business establishments in ZIP 76645.
- Retail trade
Retail trade
44 establishments
- Accommodation and food services
Accommodation and food services
38 establishments
- Other services (except public administration)
Other services (except public administration)
28 establishments
- Health care and social assistance
Health care and social assistance
27 establishments
- Construction
Construction
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76645, Hillsboro, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,039
Population
432.9
Area (sq mi)
26
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 76645?
36.5
Median Age
48.5%
Male
51.5%
Female
9.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,737
Median Household Income
-16% vs state ZIP avg
$28,805
Per Capita Income
16.1%
Poverty Rate
4.4%
Unemployment Rate
24.9 min
Mean Commute Time
How ZIP 76645 ranks among Texas ZIPs
Hillsboro, TX household income vs. every Texas ZIP code
Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,737 39th percentile higher than 39% of 1,737 Texas ZIPs
Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,565housing units
4,565
Total Housing Units
3,980
Occupied Units
585
Vacant Units
2.76
Avg Household Size
Occupancy Type
$199,100
Median Home Value
-20% vs state ZIP avg
$978
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.6%
YoY Change (2024)
341
HPI Index (2000 = 100)
+241%
Total Change Since 2000
Home values in ZIP 76645 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +241% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +10.0% | 211 |
| 2021 | +11.2% | 235 |
| 2022 | +22.6% | 288 |
| 2023 | +13.4% | 326 |
| 2024 | +4.6% | 341 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 282 business establishments in ZIP 76645, employing approximately 5,087 people with a combined annual payroll of $257,796,000.
282
Businesses
5,087
Employees
$257.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 44 | 15.6% |
| Accommodation and food services | 38 | 13.5% |
| Other services (except public administration) | 28 | 9.9% |
| Health care and social assistance | 27 | 9.6% |
| Construction | 26 | 9.2% |
| Finance and insurance | 23 | 8.2% |
| Professional, scientific, and technical services | 19 | 6.7% |
| Manufacturing | 16 | 5.7% |
| Transportation and warehousing | 12 | 4.3% |
| Real estate and rental and leasing | 12 | 4.3% |
| Wholesale trade | 11 | 3.9% |
| Administrative and support and waste management and remediation services | 11 | 3.9% |
| Utilities | 5 | 1.8% |
| Information | 4 | 1.4% |
| Arts, entertainment, and recreation | 4 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 76645 vs 76055 →
ZIP 76645 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 76645
Hillsboro (76645)
11,039 residents
- 76055 3,084
Itasca (76055)
3,084 residents
- 76670 1,377
Milford (76670)
1,377 residents
- 76621 1,037
Abbott (76621)
1,037 residents
What this shows Among its immediate neighbors, ZIP 76645 ranks the most populous - useful context the national average alone can't give.
ZIP 76645 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 76621
Abbott (76621)
$81,932 median income
- 76055
Itasca (76055)
$80,025 median income
- 76645
Hillsboro (76645)
$63,737 median income
- 76670
Milford (76670)
$60,104 median income
What this shows By household income, ZIP 76645 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 76645, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,039 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hill County
Related Areas
Frequently Asked Questions
What county is ZIP code 76645 in?
ZIP code 76645 (Hillsboro) is located in Hill County, Texas. Hill County contains multiple ZIP codes, see the full list at /counties/hill-tx.
What is the population of ZIP code 76645?
ZIP code 76645 in Hillsboro, TX has a population of 11,039 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76645?
The median household income in ZIP 76645 is $63,737, which is 16% below the national average of $76,288.
What is the average home value in ZIP 76645?
The median home value in ZIP 76645 is $199,100, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 76645?
The largest racial group in ZIP 76645 is White at 64.0%. Hispanic or Latino residents make up 32.9% of the population.
How many businesses are in ZIP code 76645?
ZIP code 76645 has 282 business establishments employing approximately 5,087 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76645?
The top industries by establishment count in ZIP 76645 are: Retail trade (44), Accommodation and food services (38), Other services (except public administration) (28). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 76645?
According to the FHFA House Price Index, home values in ZIP 76645 increased by 4.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 241%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76645?
In ZIP code 76645, 48.6% of residents aged 25+ have a high school diploma or higher, and 16.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76645?
The mean commute time for workers in ZIP code 76645 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76645?
In ZIP code 76645, approximately 65.9% of occupied housing units are owner-occupied and 34.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76645?
The poverty rate in ZIP code 76645 is 16.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 76645's numbers, next.
- See how ZIP 76645 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hillsboro, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.