PlainZIP

Hillsboro, TX · standard

ZIP Code 76645

Hill County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,039
26/sq mi
$63,737
Median income
$199,100
Median home value
16.8%
Bachelor's or higher

The verdict

Hillsboro pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
43th pct
home value, US ZIPs
26
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76645 against every reporting US ZIP.

ZIP code 76645 is a mid-sized community (a standard USPS delivery area) in Hillsboro, Hill County, Texas, home to 11,039 residents across 432.9 square miles, a density of 26 people per square mile, in the Chicago time zone.

ZIP 76645 reports a modest median household income of $63,737 (16% below the Texas average), while per-capita income is $28,805. The poverty rate stands at 16.1% and the unemployment rate at 4.4%. Median home value sits at $199,100 (20% below the state average), median rent at $978 a month, and owner-occupancy at 65.9%.

Educational attainment sits below the national norm: 16.8% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is 25 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 76645, plus 6 more within Hill County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 76645

Top 5 sectors by establishment count in Hillsboro, TX

Which industries have the most business establishments in ZIP 76645.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76645, Hillsboro, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,039

Population

432.9

Area (sq mi)

26

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 76645?

36.5

Median Age

48.5%

Male

51.5%

Female

9.8%

Foreign-Born

White 64.0%
African American 9.9%
Asian 0.2%
American Indian or Alaska Native 1.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.3%
Hispanic or Latino 32.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,737

Median Household Income

-16% vs state

$28,805

Per Capita Income

16.1%

Poverty Rate

4.4%

Unemployment Rate

24.9 min

Mean Commute Time

How ZIP 76645 ranks nationally

Hillsboro, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,737 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.6%
Bachelor's Degree or Higher 16.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,565

Total Housing Units

3,980

Occupied Units

585

Vacant Units

2.76

Avg Household Size

Occupancy Type

Owner 65.9%
Renter 34.1%

$199,100

Median Home Value

-20% vs state

$978

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.6%

YoY Change (2024)

341

HPI Index (2000 = 100)

+241%

Total Change Since 2000

Home values in ZIP 76645 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +241% cumulative appreciation.

Year Annual Change HPI Index
2020 +10.0% 211
2021 +11.2% 235
2022 +22.6% 288
2023 +13.4% 326
2024 +4.6% 341

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 282 business establishments in ZIP 76645, employing approximately 5,087 people with a combined annual payroll of $257,796,000.

282

Businesses

5,087

Employees

$257.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 44 15.6%
Accommodation and food services 38 13.5%
Other services (except public administration) 28 9.9%
Health care and social assistance 27 9.6%
Construction 26 9.2%
Finance and insurance 23 8.2%
Professional, scientific, and technical services 19 6.7%
Manufacturing 16 5.7%
Transportation and warehousing 12 4.3%
Real estate and rental and leasing 12 4.3%
Wholesale trade 11 3.9%
Administrative and support and waste management and remediation services 11 3.9%
Utilities 5 1.8%
Information 4 1.4%
Arts, entertainment, and recreation 4 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 76645 vs 76055 →

ZIP 76645 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 76645 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 76645 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 76645 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
76055 Itasca, TX 3,084 9.8 mi
76621 Abbott, TX 1,037 10.0 mi
76670 Milford, TX 1,377 11.3 mi

More ZIP Codes in Hill County

76692 standard
Whitney, TX
Pop: 10,115
76055 standard
Itasca, TX
Pop: 3,084
76627 standard
Blum, TX
Pop: 1,601
76636 standard
Covington, TX
Pop: 1,497
76673 standard
Mount Calm, TX
Pop: 1,187
76621 standard
Abbott, TX
Pop: 1,037

Related Areas

Hill County Hillsboro, TX Texas

Frequently Asked Questions

What county is ZIP code 76645 in? ▼
ZIP code 76645 (Hillsboro) is located in Hill County, Texas. Hill County contains multiple ZIP codes, see the full list at /counties/hill-tx.
What is the population of ZIP code 76645? ▼
ZIP code 76645 in Hillsboro, TX has a population of 11,039 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76645? ▼
The median household income in ZIP 76645 is $63,737, which is 16% below the national average of $76,288.
What is the average home value in ZIP 76645? ▼
The median home value in ZIP 76645 is $199,100, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 76645? ▼
The largest racial group in ZIP 76645 is White at 64.0%. Hispanic or Latino residents make up 32.9% of the population.
How many businesses are in ZIP code 76645? ▼
ZIP code 76645 has 282 business establishments employing approximately 5,087 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76645? ▼
The top industries by establishment count in ZIP 76645 are: Retail trade (44), Accommodation and food services (38), Other services (except public administration) (28). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 76645? ▼
According to the FHFA House Price Index, home values in ZIP 76645 increased by 4.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 241%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76645? ▼
In ZIP code 76645, 48.6% of residents aged 25+ have a high school diploma or higher, and 16.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76645? ▼
The mean commute time for workers in ZIP code 76645 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76645? ▼
In ZIP code 76645, approximately 65.9% of occupied housing units are owner-occupied and 34.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76645? ▼
The poverty rate in ZIP code 76645 is 16.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.