PlainZIP

Laredo, TX · standard

ZIP Code 78040

Webb County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

42,083
2,579/sq mi
$36,092
Median income
$118,700
Median home value
8.6%
Bachelor's or higher

The verdict

Laredo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a suburban-density, renter-heavy area.

4th pct
household income, US ZIPs
16th pct
home value, US ZIPs
2,579
people per sq mi
38%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78040 against every reporting US ZIP.

ZIP code 78040 is a densely settled ZIP (a standard USPS delivery area) in Laredo, Webb County, Texas, with 42,083 residents across 16.3 square miles, a density of 2,579 people per square mile, in the Chicago time zone.

ZIP 78040 sits on the lower end of the income spectrum: median household income is $36,092 (52% below the Texas average), while per-capita income is $17,498. 34.5% of residents live below the poverty line, and the unemployment rate reads 6.3%. Housing costs here run $118,700 for a typical home value (52% below the state average), with rent averaging $895 a month; 37.8% of homes are owner-occupied.

Formal educational attainment runs low here: just 8.6% of adults hold a bachelor's degree or higher, the median age is 30.1, and the average commute is 20 minutes. To put 78040 in local context, 1 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Webb County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 78040

Top 5 sectors by establishment count in Laredo, TX

Which industries have the most business establishments in ZIP 78040.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78040, Laredo, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

42,083

Population

16.3

Area (sq mi)

2,579

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78040?

30.1

Median Age

48.9%

Male

51.1%

Female

32.7%

Foreign-Born

White 14.4%
African American 0.4%
Asian 0.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 67.7%
Hispanic or Latino 97.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$36,092

Median Household Income

-52% vs state

$17,498

Per Capita Income

34.5%

Poverty Rate

6.3%

Unemployment Rate

20.2 min

Mean Commute Time

How ZIP 78040 ranks nationally

Laredo, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$36,092 4th percentile higher than 4% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 31.4%
Bachelor's Degree or Higher 8.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,455

Total Housing Units

11,518

Occupied Units

1,937

Vacant Units

3.06

Avg Household Size

Occupancy Type

Owner 37.8%
Renter 62.2%

$118,700

Median Home Value

-52% vs state

$895

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 717 business establishments in ZIP 78040, employing approximately 9,641 people with a combined annual payroll of $255,894,000.

717

Businesses

9,641

Employees

$255.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 186 25.9%
Professional, scientific, and technical services 72 10.0%
Transportation and warehousing 66 9.2%
Health care and social assistance 62 8.7%
Accommodation and food services 62 8.7%
Wholesale trade 59 8.2%
Finance and insurance 50 7.0%
Other services (except public administration) 46 6.4%
Construction 31 4.3%
Administrative and support and waste management and remediation services 21 2.9%
Real estate and rental and leasing 19 2.6%
Information 12 1.7%
Manufacturing 11 1.5%
Arts, entertainment, and recreation 9 1.3%
Educational services 5 0.7%
Management of companies and enterprises 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 78040 vs 78041 →

ZIP Code City Population Distance
78041 Laredo, TX 44,153 3.7 mi

More ZIP Codes in Webb County

78046 standard
Laredo, TX
Pop: 64,548
78045 standard
Laredo, TX
Pop: 54,713
78041 standard
Laredo, TX
Pop: 44,153
78043 standard
Laredo, TX
Pop: 42,713
78044 standard
Laredo, TX
Pop: 648
78344 standard
Bruni, TX
Pop: 474

Related Areas

Webb County Laredo, TX Texas

Frequently Asked Questions

What county is ZIP code 78040 in? ▼
ZIP code 78040 (Laredo) is located in Webb County, Texas. Webb County contains multiple ZIP codes, see the full list at /counties/webb-tx.
What is the population of ZIP code 78040? ▼
ZIP code 78040 in Laredo, TX has a population of 42,083 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78040? ▼
The median household income in ZIP 78040 is $36,092, which is 53% below the national average of $76,288.
What is the average home value in ZIP 78040? ▼
The median home value in ZIP 78040 is $118,700, which is 57% below the national average of $278,155.
What is the demographic makeup of ZIP 78040? ▼
The largest racial group in ZIP 78040 is Two or More Ethnicities at 67.7%. Hispanic or Latino residents make up 97.5% of the population.
How many businesses are in ZIP code 78040? ▼
ZIP code 78040 has 717 business establishments employing approximately 9,641 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78040? ▼
The top industries by establishment count in ZIP 78040 are: Retail trade (186), Professional, scientific, and technical services (72), Transportation and warehousing (66). There are 16 industry sectors represented in total.
What is the education level in ZIP code 78040? ▼
In ZIP code 78040, 31.4% of residents aged 25+ have a high school diploma or higher, and 8.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78040? ▼
The mean commute time for workers in ZIP code 78040 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78040? ▼
In ZIP code 78040, approximately 37.8% of occupied housing units are owner-occupied and 62.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78040? ▼
The poverty rate in ZIP code 78040 is 34.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.