ZIP Code 78040

ZIP code 78040 is classified by USPS as a standard delivery area and covers roughly 16.3 square miles in Laredo, Webb County, Texas. The area is home to 42,083 residents, producing a population density of 2,579 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 78040 against Texas and the nation.

On the economic side, the median household income for ZIP 78040 sits at $36,092 (52% below the Texas average), while per-capita income is $17,498. The poverty rate stands at 34.5% and the unemployment rate at 6.3%. On housing, the median home value is $118,700 (52% below the state average) with median rent at $895 per month, and 37.8% of occupied units are owner-occupied, a direct signal of whether 78040 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 8.6% of adults hold a bachelor's degree or higher, the median age is 30.1, and the average commute is 20 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Webb County, so you can benchmark 78040 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →