Residential delivery area · Texas

ZIP Code 78045: Laredo, TX

ZIP code 78045 uses the postal name Laredo, Texas and lies entirely in Webb County (Census 2020 ZIP-county file). About 67,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Laredo's 6 residential ZIP codes. Median household income is $90,608 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Laredo (8%), La Moca Ranch (2%), Botines (under 1%), Ranchos Penitas West (under 1%), Bonanza Hills (under 1%), Los Minerales (under 1%), Four Points (under 1%), Los Huisaches (under 1%), Los Corralitos (0%), Los Veteranos II (0%) and Sunset Acres (0%); 89% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
7national area: Texas, Arkansas, Louisiana and Oklahoma
780sectional center: San Antonio, TX (SCF 780)
45delivery area within it
Town
Laredo · 6 residential ZIPs
Census places
Laredo (8%); La Moca Ranch (2%) census-designated place; Botines (under 1%) census-designated place; Ranchos Penitas West (under 1%) census-designated place
Metro area
Laredo, TX
House district
TX-28 119th Congress
State
Texas
Time zone
Central
Land area
663.0 sq mi · 102 people per sq mi
PO Box ZIPs
78042 also use the name Laredo

Where is ZIP code 78045?

78045 centers on 27.834°, -99.681° and covers 663.0 square miles of land plus 3.6 of water. It borders 3 ZIP codes: 78041, 78019, 78860.

78019 · Encinal78041 · Laredo78860 · El Indio78045 · Laredo (this ZIP)7804578019788607804178019 · Encinal78041 · Laredo78860 · El Indio78045 · Laredo (this ZIP)78045780197886078019 · Encinal78041 · Laredo78860 · El Indio78045 · Laredo (this ZIP)780457801978860
Shaded by median household income, in national fifths (ACS 2020-2024); 78045 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 78045, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 78045 compare with the rest of Laredo?

Rank of 78045 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure78045In LaredoIn Webb CountyIn TX
People (ACS 2020-2024)67,3332nd of 62nd of 1058th of 1,990
Median household income$91k1st of 51st of 6311th of 1,172
Median home value$244k1st of 51st of 5552nd of 1,172

Its median household income is higher than in 74% of U.S. residential ZIP codes, and it is denser than 54% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 78045?

The 2020 Census counted 65,354 people in 78045; the ACS, which samples households over 2020-2024, estimates 67,333. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
67,333
2020 Census count
65,354
Households
21,110
Median age
33.7

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 78045?

Of the 67,333 people the ACS estimates in 78045, 29.8% are under 18 and 8.5% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (92.6%).

  • Under 1829.8%
  • 18 to 6461.8%
  • 65 and older8.5%
Age of the people of 78045 (ACS 2020-2024, B01001)
  • Hispanic or Latino92.6%
  • White, not Hispanic4.8%
  • Asian, not Hispanic1.1%
  • Black, not Hispanic0.9%
  • Other or two or more0.6%
Race and Hispanic origin in 78045 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 78045 earn?

Median household income is $90,608 (ACS 2020-2024), the highest of the 6 ranked ZIP codes in Webb County.

Median household income
$90,608
Income per person
$34,902
Below the poverty line
7.3%
Unemployed (of the labor force)
3.5%
Adults 25+ with a bachelor's degree
35.9%
Adjusted gross income per tax return, 2022
$74,29731,500 returns; wages 70% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 78045?

FHFA's house price index for 78045, built from repeat sales and appraisals of the same homes, rose 66% from 2015 to 2025 and rose 41% from 2020 to 2025, and moved +4.0% in 2025.

Median home value (owners' estimate)
$243,900
Median gross rent
$1,420
Homes owned by their occupants
78.9%
Housing units
22,112
0 100 200 300 198619902000201020202025 0 100 200 300 198619902000201020202025 0 100 200 300 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 78045; 2025: 344.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 78045?

2,180 business establishments had a location in this ZIP code in 2023, 249 more than in 2018; the most are in transportation and warehousing (ZIP Code Business Patterns).

  • Transportation and warehousing1,133
  • Wholesale trade147
  • Professional, scientific, and technical services135
  • Retail trade121
  • Accommodation and food services108
  • Real estate and rental and leasing103

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 78045?

ZIP codes that share a boundary with 78045, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
78041Laredo46,550$62k23.2 mi
78019Encinal1,836$51k28.3 mi
78860El Indio0–51.5 mi
78040Laredo35,709$36k24.7 mi (near)
78044Laredo220–28.5 mi (near)
78043Laredo45,760$54k29.4 mi (near)
78836Catarina155–33.5 mi (near)
78046Laredo72,951$56k35.8 mi (near)
78001Artesia Wells0–39.2 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.