Laredo, TX · standard

ZIP Code 78045

Webb County, Texas — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 15, 2026

54,713
29/sq mi: $90,608
Median income: $243,900
Median home value: 35.9%
Bachelor's or higher

The verdict

Laredo pairs an above-median household income with above-median home values, in a rural, homeowner-dominated and unusually populous area.

Top 26%
household income, US ZIPs: Top 44%
home value, US ZIPs: 29
people per sq mi: 79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78045 against every reporting US ZIP.

ZIP code 78045 is classified by USPS as a standard delivery area and covers roughly 1873.7 square miles in Laredo, Webb County, Texas. The area is home to 54,713 residents, producing a population density of 29 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 78045 against Texas and the nation.

On the economic side, the median household income for ZIP 78045 sits at $90,608 (20% above the Texas average), while per-capita income is $34,902. The poverty rate stands at 7.3% and the unemployment rate at 3.5%. On housing, the median home value is $243,900 (1% below the state average) with median rent at $1,420 per month, and 78.9% of occupied units are owner-occupied, a direct signal of whether 78045 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 35.9% of adults hold a bachelor's degree or higher, the median age is 33.7, and the average commute is 20 minutes. Use the benchmarks above to see where 78045 sits relative to Texas and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 78045

Transportation and warehousing

1,133
Wholesale trade

147
Professional, scientific, and technical services

135
Retail trade

121
Accommodation and food services

108

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 78045, Laredo, TX · 2023 Accessed 2026-06-15 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

54,713

Population

1873.7

Area (sq mi)

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 78045?

33.7

Median Age

50.1%

Male

49.9%

Female

25.3%

Foreign-Born

White 24.3%

African American 0.9%

Asian 1.1%

American Indian or Alaska Native 0.5%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 63.6%

Hispanic or Latino 92.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$90,608

Median Household Income

+20% vs state

$34,902

Per Capita Income

7.3%

Poverty Rate

3.5%

Unemployment Rate

19.5 min

Mean Commute Time

How ZIP 78045 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$90,608 Top 26% higher than 74% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.8%

Bachelor's Degree or Higher 35.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,112

Total Housing Units

21,110

Occupied Units

1,002

Vacant Units

3.19

Avg Household Size

Occupancy Type

Owner 78.9%

Renter 21.1%

$243,900

Median Home Value

-1% vs state

$1,420

Median Rent

2004

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.6%

YoY Change (2024)

229

HPI Index (2000 = 100)

+129%

Total Change Since 2000

Home values in ZIP 78045 have decreased 1.6% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+2.4%	169
2021	+7.4%	181
2022	+15.5%	209
2023	+10.9%	232
2024	-1.6%	229

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 2,180 business establishments in ZIP 78045, employing approximately 29,956 people with a combined annual payroll of $1,347,850,000.

2,180

Businesses

29,956

Employees

$1.3B

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Transportation and warehousing	1,133	52.0%
Wholesale trade	147	6.7%
Professional, scientific, and technical services	135	6.2%
Retail trade	121	5.5%
Accommodation and food services	108	5.0%
Real estate and rental and leasing	103	4.7%
Health care and social assistance	94	4.3%
Administrative and support and waste management and remediation services	80	3.7%
Other services (except public administration)	78	3.6%
Construction	61	2.8%
Finance and insurance	55	2.5%
Manufacturing	19	0.9%
Mining, quarrying, and oil and gas extraction	13	0.6%
Information	11	0.5%
Arts, entertainment, and recreation	10	0.5%
Educational services	7	0.3%
Management of companies and enterprises	5	0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Webb County

Webb County Laredo, TX Texas

Frequently Asked Questions

What county is ZIP code 78045 in? ▼

ZIP code 78045 (Laredo) is located in Webb County, Texas. Webb County contains multiple ZIP codes, see the full list at /counties/webb-tx.

What is the population of ZIP code 78045? ▼

ZIP code 78045 in Laredo, TX has a population of 54,713 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 78045? ▼

The median household income in ZIP 78045 is $90,608, which is 19% above the national average of $76,288.

What is the average home value in ZIP 78045? ▼

The median home value in ZIP 78045 is $243,900, which is 12% below the national average of $278,155.

What is the demographic makeup of ZIP 78045? ▼

The largest racial group in ZIP 78045 is Two or More Ethnicities at 63.6%. Hispanic or Latino residents make up 92.6% of the population.

How many businesses are in ZIP code 78045? ▼

ZIP code 78045 has 2,180 business establishments employing approximately 29,956 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 78045? ▼

The top industries by establishment count in ZIP 78045 are: Transportation and warehousing (1133), Wholesale trade (147), Professional, scientific, and technical services (135). There are 17 industry sectors represented in total.

How have home values changed in ZIP code 78045? ▼

According to the FHFA House Price Index, home values in ZIP 78045 decreased by 1.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 78045? ▼

In ZIP code 78045, 53.8% of residents aged 25+ have a high school diploma or higher, and 35.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 78045? ▼

The mean commute time for workers in ZIP code 78045 is 19.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 78045? ▼

In ZIP code 78045, approximately 78.9% of occupied housing units are owner-occupied and 21.1% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 78045? ▼

The poverty rate in ZIP code 78045 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.