ZIP Code 78046

ZIP code 78046 is classified by USPS as a standard delivery area and covers roughly 637.2 square miles in Laredo, Webb County, Texas. The area is home to 64,548 residents, producing a population density of 101 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 78046 against Texas and the nation.

On the economic side, the median household income for ZIP 78046 sits at $55,826 (26% below the Texas average), while per-capita income is $18,228. The poverty rate stands at 26.4% and the unemployment rate at 5.6%. On housing, the median home value is $150,600 (39% below the state average) with median rent at $1,086 per month, and 79.4% of occupied units are owner-occupied, a direct signal of whether 78046 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 13.2% of adults hold a bachelor's degree or higher, the median age is 26, and the average commute is 29 minutes. Use the benchmarks above to see where 78046 sits relative to Texas and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →