Laredo, TX · standard

ZIP Code 78046

Webb County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

64,548
101/sq mi Moderate-density area
$55,826
Median income Below-median income area
$150,600
Median home value Below-median home value
13.2%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Laredo pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated and unusually populous area.

22nd pct
household income, US ZIPs
25th pct
home value, US ZIPs
101
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78046 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 78046 (Laredo, TX) rose +10.0% from 2023 to 2024.

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 78046 is a densely settled ZIP (a standard USPS delivery area) in Laredo, Webb County, Texas, with 64,548 residents across 637.2 square miles, a density of 101 people per square mile, in the Chicago time zone.

ZIP 78046 reports a modest median household income of $55,826 (26% below the average Texas ZIP), while per-capita income is $18,228. The poverty rate is 26.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $150,600 (39% below the average Texas ZIP), and median rent is $1,086; owner occupancy is 79.4%.

Formal educational attainment runs low here: just 13.2% of adults hold a bachelor's degree or higher, the median age is 26, and the average commute is 29 minutes. No nearby ZIP peer set is available for this delivery area, so the Texas and national benchmarks above are the appropriate context for 78046.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 78046

Top 5 sectors by establishment count in Laredo, TX

Which industries have the most business establishments in ZIP 78046.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78046, Laredo, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

64,548

Population

637.2

Area (sq mi)

101

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78046?

26.0

Median Age

49.6%

Male

50.4%

Female

22.7%

Foreign-Born

White 18.8%
African American 0.2%
Asian 0.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 71.4%
Hispanic or Latino 97.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,826

Median Household Income

-26% vs state ZIP avg

$18,228

Per Capita Income

26.4%

Poverty Rate

5.6%

Unemployment Rate

28.5 min

Mean Commute Time

How ZIP 78046 ranks nationally

Laredo, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$55,826 22nd percentile higher than 22% of 30,318 US ZIPs

This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 39.3%
Bachelor's Degree or Higher 13.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,080

Total Housing Units

18,900

Occupied Units

1,180

Vacant Units

3.83

Avg Household Size

Occupancy Type

Owner 79.4%
Renter 20.6%

$150,600

Median Home Value

-39% vs state ZIP avg

$1,086

Median Rent

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 269 business establishments in ZIP 78046, employing approximately 3,604 people with a combined annual payroll of $128,784,000.

269

Businesses

3,604

Employees

$128.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 49 18.2%
Health care and social assistance 38 14.1%
Construction 33 12.3%
Transportation and warehousing 32 11.9%
Accommodation and food services 32 11.9%
Finance and insurance 19 7.1%
Administrative and support and waste management and remediation services 15 5.6%
Other services (except public administration) 14 5.2%
Professional, scientific, and technical services 11 4.1%
Mining, quarrying, and oil and gas extraction 7 2.6%
Wholesale trade 7 2.6%
Manufacturing 5 1.9%
Real estate and rental and leasing 4 1.5%
Information 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 78046, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (64,548 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Webb County

Frequently Asked Questions

What county is ZIP code 78046 in?

ZIP code 78046 (Laredo) is located in Webb County, Texas. Webb County contains multiple ZIP codes, see the full list at /counties/webb-tx.

What is the population of ZIP code 78046?

ZIP code 78046 in Laredo, TX has a population of 64,548 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 78046?

The median household income in ZIP 78046 is $55,826, which is 27% below the national average of $76,288.

What is the average home value in ZIP 78046?

The median home value in ZIP 78046 is $150,600, which is 46% below the national average of $278,155.

What is the demographic makeup of ZIP 78046?

The largest racial group in ZIP 78046 is Two or More Ethnicities at 71.4%. Hispanic or Latino residents make up 97.3% of the population.

How many businesses are in ZIP code 78046?

ZIP code 78046 has 269 business establishments employing approximately 3,604 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 78046?

The top industries by establishment count in ZIP 78046 are: Retail trade (49), Health care and social assistance (38), Construction (33). There are 14 industry sectors represented in total.

What is the education level in ZIP code 78046?

In ZIP code 78046, 39.3% of residents aged 25+ have a high school diploma or higher, and 13.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 78046?

The mean commute time for workers in ZIP code 78046 is 28.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 78046?

In ZIP code 78046, approximately 79.4% of occupied housing units are owner-occupied and 20.6% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 78046?

The poverty rate in ZIP code 78046 is 26.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 78046's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.