Residential delivery area · Texas

ZIP Code 78621: Elgin, TX

ZIP code 78621 uses the postal name Elgin, Texas and lies mostly in Bastrop County (63% of its land), reaching into Travis County, Williamson County and Lee County (Census 2020 ZIP-county file). About 30,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $98,534 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in Elgin, and under 1% in smaller places; 96% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
7national area: Texas, Arkansas, Louisiana and Oklahoma
786sectional center: Austin, TX (SCF 786)
21delivery area within it
Town
Elgin · its only residential ZIP
Census places
Elgin
Metro area
Austin-Round Rock-San Marcos, TX
House districts
TX-10 (81%), TX-17 (19%) 119th Congress, by share of land
State
Texas
Time zone
Central
Land area
177.7 sq mi · 171 people per sq mi

Where is ZIP code 78621?

78621 centers on 30.337°, -97.360° and covers 177.7 square miles of land plus 1.0 of water. It borders 7 ZIP codes: 78650, 78615, 78653, 78602, 76578, 78612, 78947.

76578 · Thrall78602 · Bastrop78612 · Cedar Creek78615 · Coupland78650 · McDade78653 · Manor78947 · Lexington78621 · Elgin (this ZIP)786217894778602786537861276578786157865076578 · Thrall78602 · Bastrop78612 · Cedar Creek78615 · Coupland78650 · McDade78653 · Manor78947 · Lexington78621 · Elgin (this ZIP)786217894778602786537861276578786157865076578 · Thrall78602 · Bastrop78612 · Cedar Creek78615 · Coupland78650 · McDade78653 · Manor78947 · Lexington78621 · Elgin (this ZIP)7862178947786027865378612765787861578650
Shaded by median household income, in national fifths (ACS 2020-2024); 78621 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 78621, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 78621 compare with the rest of Bastrop County?

Rank of 78621 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure78621In Bastrop CountyIn TX
People (ACS 2020-2024)30,4114th of 14377th of 1,990
Median household income$99k1st of 10252nd of 1,172
Median home value$321k4th of 10342nd of 1,172

Its median household income is higher than in 80% of U.S. residential ZIP codes, and it is denser than 61% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 78621?

The 2020 Census counted 27,275 people in 78621; the ACS, which samples households over 2020-2024, estimates 30,411. Between the 2010 and 2020 censuses its population grew 25.9% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
30,411
2020 Census count
27,275+25.9% since 2010 (21,659)
Households
10,175
Median age
36.2

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 78621?

Of the 30,411 people the ACS estimates in 78621, 28.7% are under 18 and 12.5% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (54.6%), then White (not Hispanic) (32.8%).

  • Under 1828.7%
  • 18 to 6458.8%
  • 65 and older12.5%
Age of the people of 78621 (ACS 2020-2024, B01001)
  • Hispanic or Latino54.6%
  • White, not Hispanic32.8%
  • Black, not Hispanic7.5%
  • Other or two or more4.5%
  • Asian, not Hispanic0.6%
Race and Hispanic origin in 78621 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 78621 earn?

Median household income is $98,534 (ACS 2020-2024), the highest of the 10 ranked ZIP codes in Bastrop County. It is not measurably different from 2015-2019 ($88,957 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$98,534
Income per person
$38,211
Below the poverty line
6.4%
Unemployed (of the labor force)
3.9%
Adults 25+ with a bachelor's degree
24.3%
Adjusted gross income per tax return, 2022
$66,12814,220 returns; wages 72% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 78621?

FHFA's house price index for 78621, built from repeat sales and appraisals of the same homes, rose 123% from 2015 to 2025 and rose 48% from 2020 to 2025, and moved +7.6% in 2025.

Median home value (owners' estimate)
$320,800
Median gross rent
$1,387
Homes owned by their occupants
81.1%
Housing units
11,036
0 100 200 300 400 19962000201020202025 0 100 200 300 400 19962000201020202025 0 100 200 300 400 19962000201020202025
Index = 100 in 1996, the first year FHFA reports for 78621; 2025: 416.9. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 78621?

401 business establishments had a location in this ZIP code in 2023, 110 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction94
  • Retail trade46
  • Accommodation and food services42
  • Other services (except public administration)41
  • Professional, scientific, and technical services33
  • Health care and social assistance29

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 78621?

ZIP codes that share a boundary with 78621, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
78650McDade2,409$85k8.7 mi
78615Coupland1,637$81k8.9 mi
78653Manor41,291$94k9.6 mi
78602Bastrop38,190$90k14.3 mi
76578Thrall1,762$105k15.5 mi
78612Cedar Creek19,799$96k18.6 mi
78947Lexington5,044$85k19.2 mi
78660Pflugerville124,834$113k15.7 mi (near)
78724Austin31,103$78k15.7 mi (near)
78725Austin10,746$106k16.5 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.