PlainZIP

Smithville, TX · standard

ZIP Code 78957

Bastrop County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,067
19/sq mi
$69,149
Median income
$259,900
Median home value
23.1%
Bachelor's or higher

The verdict

Smithville pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

45th pct
household income, US ZIPs
Top 41%
home value, US ZIPs
19
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78957 against every reporting US ZIP.

ZIP code 78957 is a mid-sized community (a standard USPS delivery area) in Smithville, Bastrop County, Texas, home to 9,067 residents across 484.9 square miles, a density of 19 people per square mile, in the Chicago time zone.

ZIP 78957 reports a modest median household income of $69,149 (9% below the Texas average), while per-capita income is $37,157. 11.8% of residents live below the poverty line, and the unemployment rate reads 3.4%. Housing costs here run $259,900 for a typical home value (5% above the state average), with rent averaging $1,383 a month; 72.6% of homes are owner-occupied.

Educational attainment sits below the national norm: 23.1% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 32 minutes. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 78957, plus 6 more within Bastrop County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 78957

Top 5 sectors by establishment count in Smithville, TX

Which industries have the most business establishments in ZIP 78957.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78957, Smithville, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,067

Population

484.9

Area (sq mi)

19

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78957?

41.8

Median Age

52.3%

Male

47.7%

Female

7.6%

Foreign-Born

White 67.3%
African American 6.1%
Asian 0.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 23.6%
Hispanic or Latino 20.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,149

Median Household Income

-9% vs state

$37,157

Per Capita Income

11.8%

Poverty Rate

3.4%

Unemployment Rate

32.1 min

Mean Commute Time

How ZIP 78957 ranks nationally

Smithville, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,149 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.3%
Bachelor's Degree or Higher 23.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,812

Total Housing Units

4,198

Occupied Units

614

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 72.6%
Renter 27.4%

$259,900

Median Home Value

+5% vs state

$1,383

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-7.4%

YoY Change (2024)

320

HPI Index (2000 = 100)

+220%

Total Change Since 2000

Home values in ZIP 78957 have decreased 7.4% over the past year (2024). Since 2000, this ZIP has seen +220% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 224
2021 +17.3% 262
2022 +25.2% 328
2023 +5.3% 346
2024 -7.4% 320

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 180 business establishments in ZIP 78957, employing approximately 1,126 people with a combined annual payroll of $48,895,000.

180

Businesses

1,126

Employees

$48.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 33 18.3%
Retail trade 26 14.4%
Other services (except public administration) 19 10.6%
Accommodation and food services 18 10.0%
Health care and social assistance 17 9.4%
Manufacturing 15 8.3%
Professional, scientific, and technical services 13 7.2%
Finance and insurance 8 4.4%
Real estate and rental and leasing 5 2.8%
Administrative and support and waste management and remediation services 5 2.8%
Wholesale trade 4 2.2%
Transportation and warehousing 4 2.2%
Information 3 1.7%
Arts, entertainment, and recreation 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 78957 vs 78963 →

ZIP Code City Population Distance
78963 West Point, TX 909 10.7 mi

More ZIP Codes in Bastrop County

78602 standard
Bastrop, TX
Pop: 25,160
78621 standard
Elgin, TX
Pop: 21,659
78612 standard
Cedar Creek, TX
Pop: 11,457
78659 standard
Paige, TX
Pop: 2,903
78662 standard
Red Rock, TX
Pop: 2,268
78650 standard
Mc Dade, TX
Pop: 1,599

Related Areas

Bastrop County Smithville, TX Texas

Frequently Asked Questions

What county is ZIP code 78957 in? ▼
ZIP code 78957 (Smithville) is located in Bastrop County, Texas. Bastrop County contains multiple ZIP codes, see the full list at /counties/bastrop-tx.
What is the population of ZIP code 78957? ▼
ZIP code 78957 in Smithville, TX has a population of 9,067 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78957? ▼
The median household income in ZIP 78957 is $69,149, which is 9% below the national average of $76,288.
What is the average home value in ZIP 78957? ▼
The median home value in ZIP 78957 is $259,900, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 78957? ▼
The largest racial group in ZIP 78957 is White at 67.3%. Hispanic or Latino residents make up 20.3% of the population.
How many businesses are in ZIP code 78957? ▼
ZIP code 78957 has 180 business establishments employing approximately 1,126 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78957? ▼
The top industries by establishment count in ZIP 78957 are: Construction (33), Retail trade (26), Other services (except public administration) (19). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 78957? ▼
According to the FHFA House Price Index, home values in ZIP 78957 decreased by 7.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 220%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78957? ▼
In ZIP code 78957, 53.3% of residents aged 25+ have a high school diploma or higher, and 23.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78957? ▼
The mean commute time for workers in ZIP code 78957 is 32.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78957? ▼
In ZIP code 78957, approximately 72.6% of occupied housing units are owner-occupied and 27.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78957? ▼
The poverty rate in ZIP code 78957 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.