ZIP Code 85331

ZIP code 85331 is classified by USPS as a standard delivery area and covers roughly 291.1 square miles in Cave Creek, Maricopa County, Arizona. The area is home to 26,960 residents, producing a population density of 93 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85331 against Arizona and the nation.

On the economic side, the median household income for ZIP 85331 sits at $129,083 (78% above the Arizona average), while per-capita income is $73,397. The poverty rate stands at 5.3% and the unemployment rate at 1.8%. On housing, the median home value is $741,700 (120% above the state average) with median rent at $2,595 per month, and 92.6% of occupied units are owner-occupied, a direct signal of whether 85331 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 54.5% of adults hold a bachelor's degree or higher, the median age is 52.5, and the average commute is 26 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Maricopa County, so you can benchmark 85331 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →