Phoenix, AZ · standard

ZIP Code 85086

Maricopa County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

40,495
268/sq mi
$121,676
Median income
$598,900
Median home value
43.7%
Bachelor's or higher

The verdict

Phoenix pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 9%
home value, US ZIPs
268
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85086 against every reporting US ZIP.

ZIP code 85086 is classified by USPS as a standard delivery area and covers roughly 151.1 square miles in Phoenix, Maricopa County, Arizona. The area is home to 40,495 residents, producing a population density of 268 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85086 against Arizona and the nation.

On the economic side, the median household income for ZIP 85086 sits at $121,676 (67% above the Arizona average), while per-capita income is $58,044. The poverty rate stands at 5.8% and the unemployment rate at 4.0%. On housing, the median home value is $598,900 (78% above the state average) with median rent at $2,330 per month, and 85.2% of occupied units are owner-occupied, a direct signal of whether 85086 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 43.7% of adults hold a bachelor's degree or higher, the median age is 45.5, and the average commute is 29 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Maricopa County, so you can benchmark 85086 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 85086

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 85086.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85086, Phoenix, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

40,495

Population

151.1

Area (sq mi)

268

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 85086?

45.5

Median Age

50.1%

Male

49.9%

Female

6.1%

Foreign-Born

White 85.2%
African American 1.5%
Asian 3.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.0%
Hispanic or Latino 10.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$121,676

Median Household Income

+67% vs state

$58,044

Per Capita Income

5.8%

Poverty Rate

4.0%

Unemployment Rate

29.0 min

Mean Commute Time

How ZIP 85086 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$121,676 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.4%
Bachelor's Degree or Higher 43.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,088

Total Housing Units

15,882

Occupied Units

1,206

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 85.2%
Renter 14.8%

$598,900

Median Home Value

+78% vs state

$2,330

Median Rent

2004

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.0%

YoY Change (2024)

312

HPI Index (2000 = 100)

+212%

Total Change Since 2000

Home values in ZIP 85086 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +212% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 195
2021 +18.6% 232
2022 +21.6% 282
2023 +5.5% 297
2024 +5.0% 312

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 937 business establishments in ZIP 85086, employing approximately 7,357 people with a combined annual payroll of $324,810,000.

937

Businesses

7,357

Employees

$324.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 135 14.4%
Construction 134 14.3%
Health care and social assistance 111 11.8%
Other services (except public administration) 85 9.1%
Retail trade 77 8.2%
Administrative and support and waste management and remediation services 73 7.8%
Real estate and rental and leasing 66 7.0%
Accommodation and food services 66 7.0%
Finance and insurance 53 5.7%
Wholesale trade 33 3.5%
Transportation and warehousing 29 3.1%
Arts, entertainment, and recreation 22 2.4%
Manufacturing 18 1.9%
Information 16 1.7%
Educational services 11 1.2%
Agriculture, forestry, fishing and hunting 7 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 85086 vs 85085 →

ZIP 85086 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 85086 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 85086 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 85086 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
85085 Phoenix, AZ 17,517 4.7 mi
85087 New River, AZ 7,708 7.5 mi
85083 Phoenix, AZ 18,104 6.7 mi
85383 Peoria, AZ 37,182 7.3 mi
85027 Phoenix, AZ 37,140 9.3 mi
85024 Phoenix, AZ 22,898 7.4 mi
85310 Glendale, AZ 19,007 8.8 mi
85050 Phoenix, AZ 25,736 11.4 mi

More ZIP Codes in Maricopa County

Frequently Asked Questions

What county is ZIP code 85086 in?
ZIP code 85086 (Phoenix) is located in Maricopa County, Arizona. Maricopa County contains multiple ZIP codes, see the full list at /counties/maricopa-az.
What is the population of ZIP code 85086?
ZIP code 85086 in Phoenix, AZ has a population of 40,495 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85086?
The median household income in ZIP 85086 is $121,676, which is 59% above the national average of $76,288.
What is the average home value in ZIP 85086?
The median home value in ZIP 85086 is $598,900, which is 115% above the national average of $278,155.
What is the demographic makeup of ZIP 85086?
The largest racial group in ZIP 85086 is White at 85.2%. Hispanic or Latino residents make up 10.0% of the population.
How many businesses are in ZIP code 85086?
ZIP code 85086 has 937 business establishments employing approximately 7,357 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85086?
The top industries by establishment count in ZIP 85086 are: Professional, scientific, and technical services (135), Construction (134), Health care and social assistance (111). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 85086?
According to the FHFA House Price Index, home values in ZIP 85086 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 212%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 85086?
In ZIP code 85086, 62.4% of residents aged 25+ have a high school diploma or higher, and 43.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 85086?
The mean commute time for workers in ZIP code 85086 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 85086?
In ZIP code 85086, approximately 85.2% of occupied housing units are owner-occupied and 14.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85086?
The poverty rate in ZIP code 85086 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Phoenix, AZ

Verify and explore additional data for this area using these official government sources.