Phoenix, AZ · standard
ZIP Code 85086
Maricopa County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 40,495
- 268/sq mi High-density area
- $121,676
- Median income Above-median income area
- $598,900
- Median home value Above-median home value
- 43.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Phoenix pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 9%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 268
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85086 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 85086 (Phoenix, AZ) rose +5.0% from 2023 to 2024. The all-transactions index moved from 297.5 in 2023 to 312.2 in 2024 (2000 = 100).
ZIP code 85086 is a densely settled ZIP (a standard USPS delivery area) in Phoenix, Maricopa County, Arizona, with 40,495 residents across 151.1 square miles, a density of 268 people per square mile, in the Phoenix time zone.
ZIP 85086 skews affluent, with a median household income of $121,676 (67% above the average Arizona ZIP), while per-capita income is $58,044. The poverty rate is 5.8%, with unemployment at 4.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $598,900 (78% above the average Arizona ZIP), while 85.2% of occupied homes are owner-occupied and median rent is $2,330.
A solid share of residents have a four-year degree: 43.7% of adults hold a bachelor's degree or higher, the median age is 45.5, and the average commute is 29 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Maricopa County, so 85086 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 85086
Top 5 sectors by establishment count in Phoenix, AZ
Which industries have the most business establishments in ZIP 85086.
- Professional, scientific, and technical services
Professional, scientific, and technical services
135 establishments
- Construction
Construction
134 establishments
- Health care and social assistance
Health care and social assistance
111 establishments
- Other services (except public administration)
Other services (except public administration)
85 establishments
- Retail trade
Retail trade
77 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 85086, Phoenix, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
40,495
Population
151.1
Area (sq mi)
268
People / sq mi
Phoenix
Time Zone
standard
ZIP Type
Who lives in ZIP 85086?
45.5
Median Age
50.1%
Male
49.9%
Female
6.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$121,676
Median Household Income
+67% vs state ZIP avg
$58,044
Per Capita Income
5.8%
Poverty Rate
4.0%
Unemployment Rate
29.0 min
Mean Commute Time
How ZIP 85086 ranks nationally
Phoenix, AZ household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$121,676 Top 9% higher than 91% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
17,088housing units
17,088
Total Housing Units
15,882
Occupied Units
1,206
Vacant Units
2.65
Avg Household Size
Occupancy Type
$598,900
Median Home Value
+78% vs state ZIP avg
$2,330
Median Rent
2004
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.0%
YoY Change (2024)
312
HPI Index (2000 = 100)
+212%
Total Change Since 2000
Home values in ZIP 85086 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +212% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.2% | 195 |
| 2021 | +18.6% | 232 |
| 2022 | +21.6% | 282 |
| 2023 | +5.5% | 297 |
| 2024 | +5.0% | 312 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 937 business establishments in ZIP 85086, employing approximately 7,357 people with a combined annual payroll of $324,810,000.
937
Businesses
7,357
Employees
$324.8M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 135 | 14.4% |
| Construction | 134 | 14.3% |
| Health care and social assistance | 111 | 11.8% |
| Other services (except public administration) | 85 | 9.1% |
| Retail trade | 77 | 8.2% |
| Administrative and support and waste management and remediation services | 73 | 7.8% |
| Real estate and rental and leasing | 66 | 7.0% |
| Accommodation and food services | 66 | 7.0% |
| Finance and insurance | 53 | 5.7% |
| Wholesale trade | 33 | 3.5% |
| Transportation and warehousing | 29 | 3.1% |
| Arts, entertainment, and recreation | 22 | 2.4% |
| Manufacturing | 18 | 1.9% |
| Information | 16 | 1.7% |
| Educational services | 11 | 1.2% |
| Agriculture, forestry, fishing and hunting | 7 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 85086 vs 85085 →
ZIP 85086 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85086
Phoenix (85086)
40,495 residents
- 85383
Peoria (85383)
37,182 residents
- 85027
Phoenix (85027)
37,140 residents
- 85050
Phoenix (85050)
25,736 residents
- 85024
Phoenix (85024)
22,898 residents
- 85310
Glendale (85310)
19,007 residents
- 85083
Phoenix (85083)
18,104 residents
- 85085
Phoenix (85085)
17,517 residents
- 85087 7,708
New River (85087)
7,708 residents
What this shows Among its immediate neighbors, ZIP 85086 ranks the most populous - useful context the national average alone can't give.
ZIP 85086 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85083
Phoenix (85083)
$149,087 median income
- 85383
Peoria (85383)
$145,546 median income
- 85050
Phoenix (85050)
$139,836 median income
- 85087
New River (85087)
$138,566 median income
- 85085
Phoenix (85085)
$128,984 median income
- 85310
Glendale (85310)
$122,137 median income
- 85086
Phoenix (85086)
$121,676 median income
- 85024
Phoenix (85024)
$106,724 median income
- 85027
Phoenix (85027)
$76,605 median income
What this shows By household income, ZIP 85086 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 85086, both outside AZ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (40,495 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Maricopa County
Related Areas
Frequently Asked Questions
What county is ZIP code 85086 in?
ZIP code 85086 (Phoenix) is located in Maricopa County, Arizona. Maricopa County contains multiple ZIP codes, see the full list at /counties/maricopa-az.
What is the population of ZIP code 85086?
ZIP code 85086 in Phoenix, AZ has a population of 40,495 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85086?
The median household income in ZIP 85086 is $121,676, which is 59% above the national average of $76,288.
What is the average home value in ZIP 85086?
The median home value in ZIP 85086 is $598,900, which is 115% above the national average of $278,155.
What is the demographic makeup of ZIP 85086?
The largest racial group in ZIP 85086 is White at 85.2%. Hispanic or Latino residents make up 10.0% of the population.
How many businesses are in ZIP code 85086?
ZIP code 85086 has 937 business establishments employing approximately 7,357 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85086?
The top industries by establishment count in ZIP 85086 are: Professional, scientific, and technical services (135), Construction (134), Health care and social assistance (111). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 85086?
According to the FHFA House Price Index, home values in ZIP 85086 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 212%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 85086?
In ZIP code 85086, 62.4% of residents aged 25+ have a high school diploma or higher, and 43.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 85086?
The mean commute time for workers in ZIP code 85086 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 85086?
In ZIP code 85086, approximately 85.2% of occupied housing units are owner-occupied and 14.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85086?
The poverty rate in ZIP code 85086 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 85086's numbers, next.
- See how ZIP 85086 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Phoenix, AZ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.