Camp Verde, AZ · standard

ZIP Code 86322

Yavapai County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,480
12/sq mi
$69,411
Median income
$323,500
Median home value
20.3%
Bachelor's or higher

The verdict

Camp Verde pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

46th pct
household income, US ZIPs
Top 30%
home value, US ZIPs
12
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 86322 against every reporting US ZIP.

ZIP code 86322 is classified by USPS as a standard delivery area and covers roughly 998.3 square miles in Camp Verde, Yavapai County, Arizona. The area is home to 11,480 residents, producing a population density of 12 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 86322 against Arizona and the nation.

On the economic side, the median household income for ZIP 86322 sits at $69,411 (4% below the Arizona average), while per-capita income is $34,685. The poverty rate stands at 15.9% and the unemployment rate at 5.6%. On housing, the median home value is $323,500 (4% below the state average) with median rent at $1,066 per month, and 76.5% of occupied units are owner-occupied, a direct signal of whether 86322 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.3% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is 28 minutes. Use the benchmarks above to see where 86322 sits relative to Arizona and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 86322

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 86322.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 86322, Camp Verde, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

11,480

Population

998.3

Area (sq mi)

12

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 86322?

42.4

Median Age

52.0%

Male

48.0%

Female

2.1%

Foreign-Born

White 78.6%
African American 0.8%
Asian 0.1%
American Indian or Alaska Native 10.4%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 7.0%
Hispanic or Latino 11.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,411

Median Household Income

-4% vs state

$34,685

Per Capita Income

15.9%

Poverty Rate

5.6%

Unemployment Rate

27.6 min

Mean Commute Time

How ZIP 86322 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$69,411 46th percentile higher than 46% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.9%
Bachelor's Degree or Higher 20.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,287

Total Housing Units

4,813

Occupied Units

474

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 76.5%
Renter 23.5%

$323,500

Median Home Value

-4% vs state

$1,066

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.9%

YoY Change (2024)

361

HPI Index (2000 = 100)

+261%

Total Change Since 2000

Home values in ZIP 86322 have increased 13.9% over the past year (2024). Since 2000, this ZIP has seen +261% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 221
2021 +23.3% 272
2022 +19.1% 324
2023 -2.0% 317
2024 +13.9% 361

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 278 business establishments in ZIP 86322, employing approximately 3,281 people with a combined annual payroll of $127,802,000.

278

Businesses

3,281

Employees

$127.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 46 16.6%
Accommodation and food services 37 13.3%
Retail trade 32 11.5%
Other services (except public administration) 28 10.1%
Health care and social assistance 24 8.6%
Professional, scientific, and technical services 23 8.3%
Real estate and rental and leasing 15 5.4%
Transportation and warehousing 14 5.0%
Manufacturing 13 4.7%
Administrative and support and waste management and remediation services 13 4.7%
Finance and insurance 11 4.0%
Educational services 5 1.8%
Utilities 4 1.4%
Wholesale trade 4 1.4%
Arts, entertainment, and recreation 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Yavapai County

Frequently Asked Questions

What county is ZIP code 86322 in?
ZIP code 86322 (Camp Verde) is located in Yavapai County, Arizona. Yavapai County contains multiple ZIP codes, see the full list at /counties/yavapai-az.
What is the population of ZIP code 86322?
ZIP code 86322 in Camp Verde, AZ has a population of 11,480 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 86322?
The median household income in ZIP 86322 is $69,411, which is 9% below the national average of $76,288.
What is the average home value in ZIP 86322?
The median home value in ZIP 86322 is $323,500, which is 16% above the national average of $278,155.
What is the demographic makeup of ZIP 86322?
The largest racial group in ZIP 86322 is White at 78.6%. Hispanic or Latino residents make up 11.5% of the population.
How many businesses are in ZIP code 86322?
ZIP code 86322 has 278 business establishments employing approximately 3,281 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 86322?
The top industries by establishment count in ZIP 86322 are: Construction (46), Accommodation and food services (37), Retail trade (32). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 86322?
According to the FHFA House Price Index, home values in ZIP 86322 increased by 13.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 261%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 86322?
In ZIP code 86322, 50.9% of residents aged 25+ have a high school diploma or higher, and 20.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 86322?
The mean commute time for workers in ZIP code 86322 is 27.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 86322?
In ZIP code 86322, approximately 76.5% of occupied housing units are owner-occupied and 23.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 86322?
The poverty rate in ZIP code 86322 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Camp Verde, AZ

Verify and explore additional data for this area using these official government sources.