Cottonwood, AZ · standard
ZIP Code 86326
Yavapai County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,344
- 167/sq mi High-density area
- $57,378
- Median income Below-median income area
- $345,300
- Median home value Above-median home value
- 27.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Cottonwood pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 25th pct
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 167
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 86326 against every reporting US ZIP.
ZIP code 86326 is a densely settled ZIP (a standard USPS delivery area) in Cottonwood, Yavapai County, Arizona, with 23,344 residents across 140.1 square miles, a density of 167 people per square mile, in the Phoenix time zone.
ZIP 86326 reports a modest median household income of $57,378 (21% below the average Arizona ZIP), while per-capita income is $35,414. The poverty rate is 15.8%, with unemployment at 3.9%; those measures add context to the income figure. Median home value is $345,300 (2% above the average Arizona ZIP) and median rent is $1,141; 65.5% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 27.4% of adults hold a bachelor's degree or higher, the median age is 50.8, and the average commute is 20 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Yavapai County, so 86326 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 86326
Top 5 sectors by establishment count in Cottonwood, AZ
Which industries have the most business establishments in ZIP 86326.
- Health care and social assistance
Health care and social assistance
127 establishments
- Retail trade
Retail trade
101 establishments
- Construction
Construction
94 establishments
- Accommodation and food services
Accommodation and food services
83 establishments
- Other services (except public administration)
Other services (except public administration)
68 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 86326, Cottonwood, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,344
Population
140.1
Area (sq mi)
167
People / sq mi
Phoenix
Time Zone
standard
ZIP Type
Who lives in ZIP 86326?
50.8
Median Age
48.7%
Male
51.3%
Female
11.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,378
Median Household Income
-21% vs state ZIP avg
$35,414
Per Capita Income
15.8%
Poverty Rate
3.9%
Unemployment Rate
19.7 min
Mean Commute Time
How ZIP 86326 ranks among Arizona ZIPs
Cottonwood, AZ household income vs. every Arizona ZIP code
Median household income among 372 reporting Arizona ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$57,378 32nd percentile higher than 32% of 372 Arizona ZIPs
Each bar is a $20K-wide band; taller bars hold more Arizona ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,520housing units
12,520
Total Housing Units
11,766
Occupied Units
754
Vacant Units
2.09
Avg Household Size
Occupancy Type
$345,300
Median Home Value
+2% vs state ZIP avg
$1,141
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.4%
YoY Change (2024)
322
HPI Index (2000 = 100)
+222%
Total Change Since 2000
Home values in ZIP 86326 have increased 0.4% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.7% | 213 |
| 2021 | +17.5% | 250 |
| 2022 | +20.0% | 301 |
| 2023 | +6.7% | 321 |
| 2024 | +0.4% | 322 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 725 business establishments in ZIP 86326, employing approximately 8,698 people with a combined annual payroll of $456,147,000.
725
Businesses
8,698
Employees
$456.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 127 | 17.5% |
| Retail trade | 101 | 13.9% |
| Construction | 94 | 13.0% |
| Accommodation and food services | 83 | 11.4% |
| Other services (except public administration) | 68 | 9.4% |
| Professional, scientific, and technical services | 56 | 7.7% |
| Real estate and rental and leasing | 40 | 5.5% |
| Finance and insurance | 38 | 5.2% |
| Administrative and support and waste management and remediation services | 32 | 4.4% |
| Manufacturing | 18 | 2.5% |
| Wholesale trade | 16 | 2.2% |
| Information | 15 | 2.1% |
| Arts, entertainment, and recreation | 12 | 1.7% |
| Transportation and warehousing | 11 | 1.5% |
| Educational services | 8 | 1.1% |
| Utilities | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 86326 vs 86331 →
ZIP 86326 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 86326
Cottonwood (86326)
23,344 residents
- 86327 8,858
Dewey (86327)
8,858 residents
- 86325 5,152
Cornville (86325)
5,152 residents
- 86331 477
Jerome (86331)
477 residents
What this shows Among its immediate neighbors, ZIP 86326 ranks the most populous - useful context the national average alone can't give.
ZIP 86326 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 86325
Cornville (86325)
$74,679 median income
- 86327
Dewey (86327)
$71,512 median income
- 86326
Cottonwood (86326)
$57,378 median income
- 86331
Jerome (86331)
$40,096 median income
What this shows By household income, ZIP 86326 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 86326, both outside AZ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,344 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Yavapai County
Related Areas
Frequently Asked Questions
What county is ZIP code 86326 in?
ZIP code 86326 (Cottonwood) is located in Yavapai County, Arizona. Yavapai County contains multiple ZIP codes, see the full list at /counties/yavapai-az.
What is the population of ZIP code 86326?
ZIP code 86326 in Cottonwood, AZ has a population of 23,344 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 86326?
The median household income in ZIP 86326 is $57,378, which is 25% below the national average of $76,288.
What is the average home value in ZIP 86326?
The median home value in ZIP 86326 is $345,300, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 86326?
The largest racial group in ZIP 86326 is White at 75.8%. Hispanic or Latino residents make up 19.6% of the population.
How many businesses are in ZIP code 86326?
ZIP code 86326 has 725 business establishments employing approximately 8,698 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 86326?
The top industries by establishment count in ZIP 86326 are: Health care and social assistance (127), Retail trade (101), Construction (94). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 86326?
According to the FHFA House Price Index, home values in ZIP 86326 increased by 0.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 86326?
In ZIP code 86326, 51.6% of residents aged 25+ have a high school diploma or higher, and 27.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 86326?
The mean commute time for workers in ZIP code 86326 is 19.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 86326?
In ZIP code 86326, approximately 65.5% of occupied housing units are owner-occupied and 34.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 86326?
The poverty rate in ZIP code 86326 is 15.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 86326's numbers, next.
- See how ZIP 86326 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cottonwood, AZ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.