Residential delivery area · Arizona
ZIP Code 86326: Cottonwood, AZ
ZIP code 86326 uses the postal name Cottonwood, Arizona and lies entirely in Yavapai County (Census 2020 ZIP-county file). About 25,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $57,378 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cottonwood (34%) and Verde Village (15%), and 3% in smaller places; 48% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Cottonwood · its only residential ZIP
- County
- Yavapai County
- Census places
- Cottonwood (34%); Verde Village (15%) census-designated place
- Metro area
- Prescott Valley-Prescott, AZ
- House district
- AZ-2 119th Congress
- State
- Arizona
- Time zone
- Mountain (no daylight saving)
- Land area
- 45.5 sq mi · 547 people per sq mi
Where is ZIP code 86326?
86326 centers on 34.699°, -112.014° and covers 45.5 square miles of land. It borders 5 ZIP codes: 86325, 86324, 86327, 86336, 86322.
The map draws ZIP code areas only. For the streets inside 86326, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 86326 compare with the rest of Yavapai County?
| Measure | 86326 | In Yavapai County | In AZ |
|---|---|---|---|
| People (ACS 2020-2024) | 24,852 | 3rd of 31 | 133rd of 417 |
| Median household income | $57k | 13th of 15 | 214th of 264 |
| Median home value | $345k | 13th of 21 | 153rd of 282 |
Its median household income is higher than in 25% of U.S. residential ZIP codes, and it is denser than 73% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 86326?
The 2020 Census counted 24,465 people in 86326; the ACS, which samples households over 2020-2024, estimates 24,852. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 24,852
- 2020 Census count
- 24,465
- Households
- 11,766
- Median age
- 50.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 86326?
Of the 24,852 people the ACS estimates in 86326, 14.6% are under 18 and 32.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (73.2%), then Hispanic or Latino (19.6%).
- Under 1814.6%
- 18 to 6453.2%
- 65 and older32.2%
- White, not Hispanic73.2%
- Hispanic or Latino19.6%
- Other or two or more6.4%
- Asian, not Hispanic0.5%
- Black, not Hispanic0.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 86326 earn?
Median household income is $57,378 (ACS 2020-2024), the 13th highest of the 15 ranked ZIP codes in Yavapai County.
- Median household income
- $57,378
- Income per person
- $35,414
- Below the poverty line
- 15.8%
- Unemployed (of the labor force)
- 3.9%
- Adults 25+ with a bachelor's degree
- 27.4%
- Adjusted gross income per tax return, 2022
- $59,34811,720 returns; wages 61% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 86326?
FHFA's house price index for 86326, built from repeat sales and appraisals of the same homes, rose 142% from 2015 to 2025 and rose 68% from 2020 to 2025, and moved +9.8% in 2025.
- Median home value (owners' estimate)
- $345,300
- Median gross rent
- $1,141
- Homes owned by their occupants
- 65.5%
- Housing units
- 12,520
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 86326?
725 business establishments had a location in this ZIP code in 2023, 83 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance127
- Retail trade101
- Construction94
- Accommodation and food services83
- Other services (except public administration)68
- Professional, scientific, and technical services56
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 86326?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 86325 | Cornville | 5,363 | $75k | 7.0 mi |
| 86324 | Clarkdale | 4,776 | $47k | 10.0 mi |
| 86327 | Dewey | 12,154 | $72k | 11.2 mi |
| 86336 | Sedona | 11,381 | $68k | 15.3 mi |
| 86322 | Camp Verde | 13,020 | $69k | 19.5 mi |
| 86331 | Jerome | 231 | $40k | 7.2 mi (near) |
| 86351 | Sedona | 6,721 | $81k | 14.1 mi (near) |
| 86315 | Prescott Valley | 10,684 | $97k | 15.7 mi (near) |
| 86314 | Prescott Valley | 40,317 | $69k | 19.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.