Grand Terrace, CA · standard

ZIP Code 92313

San Bernardino County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,025
1,332/sq mi
$83,628
Median income
$517,600
Median home value
28.4%
Bachelor's or higher

The verdict

Grand Terrace pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 34%
household income, US ZIPs
Top 12%
home value, US ZIPs
1,332
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92313 against every reporting US ZIP.

ZIP code 92313 is a mid-sized community (a standard USPS delivery area) in Grand Terrace, San Bernardino County, California, home to 12,025 residents across 9.0 square miles, a density of 1,332 people per square mile, in the Los Angeles time zone.

ZIP 92313 lands in the middle-income range, with a median household income of $83,628 (18% below the California average), while per-capita income is $39,943. The poverty rate stands at 7.5% and the unemployment rate at 6.7%. Median home value sits at $517,600 (33% below the state average), median rent at $2,024 a month, and owner-occupancy at 64.4%.

Educational attainment sits below the national norm: 28.4% of adults hold a bachelor's degree or higher, the median age is 37.7, and the average commute is 26 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing San Bernardino County, letting you compare 92313 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 92313

Top 5 sectors by establishment count in Grand Terrace, CA

Which industries have the most business establishments in ZIP 92313.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92313, Grand Terrace, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,025

Population

9.0

Area (sq mi)

1,332

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92313?

37.7

Median Age

48.2%

Male

51.8%

Female

14.6%

Foreign-Born

White 42.2%
African American 4.8%
Asian 5.4%
American Indian or Alaska Native 1.2%
Native Hawaiian or Pacific Islander 1.2%
Two or More Ethnicities 18.9%
Hispanic or Latino 51.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,628

Median Household Income

-18% vs state

$39,943

Per Capita Income

7.5%

Poverty Rate

6.7%

Unemployment Rate

25.6 min

Mean Commute Time

How ZIP 92313 ranks nationally

Grand Terrace, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$83,628 Top 34% higher than 66% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.2%
Bachelor's Degree or Higher 28.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,069

Total Housing Units

4,736

Occupied Units

333

Vacant Units

2.72

Avg Household Size

Occupancy Type

Owner 64.4%
Renter 35.6%

$517,600

Median Home Value

-33% vs state

$2,024

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.4%

YoY Change (2024)

366

HPI Index (2000 = 100)

+266%

Total Change Since 2000

Home values in ZIP 92313 have increased 1.4% over the past year (2024). Since 2000, this ZIP has seen +266% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.0% 254
2021 +14.1% 289
2022 +16.3% 337
2023 +7.2% 361
2024 +1.4% 366

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 202 business establishments in ZIP 92313, employing approximately 2,241 people with a combined annual payroll of $105,963,000.

202

Businesses

2,241

Employees

$106.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 43 21.3%
Construction 26 12.9%
Retail trade 24 11.9%
Accommodation and food services 20 9.9%
Other services (except public administration) 19 9.4%
Professional, scientific, and technical services 12 5.9%
Administrative and support and waste management and remediation services 11 5.5%
Transportation and warehousing 10 5.0%
Real estate and rental and leasing 10 5.0%
Wholesale trade 8 4.0%
Finance and insurance 8 4.0%
Manufacturing 3 1.5%
Information 3 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92313 vs 92324 →

ZIP 92313 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92313 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92313 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92313 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92324 Colton, CA 56,505 1.5 mi
92507 Riverside, CA 58,002 4.2 mi
92354 Loma Linda, CA 21,559 3.7 mi
92410 San Bernardino, CA 49,410 5.3 mi
92401 San Bernardino, CA 1,932 5.2 mi
92501 Riverside, CA 20,970 4.3 mi
92411 San Bernardino, CA 26,214 6.3 mi
92408 San Bernardino, CA 15,271 4.6 mi
92316 Bloomington, CA 30,830 4.9 mi
92557 Moreno Valley, CA 50,320 5.2 mi

More ZIP Codes in San Bernardino County

Frequently Asked Questions

What county is ZIP code 92313 in?
ZIP code 92313 (Grand Terrace) is located in San Bernardino County, California. San Bernardino County contains multiple ZIP codes, see the full list at /counties/san-bernardino-ca.
What is the population of ZIP code 92313?
ZIP code 92313 in Grand Terrace, CA has a population of 12,025 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92313?
The median household income in ZIP 92313 is $83,628, which is 10% above the national average of $76,288.
What is the average home value in ZIP 92313?
The median home value in ZIP 92313 is $517,600, which is 86% above the national average of $278,155.
What is the demographic makeup of ZIP 92313?
The largest racial group in ZIP 92313 is White at 42.2%. Hispanic or Latino residents make up 51.3% of the population.
How many businesses are in ZIP code 92313?
ZIP code 92313 has 202 business establishments employing approximately 2,241 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92313?
The top industries by establishment count in ZIP 92313 are: Health care and social assistance (43), Construction (26), Retail trade (24). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 92313?
According to the FHFA House Price Index, home values in ZIP 92313 increased by 1.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 266%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92313?
In ZIP code 92313, 54.2% of residents aged 25+ have a high school diploma or higher, and 28.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92313?
The mean commute time for workers in ZIP code 92313 is 25.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92313?
In ZIP code 92313, approximately 64.4% of occupied housing units are owner-occupied and 35.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92313?
The poverty rate in ZIP code 92313 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.