Loma Linda, CA · standard
ZIP Code 92354
San Bernardino County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 21,559
- 1,704/sq mi
- $83,847
- Median income
- $564,400
- Median home value
- 48.8%
- Bachelor's or higher
The verdict
Loma Linda pairs an above-median household income with upper-quartile home values, in a low-density, mixed-tenure area.
- Top 33%
- household income, US ZIPs
- Top 11%
- home value, US ZIPs
- 1,704
- people per sq mi
- 40%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92354 against every reporting US ZIP.
ZIP code 92354 is classified by USPS as a standard delivery area and covers roughly 12.7 square miles in Loma Linda, San Bernardino County, California. The area is home to 21,559 residents, producing a population density of 1,704 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92354 against California and the nation.
On the economic side, the median household income for ZIP 92354 sits at $83,847 (18% below the California average), while per-capita income is $43,028. The poverty rate stands at 13.6% and the unemployment rate at 5.0%. On housing, the median home value is $564,400 (27% below the state average) with median rent at $1,793 per month, and 40.1% of occupied units are owner-occupied, a direct signal of whether 92354 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 48.8% of adults hold a bachelor's degree or higher, the median age is 36, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Bernardino County, so you can benchmark 92354 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 92354
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 92354.
- Health care and social assistance
Health care and social assistance
175 establishments
- Accommodation and food services 48
Accommodation and food services
48 establishments
- Retail trade 31
Retail trade
31 establishments
- Professional, scientific, and technical services 27
Professional, scientific, and technical services
27 establishments
- Other services (except public administration) 26
Other services (except public administration)
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92354, Loma Linda, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
21,559
Population
12.7
Area (sq mi)
1,704
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92354?
36.0
Median Age
46.4%
Male
53.6%
Female
28.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$83,847
Median Household Income
-18% vs state
$43,028
Per Capita Income
13.6%
Poverty Rate
5.0%
Unemployment Rate
20.3 min
Mean Commute Time
How ZIP 92354 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$83,847 Top 33% higher than 67% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
8,740
Total Housing Units
7,945
Occupied Units
795
Vacant Units
2.69
Avg Household Size
Occupancy Type
$564,400
Median Home Value
-27% vs state
$1,793
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.1%
YoY Change (2024)
382
HPI Index (2000 = 100)
+282%
Total Change Since 2000
Home values in ZIP 92354 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +282% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 259 |
| 2021 | +12.9% | 293 |
| 2022 | +15.1% | 337 |
| 2023 | +8.8% | 367 |
| 2024 | +4.1% | 382 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 405 business establishments in ZIP 92354, employing approximately 19,065 people with a combined annual payroll of $1,536,781,000.
405
Businesses
19,065
Employees
$1.5B
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 175 | 43.2% |
| Accommodation and food services | 48 | 11.8% |
| Retail trade | 31 | 7.7% |
| Professional, scientific, and technical services | 27 | 6.7% |
| Other services (except public administration) | 26 | 6.4% |
| Real estate and rental and leasing | 21 | 5.2% |
| Administrative and support and waste management and remediation services | 20 | 4.9% |
| Construction | 13 | 3.2% |
| Wholesale trade | 9 | 2.2% |
| Transportation and warehousing | 9 | 2.2% |
| Finance and insurance | 9 | 2.2% |
| Manufacturing | 4 | 1.0% |
| Information | 3 | 0.7% |
| Educational services | 3 | 0.7% |
| Arts, entertainment, and recreation | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92354 vs 92408 →
ZIP 92354 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92553
Moreno Valley (92553)
73,722 residents
- 92404
San Bernardino (92404)
58,271 residents
- 92324
Colton (92324)
56,505 residents
- 92557
Moreno Valley (92557)
50,320 residents
- 92410
San Bernardino (92410)
49,410 residents
- 92374
Redlands (92374)
40,267 residents
- 92411 26,214
San Bernardino (92411)
26,214 residents
- 92354 21,559
Loma Linda (92354)
21,559 residents
- 92408 15,271
San Bernardino (92408)
15,271 residents
What this shows Among its immediate neighbors, ZIP 92354 ranks #8 by population — useful context the national average alone can't give.
ZIP 92354 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92374
Redlands (92374)
$102,813 median income
- 92557
Moreno Valley (92557)
$94,804 median income
- 92354
Loma Linda (92354)
$83,847 median income
- 92313
Grand Terrace (92313)
$83,628 median income
- 92553
Moreno Valley (92553)
$78,246 median income
- 92324
Colton (92324)
$71,078 median income
- 92408
San Bernardino (92408)
$68,333 median income
- 92404
San Bernardino (92404)
$66,701 median income
- 92411
San Bernardino (92411)
$54,324 median income
What this shows By household income, ZIP 92354 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92408 | San Bernardino, CA | 15,271 | 2.5 mi |
| 92324 | Colton, CA | 56,505 | 2.4 mi |
| 92313 | Grand Terrace, CA | 12,025 | 3.7 mi |
| 92557 | Moreno Valley, CA | 50,320 | 5.5 mi |
| 92401 | San Bernardino, CA | 1,932 | 4.5 mi |
| 92374 | Redlands, CA | 40,267 | 4.7 mi |
| 92410 | San Bernardino, CA | 49,410 | 4.7 mi |
| 92404 | San Bernardino, CA | 58,271 | 8.9 mi |
| 92553 | Moreno Valley, CA | 73,722 | 8.7 mi |
| 92411 | San Bernardino, CA | 26,214 | 6.4 mi |
More ZIP Codes in San Bernardino County
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Frequently Asked Questions
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What percentage of residents own vs. rent in ZIP 92354? ▼
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ZIP Code Research Guides
Official Data Resources for Loma Linda, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.