Loma Linda, CA · standard
ZIP Code 92354
San Bernardino County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 21,559
- 1,704/sq mi High-density area
- $83,847
- Median income Above-median income area
- $564,400
- Median home value Above-median home value
- 48.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Loma Linda pairs an above-median household income with upper-quartile home values, in a low-density, mixed-tenure area.
- Top 33%
- household income, US ZIPs
- Top 11%
- home value, US ZIPs
- 1,704
- people per sq mi
- 40%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92354 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 92354 (Loma Linda, CA) rose +4.1% from 2023 to 2024. The all-transactions index moved from 366.7 in 2023 to 381.7 in 2024 (2000 = 100).
ZIP code 92354 is a densely settled ZIP (a standard USPS delivery area) in Loma Linda, San Bernardino County, California, with 21,559 residents across 12.7 square miles, a density of 1,704 people per square mile, in the Los Angeles time zone.
ZIP 92354 lands in the middle-income range, with a median household income of $83,847 (18% below the average California ZIP), while per-capita income is $43,028. The poverty rate is 13.6%, with unemployment at 5.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $564,400 (27% below the average California ZIP), and median rent is $1,793; owner occupancy is 40.1%.
A solid share of residents have a four-year degree: 48.8% of adults hold a bachelor's degree or higher, the median age is 36, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Bernardino County, so 92354 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 92354
Top 5 sectors by establishment count in Loma Linda, CA
Which industries have the most business establishments in ZIP 92354.
- Health care and social assistance
Health care and social assistance
175 establishments
- Accommodation and food services 48
Accommodation and food services
48 establishments
- Retail trade 31
Retail trade
31 establishments
- Professional, scientific, and technical services 27
Professional, scientific, and technical services
27 establishments
- Other services (except public administration) 26
Other services (except public administration)
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92354, Loma Linda, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
21,559
Population
12.7
Area (sq mi)
1,704
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92354?
36.0
Median Age
46.4%
Male
53.6%
Female
28.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$83,847
Median Household Income
-18% vs state ZIP avg
$43,028
Per Capita Income
13.6%
Poverty Rate
5.0%
Unemployment Rate
20.3 min
Mean Commute Time
How ZIP 92354 ranks among California ZIPs
Loma Linda, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$83,847 40th percentile higher than 40% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,740housing units
8,740
Total Housing Units
7,945
Occupied Units
795
Vacant Units
2.69
Avg Household Size
Occupancy Type
$564,400
Median Home Value
-27% vs state ZIP avg
$1,793
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.1%
YoY Change (2024)
382
HPI Index (2000 = 100)
+282%
Total Change Since 2000
Home values in ZIP 92354 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +282% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 259 |
| 2021 | +12.9% | 293 |
| 2022 | +15.1% | 337 |
| 2023 | +8.8% | 367 |
| 2024 | +4.1% | 382 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 405 business establishments in ZIP 92354, employing approximately 19,065 people with a combined annual payroll of $1,536,781,000.
405
Businesses
19,065
Employees
$1.5B
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 175 | 43.2% |
| Accommodation and food services | 48 | 11.8% |
| Retail trade | 31 | 7.7% |
| Professional, scientific, and technical services | 27 | 6.7% |
| Other services (except public administration) | 26 | 6.4% |
| Real estate and rental and leasing | 21 | 5.2% |
| Administrative and support and waste management and remediation services | 20 | 4.9% |
| Construction | 13 | 3.2% |
| Wholesale trade | 9 | 2.2% |
| Transportation and warehousing | 9 | 2.2% |
| Finance and insurance | 9 | 2.2% |
| Manufacturing | 4 | 1.0% |
| Information | 3 | 0.7% |
| Educational services | 3 | 0.7% |
| Arts, entertainment, and recreation | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92354 vs 92408 →
ZIP 92354 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92553
Moreno Valley (92553)
73,722 residents
- 92404
San Bernardino (92404)
58,271 residents
- 92324
Colton (92324)
56,505 residents
- 92557
Moreno Valley (92557)
50,320 residents
- 92410
San Bernardino (92410)
49,410 residents
- 92374
Redlands (92374)
40,267 residents
- 92411 26,214
San Bernardino (92411)
26,214 residents
- 92354 21,559
Loma Linda (92354)
21,559 residents
- 92408 15,271
San Bernardino (92408)
15,271 residents
What this shows Among its immediate neighbors, ZIP 92354 ranks #8 by population - useful context the national average alone can't give.
ZIP 92354 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92374
Redlands (92374)
$102,813 median income
- 92557
Moreno Valley (92557)
$94,804 median income
- 92354
Loma Linda (92354)
$83,847 median income
- 92313
Grand Terrace (92313)
$83,628 median income
- 92553
Moreno Valley (92553)
$78,246 median income
- 92324
Colton (92324)
$71,078 median income
- 92408
San Bernardino (92408)
$68,333 median income
- 92404
San Bernardino (92404)
$66,701 median income
- 92411
San Bernardino (92411)
$54,324 median income
What this shows By household income, ZIP 92354 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92408 | San Bernardino, CA | 15,271 | 2.5 mi |
| 92324 | Colton, CA | 56,505 | 2.4 mi |
| 92313 | Grand Terrace, CA | 12,025 | 3.7 mi |
| 92557 | Moreno Valley, CA | 50,320 | 5.5 mi |
| 92401 | San Bernardino, CA | 1,932 | 4.5 mi |
| 92374 | Redlands, CA | 40,267 | 4.7 mi |
| 92410 | San Bernardino, CA | 49,410 | 4.7 mi |
| 92404 | San Bernardino, CA | 58,271 | 8.9 mi |
| 92553 | Moreno Valley, CA | 73,722 | 8.7 mi |
| 92411 | San Bernardino, CA | 26,214 | 6.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 92354, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (21,559 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Bernardino County
Related Areas
Frequently Asked Questions
What county is ZIP code 92354 in?
ZIP code 92354 (Loma Linda) is located in San Bernardino County, California. San Bernardino County contains multiple ZIP codes, see the full list at /counties/san-bernardino-ca.
What is the population of ZIP code 92354?
ZIP code 92354 in Loma Linda, CA has a population of 21,559 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92354?
The median household income in ZIP 92354 is $83,847, which is 10% above the national average of $76,288.
What is the average home value in ZIP 92354?
The median home value in ZIP 92354 is $564,400, which is 103% above the national average of $278,155.
What is the demographic makeup of ZIP 92354?
The largest racial group in ZIP 92354 is White at 31.7%. Hispanic or Latino residents make up 30.5% of the population.
How many businesses are in ZIP code 92354?
ZIP code 92354 has 405 business establishments employing approximately 19,065 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92354?
The top industries by establishment count in ZIP 92354 are: Health care and social assistance (175), Accommodation and food services (48), Retail trade (31). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 92354?
According to the FHFA House Price Index, home values in ZIP 92354 increased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 282%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92354?
In ZIP code 92354, 69.1% of residents aged 25+ have a high school diploma or higher, and 48.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92354?
The mean commute time for workers in ZIP code 92354 is 20.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92354?
In ZIP code 92354, approximately 40.1% of occupied housing units are owner-occupied and 59.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92354?
The poverty rate in ZIP code 92354 is 13.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 92354's numbers, next.
- See how ZIP 92354 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Loma Linda, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.