Huntington Beach, CA · standard
ZIP Code 92646
Orange County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 55,224
- 2,603/sq mi
- $130,672
- Median income
- $1,076,500
- Median home value
- 51.6%
- Bachelor's or higher
The verdict
Huntington Beach pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated and unusually populous area.
- Top 7%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 2,603
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92646 against every reporting US ZIP.
ZIP code 92646 is classified by USPS as a standard delivery area and covers roughly 21.2 square miles in Huntington Beach, Orange County, California. The area is home to 55,224 residents, producing a population density of 2,603 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92646 against California and the nation.
On the economic side, the median household income for ZIP 92646 sits at $130,672 (29% above the California average), while per-capita income is $64,706. The poverty rate stands at 7.3% and the unemployment rate at 6.0%. On housing, the median home value is $1,076,500 (39% above the state average) with median rent at $2,571 per month, and 74.4% of occupied units are owner-occupied, a direct signal of whether 92646 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 51.6% of adults hold a bachelor's degree or higher, the median age is 47.8, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Orange County, so you can benchmark 92646 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 92646
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 92646.
- Professional, scientific, and technical services
Professional, scientific, and technical services
208 establishments
- Construction
Construction
132 establishments
- Health care and social assistance
Health care and social assistance
131 establishments
- Retail trade
Retail trade
107 establishments
- Accommodation and food services
Accommodation and food services
86 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92646, Huntington Beach, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
55,224
Population
21.2
Area (sq mi)
2,603
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92646?
47.8
Median Age
50.6%
Male
49.4%
Female
15.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$130,672
Median Household Income
+29% vs state
$64,706
Per Capita Income
7.3%
Poverty Rate
6.0%
Unemployment Rate
26.8 min
Mean Commute Time
How ZIP 92646 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$130,672 Top 7% higher than 93% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
22,393
Total Housing Units
21,422
Occupied Units
971
Vacant Units
2.54
Avg Household Size
Occupancy Type
$1,076,500
Median Home Value
+39% vs state
$2,571
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.7%
YoY Change (2024)
358
HPI Index (2000 = 100)
+258%
Total Change Since 2000
Home values in ZIP 92646 have increased 2.7% over the past year (2024). Since 2000, this ZIP has seen +258% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.5% | 260 |
| 2021 | +7.7% | 280 |
| 2022 | +14.2% | 320 |
| 2023 | +9.0% | 348 |
| 2024 | +2.7% | 358 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,073 business establishments in ZIP 92646, employing approximately 7,213 people with a combined annual payroll of $337,829,000.
1,073
Businesses
7,213
Employees
$337.8M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 208 | 19.4% |
| Construction | 132 | 12.3% |
| Health care and social assistance | 131 | 12.2% |
| Retail trade | 107 | 10.0% |
| Accommodation and food services | 86 | 8.0% |
| Other services (except public administration) | 79 | 7.4% |
| Real estate and rental and leasing | 69 | 6.4% |
| Finance and insurance | 58 | 5.4% |
| Administrative and support and waste management and remediation services | 53 | 4.9% |
| Wholesale trade | 43 | 4.0% |
| Arts, entertainment, and recreation | 32 | 3.0% |
| Educational services | 21 | 2.0% |
| Manufacturing | 20 | 1.9% |
| Information | 19 | 1.8% |
| Transportation and warehousing | 9 | 0.8% |
| Utilities | 4 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92646 vs 92708 →
ZIP 92646 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92683
Westminster (92683)
89,747 residents
- 92704
Santa Ana (92704)
88,123 residents
- 92627
Costa Mesa (92627)
61,510 residents
- 92647
Huntington Beach (92647)
57,245 residents
- 92708
Fountain Valley (92708)
56,004 residents
- 92646
Huntington Beach (92646)
55,224 residents
- 92626
Costa Mesa (92626)
49,341 residents
- 92648
Huntington Beach (92648)
45,317 residents
- 92844 24,307
Garden Grove (92844)
24,307 residents
What this shows Among its immediate neighbors, ZIP 92646 ranks #6 by population — useful context the national average alone can't give.
ZIP 92646 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92663
Newport Beach (92663)
$141,541 median income
- 92646
Huntington Beach (92646)
$130,672 median income
- 92648
Huntington Beach (92648)
$130,164 median income
- 92708
Fountain Valley (92708)
$115,237 median income
- 92626
Costa Mesa (92626)
$114,249 median income
- 92627
Costa Mesa (92627)
$108,994 median income
- 92647
Huntington Beach (92647)
$105,110 median income
- 92704
Santa Ana (92704)
$99,777 median income
- 92683
Westminster (92683)
$85,585 median income
What this shows By household income, ZIP 92646 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92708 | Fountain Valley, CA | 56,004 | 3.3 mi |
| 92648 | Huntington Beach, CA | 45,317 | 2.8 mi |
| 92627 | Costa Mesa, CA | 61,510 | 3.0 mi |
| 92626 | Costa Mesa, CA | 49,341 | 3.5 mi |
| 92663 | Newport Beach, CA | 21,649 | 3.6 mi |
| 92655 | Midway City, CA | 8,337 | 5.6 mi |
| 92647 | Huntington Beach, CA | 57,245 | 4.6 mi |
| 92844 | Garden Grove, CA | 24,307 | 6.9 mi |
| 92683 | Westminster, CA | 89,747 | 6.2 mi |
| 92704 | Santa Ana, CA | 88,123 | 5.1 mi |
More ZIP Codes in Orange County
Related Areas
Frequently Asked Questions
What county is ZIP code 92646 in? ▼
What is the population of ZIP code 92646? ▼
What is the median household income in ZIP 92646? ▼
What is the average home value in ZIP 92646? ▼
What is the demographic makeup of ZIP 92646? ▼
How many businesses are in ZIP code 92646? ▼
What are the main industries in ZIP code 92646? ▼
How have home values changed in ZIP code 92646? ▼
What is the education level in ZIP code 92646? ▼
What is the average commute time in ZIP 92646? ▼
What percentage of residents own vs. rent in ZIP 92646? ▼
What is the poverty rate in ZIP code 92646? ▼
ZIP Code Research Guides
Official Data Resources for Huntington Beach, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.