PlainZIP

Huntington Beach, CA · standard

ZIP Code 92646

Orange County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

55,224
2,603/sq mi
$130,672
Median income
$1,076,500
Median home value
51.6%
Bachelor's or higher

The verdict

Huntington Beach pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated and unusually populous area.

Top 7%
household income, US ZIPs
Top 2%
home value, US ZIPs
2,603
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92646 against every reporting US ZIP.

ZIP code 92646 is a densely settled ZIP (a standard USPS delivery area) in Huntington Beach, Orange County, California, with 55,224 residents across 21.2 square miles, a density of 2,603 people per square mile, in the Los Angeles time zone.

ZIP 92646 skews affluent, with a median household income of $130,672 (29% above the California average), while per-capita income is $64,706. 7.3% of residents live below the poverty line, and the unemployment rate reads 6.0%. Median home value sits at $1,076,500 (39% above the state average), median rent at $2,571 a month, and owner-occupancy at 74.4%.

This is a highly-educated ZIP: 51.6% of adults hold a bachelor's degree or higher, the median age is 47.8, and the average commute is 27 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Orange County, letting you compare 92646 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 92646

Top 5 sectors by establishment count in Huntington Beach, CA

Which industries have the most business establishments in ZIP 92646.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92646, Huntington Beach, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

55,224

Population

21.2

Area (sq mi)

2,603

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92646?

47.8

Median Age

50.6%

Male

49.4%

Female

15.4%

Foreign-Born

White 65.9%
African American 0.8%
Asian 13.4%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 14.9%
Hispanic or Latino 14.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$130,672

Median Household Income

+29% vs state

$64,706

Per Capita Income

7.3%

Poverty Rate

6.0%

Unemployment Rate

26.8 min

Mean Commute Time

How ZIP 92646 ranks nationally

Huntington Beach, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$130,672 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.2%
Bachelor's Degree or Higher 51.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,393

Total Housing Units

21,422

Occupied Units

971

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 74.4%
Renter 25.6%

$1,076,500

Median Home Value

+39% vs state

$2,571

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.7%

YoY Change (2024)

358

HPI Index (2000 = 100)

+258%

Total Change Since 2000

Home values in ZIP 92646 have increased 2.7% over the past year (2024). Since 2000, this ZIP has seen +258% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.5% 260
2021 +7.7% 280
2022 +14.2% 320
2023 +9.0% 348
2024 +2.7% 358

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,073 business establishments in ZIP 92646, employing approximately 7,213 people with a combined annual payroll of $337,829,000.

1,073

Businesses

7,213

Employees

$337.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 208 19.4%
Construction 132 12.3%
Health care and social assistance 131 12.2%
Retail trade 107 10.0%
Accommodation and food services 86 8.0%
Other services (except public administration) 79 7.4%
Real estate and rental and leasing 69 6.4%
Finance and insurance 58 5.4%
Administrative and support and waste management and remediation services 53 4.9%
Wholesale trade 43 4.0%
Arts, entertainment, and recreation 32 3.0%
Educational services 21 2.0%
Manufacturing 20 1.9%
Information 19 1.8%
Transportation and warehousing 9 0.8%
Utilities 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92646 vs 92708 →

ZIP 92646 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92646 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92646 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92646 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92708 Fountain Valley, CA 56,004 3.3 mi
92648 Huntington Beach, CA 45,317 2.8 mi
92627 Costa Mesa, CA 61,510 3.0 mi
92626 Costa Mesa, CA 49,341 3.5 mi
92663 Newport Beach, CA 21,649 3.6 mi
92655 Midway City, CA 8,337 5.6 mi
92647 Huntington Beach, CA 57,245 4.6 mi
92844 Garden Grove, CA 24,307 6.9 mi
92683 Westminster, CA 89,747 6.2 mi
92704 Santa Ana, CA 88,123 5.1 mi

More ZIP Codes in Orange County

92683 standard
Westminster, CA
Pop: 89,747
92704 standard
Santa Ana, CA
Pop: 88,123
92804 standard
Anaheim, CA
Pop: 85,914
92805 standard
Anaheim, CA
Pop: 70,401
90631 standard
La Habra, CA
Pop: 67,619
92703 standard
Santa Ana, CA
Pop: 65,445

Related Areas

Orange County Huntington Beach, CA California

Frequently Asked Questions

What county is ZIP code 92646 in? ▼
ZIP code 92646 (Huntington Beach) is located in Orange County, California. Orange County contains multiple ZIP codes, see the full list at /counties/orange-ca.
What is the population of ZIP code 92646? ▼
ZIP code 92646 in Huntington Beach, CA has a population of 55,224 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92646? ▼
The median household income in ZIP 92646 is $130,672, which is 71% above the national average of $76,288.
What is the average home value in ZIP 92646? ▼
The median home value in ZIP 92646 is $1,076,500, which is 287% above the national average of $278,155.
What is the demographic makeup of ZIP 92646? ▼
The largest racial group in ZIP 92646 is White at 65.9%. Hispanic or Latino residents make up 14.6% of the population.
How many businesses are in ZIP code 92646? ▼
ZIP code 92646 has 1,073 business establishments employing approximately 7,213 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92646? ▼
The top industries by establishment count in ZIP 92646 are: Professional, scientific, and technical services (208), Construction (132), Health care and social assistance (131). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 92646? ▼
According to the FHFA House Price Index, home values in ZIP 92646 increased by 2.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 258%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92646? ▼
In ZIP code 92646, 66.2% of residents aged 25+ have a high school diploma or higher, and 51.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92646? ▼
The mean commute time for workers in ZIP code 92646 is 26.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92646? ▼
In ZIP code 92646, approximately 74.4% of occupied housing units are owner-occupied and 25.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92646? ▼
The poverty rate in ZIP code 92646 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.