Santa Rosa, CA · standard
ZIP Code 95403
Sonoma County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 45,164
- 792/sq mi High-density area
- $98,191
- Median income Above-median income area
- $693,000
- Median home value Above-median home value
- 29.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Santa Rosa pairs an upper-quartile household income with top-decile home values, in a low-density, mixed-tenure area.
- Top 20%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 792
- people per sq mi
- 55%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95403 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95403 (Santa Rosa, CA) fell -2.5% from 2023 to 2024. The all-transactions index moved from 278.1 in 2023 to 271.2 in 2024 (2000 = 100).
ZIP code 95403 is a densely settled ZIP (a standard USPS delivery area) in Santa Rosa, Sonoma County, California, with 45,164 residents across 57.0 square miles, a density of 792 people per square mile, in the Los Angeles time zone.
ZIP 95403 lands in the middle-income range, with a median household income of $98,191 (3% below the average California ZIP), while per-capita income is $46,621. The poverty rate is 9.8%, with unemployment at 4.9%; those measures add context to the income figure. Median home value is $693,000 (10% below the average California ZIP) and median rent is $2,275; 54.8% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 29.3% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Sonoma County, so 95403 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95403
Top 5 sectors by establishment count in Santa Rosa, CA
Which industries have the most business establishments in ZIP 95403.
- Construction
Construction
243 establishments
- Health care and social assistance
Health care and social assistance
226 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
178 establishments
- Retail trade
Retail trade
128 establishments
- Other services (except public administration)
Other services (except public administration)
112 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95403, Santa Rosa, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
45,164
Population
57.0
Area (sq mi)
792
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95403?
40.2
Median Age
51.2%
Male
48.8%
Female
19.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$98,191
Median Household Income
-3% vs state ZIP avg
$46,621
Per Capita Income
9.8%
Poverty Rate
4.9%
Unemployment Rate
21.8 min
Mean Commute Time
How ZIP 95403 ranks nationally
Santa Rosa, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$98,191 Top 20% higher than 80% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
17,832housing units
17,832
Total Housing Units
16,823
Occupied Units
1,009
Vacant Units
2.62
Avg Household Size
Occupancy Type
$693,000
Median Home Value
-10% vs state ZIP avg
$2,275
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.5%
YoY Change (2024)
271
HPI Index (2000 = 100)
+171%
Total Change Since 2000
Home values in ZIP 95403 have decreased 2.5% over the past year (2024). Since 2000, this ZIP has seen +171% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.7% | 211 |
| 2021 | +8.3% | 229 |
| 2022 | +9.9% | 251 |
| 2023 | +10.7% | 278 |
| 2024 | -2.5% | 271 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,539 business establishments in ZIP 95403, employing approximately 27,022 people with a combined annual payroll of $2,290,509,000.
1,539
Businesses
27,022
Employees
$2.3B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 243 | 15.8% |
| Health care and social assistance | 226 | 14.7% |
| Professional, scientific, and technical services | 178 | 11.6% |
| Retail trade | 128 | 8.3% |
| Other services (except public administration) | 112 | 7.3% |
| Accommodation and food services | 103 | 6.7% |
| Real estate and rental and leasing | 102 | 6.6% |
| Manufacturing | 96 | 6.2% |
| Finance and insurance | 86 | 5.6% |
| Administrative and support and waste management and remediation services | 79 | 5.1% |
| Wholesale trade | 78 | 5.1% |
| Arts, entertainment, and recreation | 31 | 2.0% |
| Transportation and warehousing | 30 | 1.9% |
| Educational services | 22 | 1.4% |
| Information | 12 | 0.8% |
| Management of companies and enterprises | 7 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95403 vs 95439 →
ZIP 95403 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95403
Santa Rosa (95403)
45,164 residents
- 95404
Santa Rosa (95404)
39,761 residents
- 95407
Santa Rosa (95407)
39,352 residents
- 95401
Santa Rosa (95401)
36,981 residents
- 95492
Windsor (95492)
28,532 residents
- 95472
Sebastopol (95472)
28,255 residents
- 95405
Santa Rosa (95405)
21,399 residents
- 95448 16,852
Healdsburg (95448)
16,852 residents
- 94515 7,050
Calistoga (94515)
7,050 residents
What this shows Among its immediate neighbors, ZIP 95403 ranks the most populous - useful context the national average alone can't give.
ZIP 95403 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95492
Windsor (95492)
$134,211 median income
- 95405
Santa Rosa (95405)
$118,299 median income
- 95472
Sebastopol (95472)
$108,925 median income
- 95404
Santa Rosa (95404)
$105,437 median income
- 95444
Graton (95444)
$105,179 median income
- 95448
Healdsburg (95448)
$105,120 median income
- 95403
Santa Rosa (95403)
$98,191 median income
- 94515
Calistoga (94515)
$94,464 median income
- 95401
Santa Rosa (95401)
$93,615 median income
What this shows By household income, ZIP 95403 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95439 | Fulton, CA | 675 | 1.4 mi |
| 95492 | Windsor, CA | 28,532 | 3.9 mi |
| 95401 | Santa Rosa, CA | 36,981 | 4.2 mi |
| 95407 | Santa Rosa, CA | 39,352 | 7.5 mi |
| 95404 | Santa Rosa, CA | 39,761 | 6.1 mi |
| 95405 | Santa Rosa, CA | 21,399 | 6.6 mi |
| 95444 | Graton, CA | 748 | 7.8 mi |
| 95472 | Sebastopol, CA | 28,255 | 9.4 mi |
| 95448 | Healdsburg, CA | 16,852 | 11.0 mi |
| 94515 | Calistoga, CA | 7,050 | 11.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95403, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (45,164 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sonoma County
Related Areas
Frequently Asked Questions
What county is ZIP code 95403 in?
ZIP code 95403 (Santa Rosa) is located in Sonoma County, California. Sonoma County contains multiple ZIP codes, see the full list at /counties/sonoma-ca.
What is the population of ZIP code 95403?
ZIP code 95403 in Santa Rosa, CA has a population of 45,164 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95403?
The median household income in ZIP 95403 is $98,191, which is 29% above the national average of $76,288.
What is the average home value in ZIP 95403?
The median home value in ZIP 95403 is $693,000, which is 149% above the national average of $278,155.
What is the demographic makeup of ZIP 95403?
The largest racial group in ZIP 95403 is White at 52.0%. Hispanic or Latino residents make up 37.8% of the population.
How many businesses are in ZIP code 95403?
ZIP code 95403 has 1,539 business establishments employing approximately 27,022 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95403?
The top industries by establishment count in ZIP 95403 are: Construction (243), Health care and social assistance (226), Professional, scientific, and technical services (178). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 95403?
According to the FHFA House Price Index, home values in ZIP 95403 decreased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 171%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95403?
In ZIP code 95403, 52.4% of residents aged 25+ have a high school diploma or higher, and 29.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95403?
The mean commute time for workers in ZIP code 95403 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95403?
In ZIP code 95403, approximately 54.8% of occupied housing units are owner-occupied and 45.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95403?
The poverty rate in ZIP code 95403 is 9.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95403's numbers, next.
- See how ZIP 95403 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Santa Rosa, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.