Covelo, CA · standard
ZIP Code 95428
Mendocino County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,516
- 4/sq mi Low-density area
- $46,339
- Median income Below-median income area
- $437,200
- Median home value Above-median home value
- 9.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Covelo pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, mixed-tenure area.
- 10th pct
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 4
- people per sq mi
- 54%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95428 against every reporting US ZIP.
ZIP code 95428 covers 585.1 square miles in Covelo, Mendocino County, California (a standard USPS delivery area), with a modest 2,516 residents on file, a density of 4 people per square mile, in the Los Angeles time zone.
ZIP 95428 reports a modest median household income of $46,339 (54% below the average California ZIP), while per-capita income is $23,747. Economic pressure is pronounced: 27.2% of residents are below the poverty line and unemployment is 20.3%. Home values sit below the statewide ZIP benchmark: the median is $437,200 (43% below the average California ZIP), and median rent is $983; owner occupancy is 54.4%.
Formal educational attainment runs low here: just 9.7% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Mendocino County, so 95428 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95428, Covelo, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,516
Population
585.1
Area (sq mi)
4
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95428?
40.5
Median Age
54.1%
Male
45.9%
Female
14.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$46,339
Median Household Income
-54% vs state ZIP avg
$23,747
Per Capita Income
27.2%
Poverty Rate
20.3%
Unemployment Rate
How ZIP 95428 ranks among California ZIPs
Covelo, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$46,339 5th percentile higher than 5% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,273housing units
1,273
Total Housing Units
918
Occupied Units
355
Vacant Units
2.55
Avg Household Size
Occupancy Type
$437,200
Median Home Value
-43% vs state ZIP avg
$983
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 29 business establishments in ZIP 95428, employing approximately 281 people with a combined annual payroll of $14,828,000.
29
Businesses
281
Employees
$14.8M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 6 | 20.7% |
| Construction | 4 | 13.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95428 vs 95429 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95429 | Dos Rios, CA | 70 | 9.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95428, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,516 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mendocino County
Related Areas
Frequently Asked Questions
What county is ZIP code 95428 in?
ZIP code 95428 (Covelo) is located in Mendocino County, California. Mendocino County contains multiple ZIP codes, see the full list at /counties/mendocino-ca.
What is the population of ZIP code 95428?
ZIP code 95428 in Covelo, CA has a population of 2,516 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95428?
The median household income in ZIP 95428 is $46,339, which is 39% below the national average of $76,288.
What is the average home value in ZIP 95428?
The median home value in ZIP 95428 is $437,200, which is 57% above the national average of $278,155.
What is the demographic makeup of ZIP 95428?
The largest racial group in ZIP 95428 is White at 39.5%. Hispanic or Latino residents make up 34.0% of the population.
How many businesses are in ZIP code 95428?
ZIP code 95428 has 29 business establishments employing approximately 281 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 95428?
In ZIP code 95428, 50.1% of residents aged 25+ have a high school diploma or higher, and 9.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95428?
In ZIP code 95428, approximately 54.4% of occupied housing units are owner-occupied and 45.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95428?
The poverty rate in ZIP code 95428 is 27.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95428's numbers, next.
- See how ZIP 95428 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Covelo, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.