PlainZIP

Covelo, CA · standard

ZIP Code 95428

Mendocino County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,516
4/sq mi
$46,339
Median income
$437,200
Median home value
9.7%
Bachelor's or higher

The verdict

Covelo pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, mixed-tenure area.

10th pct
household income, US ZIPs
Top 17%
home value, US ZIPs
4
people per sq mi
54%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95428 against every reporting US ZIP.

ZIP code 95428 covers 585.1 square miles in Covelo, Mendocino County, California (a standard USPS delivery area), with a modest 2,516 residents on file, a density of 4 people per square mile, in the Los Angeles time zone.

ZIP 95428 reports a modest median household income of $46,339 (54% below the California average), while per-capita income is $23,747. Poverty here runs at 27.2%, with unemployment measured at 20.3%. Median home value sits at $437,200 (43% below the state average), median rent at $983 a month, and owner-occupancy at 54.4%.

Formal educational attainment runs low here: just 9.7% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is -. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mendocino County, so you can benchmark 95428 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95428, Covelo, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,516

Population

585.1

Area (sq mi)

4

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95428?

40.5

Median Age

54.1%

Male

45.9%

Female

14.4%

Foreign-Born

White 39.5%
African American 0.2%
Asian 1.4%
American Indian or Alaska Native 24.8%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 21.6%
Hispanic or Latino 34.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,339

Median Household Income

-54% vs state

$23,747

Per Capita Income

27.2%

Poverty Rate

20.3%

Unemployment Rate

How ZIP 95428 ranks nationally

Covelo, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$46,339 10th percentile higher than 10% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.1%
Bachelor's Degree or Higher 9.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,273

Total Housing Units

918

Occupied Units

355

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 54.4%
Renter 45.6%

$437,200

Median Home Value

-43% vs state

$983

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 29 business establishments in ZIP 95428, employing approximately 281 people with a combined annual payroll of $14,828,000.

29

Businesses

281

Employees

$14.8M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Retail trade 6 20.7%
Construction 4 13.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95428 vs 95429 →

ZIP Code City Population Distance
95429 Dos Rios, CA 70 9.3 mi

More ZIP Codes in Mendocino County

95482 standard
Ukiah, CA
Pop: 31,808
95437 standard
Fort Bragg, CA
Pop: 14,799
95490 standard
Willits, CA
Pop: 13,264
95470 standard
Redwood Valley, CA
Pop: 6,032
95454 standard
Laytonville, CA
Pop: 2,556
95460 standard
Mendocino, CA
Pop: 2,285

Related Areas

Mendocino County Covelo, CA California

Frequently Asked Questions

What county is ZIP code 95428 in? ▼
ZIP code 95428 (Covelo) is located in Mendocino County, California. Mendocino County contains multiple ZIP codes, see the full list at /counties/mendocino-ca.
What is the population of ZIP code 95428? ▼
ZIP code 95428 in Covelo, CA has a population of 2,516 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95428? ▼
The median household income in ZIP 95428 is $46,339, which is 39% below the national average of $76,288.
What is the average home value in ZIP 95428? ▼
The median home value in ZIP 95428 is $437,200, which is 57% above the national average of $278,155.
What is the demographic makeup of ZIP 95428? ▼
The largest racial group in ZIP 95428 is White at 39.5%. Hispanic or Latino residents make up 34.0% of the population.
How many businesses are in ZIP code 95428? ▼
ZIP code 95428 has 29 business establishments employing approximately 281 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 95428? ▼
In ZIP code 95428, 50.1% of residents aged 25+ have a high school diploma or higher, and 9.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95428? ▼
In ZIP code 95428, approximately 54.4% of occupied housing units are owner-occupied and 45.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95428? ▼
The poverty rate in ZIP code 95428 is 27.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.