Gualala, CA · standard

ZIP Code 95445

Mendocino County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,093
9/sq mi
$127,206
Median income
$707,200
Median home value
36.8%
Bachelor's or higher

The verdict

Gualala pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 6%
home value, US ZIPs
9
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95445 against every reporting US ZIP.

ZIP code 95445 is classified by USPS as a standard delivery area and covers roughly 222.7 square miles in Gualala, Mendocino County, California. The area is home to 2,093 residents, producing a population density of 9 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95445 against California and the nation.

On the economic side, the median household income for ZIP 95445 sits at $127,206 (25% above the California average), while per-capita income is $56,472. The poverty rate stands at 2.1% and the unemployment rate at 0.0%. On housing, the median home value is $707,200 (8% below the state average) with median rent at $2,824 per month, and 73.9% of occupied units are owner-occupied, a direct signal of whether 95445 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 36.8% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is . We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mendocino County, so you can benchmark 95445 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95445

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95445.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95445, Gualala, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,093

Population

222.7

Area (sq mi)

9

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95445?

42.1

Median Age

55.1%

Male

44.9%

Female

3.7%

Foreign-Born

White 58.5%
African American 0.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 37.2%
Hispanic or Latino 29.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$127,206

Median Household Income

+25% vs state

$56,472

Per Capita Income

2.1%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 95445 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$127,206 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.5%
Bachelor's Degree or Higher 36.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,368

Total Housing Units

926

Occupied Units

442

Vacant Units

2.97

Avg Household Size

Occupancy Type

Owner 73.9%
Renter 26.1%

$707,200

Median Home Value

-8% vs state

$2,824

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.3%

YoY Change (2023)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 95445 have increased 6.3% over the past year (2023). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2019 +7.5% 201
2020 -2.6% 195
2021 +19.4% 233
2022 -4.1% 224
2023 +6.3% 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 106 business establishments in ZIP 95445, employing approximately 650 people with a combined annual payroll of $29,583,000.

106

Businesses

650

Employees

$29.6M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 28 26.4%
Accommodation and food services 15 14.2%
Retail trade 14 13.2%
Health care and social assistance 11 10.4%
Real estate and rental and leasing 9 8.5%
Administrative and support and waste management and remediation services 6 5.7%
Professional, scientific, and technical services 5 4.7%
Finance and insurance 4 3.8%
Other services (except public administration) 4 3.8%
Arts, entertainment, and recreation 3 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95445 vs 95497 →

ZIP 95445 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95445 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95445 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95445 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95497 The Sea Ranch, CA 1,305 8.4 mi
95468 Point Arena, CA 1,258 8.0 mi
95459 Manchester, CA 504 11.2 mi
95412 Annapolis, CA 401 11.4 mi

More ZIP Codes in Mendocino County

Frequently Asked Questions

What county is ZIP code 95445 in?
ZIP code 95445 (Gualala) is located in Mendocino County, California. Mendocino County contains multiple ZIP codes, see the full list at /counties/mendocino-ca.
What is the population of ZIP code 95445?
ZIP code 95445 in Gualala, CA has a population of 2,093 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95445?
The median household income in ZIP 95445 is $127,206, which is 67% above the national average of $76,288.
What is the average home value in ZIP 95445?
The median home value in ZIP 95445 is $707,200, which is 154% above the national average of $278,155.
What is the demographic makeup of ZIP 95445?
The largest racial group in ZIP 95445 is White at 58.5%. Hispanic or Latino residents make up 29.0% of the population.
How many businesses are in ZIP code 95445?
ZIP code 95445 has 106 business establishments employing approximately 650 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95445?
The top industries by establishment count in ZIP 95445 are: Construction (28), Accommodation and food services (15), Retail trade (14). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 95445?
According to the FHFA House Price Index, home values in ZIP 95445 increased by 6.3% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95445?
In ZIP code 95445, 70.5% of residents aged 25+ have a high school diploma or higher, and 36.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95445?
In ZIP code 95445, approximately 73.9% of occupied housing units are owner-occupied and 26.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95445?
The poverty rate in ZIP code 95445 is 2.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Gualala, CA

Verify and explore additional data for this area using these official government sources.