Eugene, OR · standard
ZIP Code 97403
Lane County, Oregon - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,622
- 1,050/sq mi High-density area
- $45,417
- Median income Below-median income area
- $592,200
- Median home value Above-median home value
- 59.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Eugene pairs one of the lowest household incomes in the country with top-decile home values, in a low-density, renter-heavy area.
- 9th pct
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 1,050
- people per sq mi
- 38%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97403 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 97403 (Eugene, OR) fell -5.4% from 2023 to 2024. The all-transactions index moved from 328.2 in 2023 to 310.4 in 2024 (2000 = 100).
ZIP code 97403 is a mid-sized community (a standard USPS delivery area) in Eugene, Lane County, Oregon, home to 11,622 residents across 11.1 square miles, a density of 1,050 people per square mile, in the Los Angeles time zone.
ZIP 97403 reports a modest median household income of $45,417 (42% below the average Oregon ZIP), while per-capita income is $32,004. The poverty rate is 31.6%, so the area-level income figures should not be treated as typical household experience. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $592,200 (37% above the average Oregon ZIP), with only 38.4% owner-occupied homes and median rent of $1,270.
This is a highly-educated ZIP: 59.2% of adults hold a bachelor's degree or higher, the median age is 22, and the average commute is 16 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Lane County, so 97403 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 97403
Top 5 sectors by establishment count in Eugene, OR
Which industries have the most business establishments in ZIP 97403.
- Professional, scientific, and technical services
Professional, scientific, and technical services
39 establishments
- Accommodation and food services
Accommodation and food services
39 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
26 establishments
- Retail trade
Retail trade
24 establishments
- Health care and social assistance
Health care and social assistance
24 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 97403, Eugene, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,622
Population
11.1
Area (sq mi)
1,050
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 97403?
22.0
Median Age
47.3%
Male
52.7%
Female
6.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$45,417
Median Household Income
-42% vs state ZIP avg
$32,004
Per Capita Income
31.6%
Poverty Rate
8.5%
Unemployment Rate
16.1 min
Mean Commute Time
How ZIP 97403 ranks among Oregon ZIPs
Eugene, OR household income vs. every Oregon ZIP code
Median household income among 378 reporting Oregon ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$45,417 7th percentile higher than 7% of 378 Oregon ZIPs
Each bar is a $20K-wide band; taller bars hold more Oregon ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,580housing units
5,580
Total Housing Units
5,134
Occupied Units
446
Vacant Units
2.27
Avg Household Size
Occupancy Type
$592,200
Median Home Value
+37% vs state ZIP avg
$1,270
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.4%
YoY Change (2024)
310
HPI Index (2000 = 100)
+210%
Total Change Since 2000
Home values in ZIP 97403 have decreased 5.4% over the past year (2024). Since 2000, this ZIP has seen +210% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 232 |
| 2021 | +9.5% | 254 |
| 2022 | +17.8% | 299 |
| 2023 | +9.8% | 328 |
| 2024 | -5.4% | 310 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 239 business establishments in ZIP 97403, employing approximately 3,258 people with a combined annual payroll of $163,479,000.
239
Businesses
3,258
Employees
$163.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 39 | 16.3% |
| Accommodation and food services | 39 | 16.3% |
| Real estate and rental and leasing | 26 | 10.9% |
| Retail trade | 24 | 10.0% |
| Health care and social assistance | 24 | 10.0% |
| Other services (except public administration) | 15 | 6.3% |
| Construction | 14 | 5.9% |
| Manufacturing | 11 | 4.6% |
| Wholesale trade | 10 | 4.2% |
| Transportation and warehousing | 7 | 2.9% |
| Administrative and support and waste management and remediation services | 6 | 2.5% |
| Information | 5 | 2.1% |
| Finance and insurance | 5 | 2.1% |
| Arts, entertainment, and recreation | 5 | 2.1% |
| Educational services | 4 | 1.7% |
| Agriculture, forestry, fishing and hunting | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 97403 vs 97401 →
ZIP 97403 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 97405
Eugene (97405)
44,645 residents
- 97401
Eugene (97401)
40,521 residents
- 97477
Springfield (97477)
36,874 residents
- 97404
Eugene (97404)
32,255 residents
- 97408 11,711
Eugene (97408)
11,711 residents
- 97403 11,622
Eugene (97403)
11,622 residents
- 97426 9,716
Creswell (97426)
9,716 residents
- 97455 2,538
Pleasant Hill (97455)
2,538 residents
What this shows Among its immediate neighbors, ZIP 97403 ranks #6 by population - useful context the national average alone can't give.
ZIP 97403 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 97455
Pleasant Hill (97455)
$118,456 median income
- 97408
Eugene (97408)
$104,945 median income
- 97405
Eugene (97405)
$95,170 median income
- 97426
Creswell (97426)
$90,125 median income
- 97404
Eugene (97404)
$86,776 median income
- 97477
Springfield (97477)
$65,662 median income
- 97401
Eugene (97401)
$52,022 median income
- 97403 $45,417
Eugene (97403)
$45,417 median income
What this shows By household income, ZIP 97403 ranks #8 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 97403, both outside OR so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,622 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lane County
Related Areas
Frequently Asked Questions
What county is ZIP code 97403 in?
ZIP code 97403 (Eugene) is located in Lane County, Oregon. Lane County contains multiple ZIP codes, see the full list at /counties/lane-or.
What is the population of ZIP code 97403?
ZIP code 97403 in Eugene, OR has a population of 11,622 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 97403?
The median household income in ZIP 97403 is $45,417, which is 40% below the national average of $76,288.
What is the average home value in ZIP 97403?
The median home value in ZIP 97403 is $592,200, which is 113% above the national average of $278,155.
What is the demographic makeup of ZIP 97403?
The largest racial group in ZIP 97403 is White at 74.5%. Hispanic or Latino residents make up 10.5% of the population.
How many businesses are in ZIP code 97403?
ZIP code 97403 has 239 business establishments employing approximately 3,258 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 97403?
The top industries by establishment count in ZIP 97403 are: Professional, scientific, and technical services (39), Accommodation and food services (39), Real estate and rental and leasing (26). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 97403?
According to the FHFA House Price Index, home values in ZIP 97403 decreased by 5.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 210%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 97403?
In ZIP code 97403, 69.2% of residents aged 25+ have a high school diploma or higher, and 59.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 97403?
The mean commute time for workers in ZIP code 97403 is 16.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 97403?
In ZIP code 97403, approximately 38.4% of occupied housing units are owner-occupied and 61.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 97403?
The poverty rate in ZIP code 97403 is 31.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 97403's numbers, next.
- See how ZIP 97403 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Eugene, OR ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.