Eugene, OR · standard

ZIP Code 97403

Lane County, Oregon - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,622
1,050/sq mi High-density area
$45,417
Median income Below-median income area
$592,200
Median home value Above-median home value
59.2%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Eugene pairs one of the lowest household incomes in the country with top-decile home values, in a low-density, renter-heavy area.

9th pct
household income, US ZIPs
Top 9%
home value, US ZIPs
1,050
people per sq mi
38%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97403 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 97403 (Eugene, OR) fell -5.4% from 2023 to 2024. The all-transactions index moved from 328.2 in 2023 to 310.4 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 97403 is a mid-sized community (a standard USPS delivery area) in Eugene, Lane County, Oregon, home to 11,622 residents across 11.1 square miles, a density of 1,050 people per square mile, in the Los Angeles time zone.

ZIP 97403 reports a modest median household income of $45,417 (42% below the average Oregon ZIP), while per-capita income is $32,004. The poverty rate is 31.6%, so the area-level income figures should not be treated as typical household experience. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $592,200 (37% above the average Oregon ZIP), with only 38.4% owner-occupied homes and median rent of $1,270.

This is a highly-educated ZIP: 59.2% of adults hold a bachelor's degree or higher, the median age is 22, and the average commute is 16 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Lane County, so 97403 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 97403

Top 5 sectors by establishment count in Eugene, OR

Which industries have the most business establishments in ZIP 97403.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 97403, Eugene, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,622

Population

11.1

Area (sq mi)

1,050

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 97403?

22.0

Median Age

47.3%

Male

52.7%

Female

6.0%

Foreign-Born

White 74.5%
African American 3.1%
Asian 5.2%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 12.1%
Hispanic or Latino 10.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$45,417

Median Household Income

-42% vs state ZIP avg

$32,004

Per Capita Income

31.6%

Poverty Rate

8.5%

Unemployment Rate

16.1 min

Mean Commute Time

How ZIP 97403 ranks among Oregon ZIPs

Eugene, OR household income vs. every Oregon ZIP code

Median household income among 378 reporting Oregon ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$45,417 7th percentile higher than 7% of 378 Oregon ZIPs

This ZIP $0 $200K+ every Oregon ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Oregon ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.2%
Bachelor's Degree or Higher 59.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,580

Total Housing Units

5,134

Occupied Units

446

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 38.4%
Renter 61.6%

$592,200

Median Home Value

+37% vs state ZIP avg

$1,270

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.4%

YoY Change (2024)

310

HPI Index (2000 = 100)

+210%

Total Change Since 2000

Home values in ZIP 97403 have decreased 5.4% over the past year (2024). Since 2000, this ZIP has seen +210% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 232
2021 +9.5% 254
2022 +17.8% 299
2023 +9.8% 328
2024 -5.4% 310

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 239 business establishments in ZIP 97403, employing approximately 3,258 people with a combined annual payroll of $163,479,000.

239

Businesses

3,258

Employees

$163.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 39 16.3%
Accommodation and food services 39 16.3%
Real estate and rental and leasing 26 10.9%
Retail trade 24 10.0%
Health care and social assistance 24 10.0%
Other services (except public administration) 15 6.3%
Construction 14 5.9%
Manufacturing 11 4.6%
Wholesale trade 10 4.2%
Transportation and warehousing 7 2.9%
Administrative and support and waste management and remediation services 6 2.5%
Information 5 2.1%
Finance and insurance 5 2.1%
Arts, entertainment, and recreation 5 2.1%
Educational services 4 1.7%
Agriculture, forestry, fishing and hunting 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 97403 vs 97401 →

ZIP 97403 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 97403 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 97403 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 97403 ranks #8 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
97401 Eugene, OR 40,521 2.7 mi
97477 Springfield, OR 36,874 2.6 mi
97408 Eugene, OR 11,711 7.5 mi
97404 Eugene, OR 32,255 6.2 mi
97426 Creswell, OR 9,716 9.4 mi
97455 Pleasant Hill, OR 2,538 8.3 mi
97405 Eugene, OR 44,645 9.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 97403, both outside OR so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (11,622 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Lane County

Frequently Asked Questions

What county is ZIP code 97403 in?

ZIP code 97403 (Eugene) is located in Lane County, Oregon. Lane County contains multiple ZIP codes, see the full list at /counties/lane-or.

What is the population of ZIP code 97403?

ZIP code 97403 in Eugene, OR has a population of 11,622 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 97403?

The median household income in ZIP 97403 is $45,417, which is 40% below the national average of $76,288.

What is the average home value in ZIP 97403?

The median home value in ZIP 97403 is $592,200, which is 113% above the national average of $278,155.

What is the demographic makeup of ZIP 97403?

The largest racial group in ZIP 97403 is White at 74.5%. Hispanic or Latino residents make up 10.5% of the population.

How many businesses are in ZIP code 97403?

ZIP code 97403 has 239 business establishments employing approximately 3,258 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 97403?

The top industries by establishment count in ZIP 97403 are: Professional, scientific, and technical services (39), Accommodation and food services (39), Real estate and rental and leasing (26). There are 16 industry sectors represented in total.

How have home values changed in ZIP code 97403?

According to the FHFA House Price Index, home values in ZIP 97403 decreased by 5.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 210%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 97403?

In ZIP code 97403, 69.2% of residents aged 25+ have a high school diploma or higher, and 59.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 97403?

The mean commute time for workers in ZIP code 97403 is 16.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 97403?

In ZIP code 97403, approximately 38.4% of occupied housing units are owner-occupied and 61.6% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 97403?

The poverty rate in ZIP code 97403 is 31.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 97403's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 97403's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.