PlainZIP

Eugene, OR · standard

ZIP Code 97404

Lane County, Oregon — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

32,255
1,260/sq mi
$86,776
Median income
$424,800
Median home value
33.0%
Bachelor's or higher

The verdict

Eugene pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 30%
household income, US ZIPs
Top 18%
home value, US ZIPs
1,260
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97404 against every reporting US ZIP.

ZIP code 97404 is classified by USPS as a standard delivery area and covers roughly 25.6 square miles in Eugene, Lane County, Oregon. The area is home to 32,255 residents, producing a population density of 1,260 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 97404 against Oregon and the nation.

On the economic side, the median household income for ZIP 97404 sits at $86,776 (11% above the Oregon average), while per-capita income is $40,146. The poverty rate stands at 10.3% and the unemployment rate at 5.5%. On housing, the median home value is $424,800 (2% below the state average) with median rent at $1,585 per month, and 70.9% of occupied units are owner-occupied, a direct signal of whether 97404 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.0% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 20 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lane County, so you can benchmark 97404 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 97404

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 97404.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 97404, Eugene, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

32,255

Population

25.6

Area (sq mi)

1,260

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 97404?

41.4

Median Age

50.1%

Male

49.9%

Female

6.4%

Foreign-Born

White 80.6%
African American 1.0%
Asian 2.5%
American Indian or Alaska Native 2.5%
Native Hawaiian or Pacific Islander 0.8%
Two or More Ethnicities 10.1%
Hispanic or Latino 12.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,776

Median Household Income

+11% vs state

$40,146

Per Capita Income

10.3%

Poverty Rate

5.5%

Unemployment Rate

20.2 min

Mean Commute Time

How ZIP 97404 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$86,776 Top 30% higher than 70% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.9%
Bachelor's Degree or Higher 33.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,025

Total Housing Units

13,343

Occupied Units

682

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 70.9%
Renter 29.1%

$424,800

Median Home Value

-2% vs state

$1,585

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.1%

YoY Change (2024)

298

HPI Index (2000 = 100)

+198%

Total Change Since 2000

Home values in ZIP 97404 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +198% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.2% 215
2021 +16.6% 250
2022 +14.6% 287
2023 +1.8% 292
2024 +2.1% 298

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 544 business establishments in ZIP 97404, employing approximately 4,072 people with a combined annual payroll of $157,837,000.

544

Businesses

4,072

Employees

$157.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 89 16.4%
Construction 88 16.2%
Retail trade 59 10.8%
Professional, scientific, and technical services 49 9.0%
Real estate and rental and leasing 46 8.5%
Administrative and support and waste management and remediation services 46 8.5%
Accommodation and food services 45 8.3%
Other services (except public administration) 45 8.3%
Finance and insurance 25 4.6%
Wholesale trade 10 1.8%
Manufacturing 9 1.6%
Educational services 9 1.6%
Arts, entertainment, and recreation 7 1.3%
Transportation and warehousing 6 1.1%
Information 4 0.7%
Management of companies and enterprises 4 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 97404 vs 97401 →

ZIP 97404 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 97404 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 97404 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 97404 ranks #2 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
97401 Eugene, OR 40,521 3.6 mi
97408 Eugene, OR 11,711 4.8 mi
97403 Eugene, OR 11,622 6.2 mi
97402 Eugene, OR 50,342 6.1 mi
97477 Springfield, OR 36,874 6.8 mi
97448 Junction City, OR 12,244 10.4 mi

More ZIP Codes in Lane County

97402 standard
Eugene, OR
Pop: 50,342
97405 standard
Eugene, OR
Pop: 44,645
97401 standard
Eugene, OR
Pop: 40,521
97478 standard
Springfield, OR
Pop: 37,011
97477 standard
Springfield, OR
Pop: 36,874
97424 standard
Cottage Grove, OR
Pop: 17,594

Related Areas

Lane County Eugene, OR Oregon

Frequently Asked Questions

What county is ZIP code 97404 in? ▼
ZIP code 97404 (Eugene) is located in Lane County, Oregon. Lane County contains multiple ZIP codes, see the full list at /counties/lane-or.
What is the population of ZIP code 97404? ▼
ZIP code 97404 in Eugene, OR has a population of 32,255 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 97404? ▼
The median household income in ZIP 97404 is $86,776, which is 14% above the national average of $76,288.
What is the average home value in ZIP 97404? ▼
The median home value in ZIP 97404 is $424,800, which is 53% above the national average of $278,155.
What is the demographic makeup of ZIP 97404? ▼
The largest racial group in ZIP 97404 is White at 80.6%. Hispanic or Latino residents make up 12.8% of the population.
How many businesses are in ZIP code 97404? ▼
ZIP code 97404 has 544 business establishments employing approximately 4,072 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 97404? ▼
The top industries by establishment count in ZIP 97404 are: Health care and social assistance (89), Construction (88), Retail trade (59). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 97404? ▼
According to the FHFA House Price Index, home values in ZIP 97404 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 198%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 97404? ▼
In ZIP code 97404, 57.9% of residents aged 25+ have a high school diploma or higher, and 33.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 97404? ▼
The mean commute time for workers in ZIP code 97404 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 97404? ▼
In ZIP code 97404, approximately 70.9% of occupied housing units are owner-occupied and 29.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 97404? ▼
The poverty rate in ZIP code 97404 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Eugene, OR

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.