Eugene, OR · standard
ZIP Code 97404
Lane County, Oregon - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 32,255
- 1,260/sq mi High-density area
- $86,776
- Median income Above-median income area
- $424,800
- Median home value Above-median home value
- 33.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Eugene pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 30%
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 1,260
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97404 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 97404 (Eugene, OR) rose +2.1% from 2023 to 2024. The all-transactions index moved from 292.1 in 2023 to 298.2 in 2024 (2000 = 100).
ZIP code 97404 is a densely settled ZIP (a standard USPS delivery area) in Eugene, Lane County, Oregon, with 32,255 residents across 25.6 square miles, a density of 1,260 people per square mile, in the Los Angeles time zone.
ZIP 97404 lands in the middle-income range, with a median household income of $86,776 (11% above the average Oregon ZIP), while per-capita income is $40,146. The poverty rate is 10.3%, with unemployment at 5.5%; those measures add context to the income figure. Median home value is $424,800 (2% below the average Oregon ZIP) and median rent is $1,585; 70.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 33.0% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 20 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Lane County, so 97404 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 97404
Top 5 sectors by establishment count in Eugene, OR
Which industries have the most business establishments in ZIP 97404.
- Health care and social assistance
Health care and social assistance
89 establishments
- Construction
Construction
88 establishments
- Retail trade
Retail trade
59 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
49 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
46 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 97404, Eugene, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
32,255
Population
25.6
Area (sq mi)
1,260
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 97404?
41.4
Median Age
50.1%
Male
49.9%
Female
6.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,776
Median Household Income
+11% vs state ZIP avg
$40,146
Per Capita Income
10.3%
Poverty Rate
5.5%
Unemployment Rate
20.2 min
Mean Commute Time
How ZIP 97404 ranks nationally
Eugene, OR household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$86,776 Top 30% higher than 70% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,025housing units
14,025
Total Housing Units
13,343
Occupied Units
682
Vacant Units
2.54
Avg Household Size
Occupancy Type
$424,800
Median Home Value
-2% vs state ZIP avg
$1,585
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.1%
YoY Change (2024)
298
HPI Index (2000 = 100)
+198%
Total Change Since 2000
Home values in ZIP 97404 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +198% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.2% | 215 |
| 2021 | +16.6% | 250 |
| 2022 | +14.6% | 287 |
| 2023 | +1.8% | 292 |
| 2024 | +2.1% | 298 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 544 business establishments in ZIP 97404, employing approximately 4,072 people with a combined annual payroll of $157,837,000.
544
Businesses
4,072
Employees
$157.8M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 89 | 16.4% |
| Construction | 88 | 16.2% |
| Retail trade | 59 | 10.8% |
| Professional, scientific, and technical services | 49 | 9.0% |
| Real estate and rental and leasing | 46 | 8.5% |
| Administrative and support and waste management and remediation services | 46 | 8.5% |
| Accommodation and food services | 45 | 8.3% |
| Other services (except public administration) | 45 | 8.3% |
| Finance and insurance | 25 | 4.6% |
| Wholesale trade | 10 | 1.8% |
| Manufacturing | 9 | 1.6% |
| Educational services | 9 | 1.6% |
| Arts, entertainment, and recreation | 7 | 1.3% |
| Transportation and warehousing | 6 | 1.1% |
| Information | 4 | 0.7% |
| Management of companies and enterprises | 4 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 97404 vs 97401 →
ZIP 97404 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 97402
Eugene (97402)
50,342 residents
- 97401
Eugene (97401)
40,521 residents
- 97477
Springfield (97477)
36,874 residents
- 97404
Eugene (97404)
32,255 residents
- 97448 12,244
Junction City (97448)
12,244 residents
- 97408 11,711
Eugene (97408)
11,711 residents
- 97403 11,622
Eugene (97403)
11,622 residents
What this shows Among its immediate neighbors, ZIP 97404 ranks #4 by population - useful context the national average alone can't give.
ZIP 97404 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 97408
Eugene (97408)
$104,945 median income
- 97404
Eugene (97404)
$86,776 median income
- 97448
Junction City (97448)
$81,029 median income
- 97477
Springfield (97477)
$65,662 median income
- 97402
Eugene (97402)
$57,658 median income
- 97401
Eugene (97401)
$52,022 median income
- 97403
Eugene (97403)
$45,417 median income
What this shows By household income, ZIP 97404 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 97404, both outside OR so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (32,255 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lane County
Related Areas
Frequently Asked Questions
What county is ZIP code 97404 in?
ZIP code 97404 (Eugene) is located in Lane County, Oregon. Lane County contains multiple ZIP codes, see the full list at /counties/lane-or.
What is the population of ZIP code 97404?
ZIP code 97404 in Eugene, OR has a population of 32,255 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 97404?
The median household income in ZIP 97404 is $86,776, which is 14% above the national average of $76,288.
What is the average home value in ZIP 97404?
The median home value in ZIP 97404 is $424,800, which is 53% above the national average of $278,155.
What is the demographic makeup of ZIP 97404?
The largest racial group in ZIP 97404 is White at 80.6%. Hispanic or Latino residents make up 12.8% of the population.
How many businesses are in ZIP code 97404?
ZIP code 97404 has 544 business establishments employing approximately 4,072 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 97404?
The top industries by establishment count in ZIP 97404 are: Health care and social assistance (89), Construction (88), Retail trade (59). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 97404?
According to the FHFA House Price Index, home values in ZIP 97404 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 198%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 97404?
In ZIP code 97404, 57.9% of residents aged 25+ have a high school diploma or higher, and 33.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 97404?
The mean commute time for workers in ZIP code 97404 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 97404?
In ZIP code 97404, approximately 70.9% of occupied housing units are owner-occupied and 29.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 97404?
The poverty rate in ZIP code 97404 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 97404's numbers, next.
- See how ZIP 97404 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Eugene, OR ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.