Eugene, OR · standard

ZIP Code 97405

Lane County, Oregon — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 15, 2026

44,645
113/sq mi: $95,170
Median income: $537,600
Median home value: 59.0%
Bachelor's or higher

The verdict

Eugene pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs: Top 12%
home value, US ZIPs: 113
people per sq mi: 71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97405 against every reporting US ZIP.

ZIP code 97405 is classified by USPS as a standard delivery area and covers roughly 393.7 square miles in Eugene, Lane County, Oregon. The area is home to 44,645 residents, producing a population density of 113 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 97405 against Oregon and the nation.

On the economic side, the median household income for ZIP 97405 sits at $95,170 (22% above the Oregon average), while per-capita income is $54,361. The poverty rate stands at 12.5% and the unemployment rate at 7.4%. On housing, the median home value is $537,600 (24% above the state average) with median rent at $1,437 per month, and 70.8% of occupied units are owner-occupied, a direct signal of whether 97405 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 59.0% of adults hold a bachelor's degree or higher, the median age is 46.4, and the average commute is 19 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lane County, so you can benchmark 97405 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 97405

Health care and social assistance

171
Professional, scientific, and technical services

126
Retail trade

88
Construction

85
Other services (except public administration)

79

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 97405, Eugene, OR · 2023 Accessed 2026-06-15 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

44,645

Population

393.7

Area (sq mi)

113

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 97405?

46.4

Median Age

49.3%

Male

50.7%

Female

6.7%

Foreign-Born

White 81.2%

African American 1.0%

Asian 3.4%

American Indian or Alaska Native 0.9%

Native Hawaiian or Pacific Islander 0.3%

Two or More Ethnicities 11.1%

Hispanic or Latino 7.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$95,170

Median Household Income

+22% vs state

$54,361

Per Capita Income

12.5%

Poverty Rate

7.4%

Unemployment Rate

18.9 min

Mean Commute Time

How ZIP 97405 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$95,170 Top 22% higher than 78% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.5%

Bachelor's Degree or Higher 59.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,490

Total Housing Units

19,663

Occupied Units

827

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 70.8%

Renter 29.2%

$537,600

Median Home Value

+24% vs state

$1,437

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.9%

YoY Change (2024)

302

HPI Index (2000 = 100)

+202%

Total Change Since 2000

Home values in ZIP 97405 have increased 1.9% over the past year (2024). Since 2000, this ZIP has seen +202% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+5.1%	213
2021	+14.1%	243
2022	+17.8%	286
2023	+3.6%	296
2024	+1.9%	302

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 894 business establishments in ZIP 97405, employing approximately 7,962 people with a combined annual payroll of $356,893,000.

894

Businesses

7,962

Employees

$356.9M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Health care and social assistance	171	19.1%
Professional, scientific, and technical services	126	14.1%
Retail trade	88	9.8%
Construction	85	9.5%
Other services (except public administration)	79	8.8%
Accommodation and food services	68	7.6%
Real estate and rental and leasing	62	6.9%
Administrative and support and waste management and remediation services	45	5.0%
Wholesale trade	27	3.0%
Arts, entertainment, and recreation	27	3.0%
Finance and insurance	25	2.8%
Manufacturing	24	2.7%
Educational services	24	2.7%
Transportation and warehousing	17	1.9%
Information	12	1.3%
Agriculture, forestry, fishing and hunting	8	0.9%
Management of companies and enterprises	4	0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 97405 vs 97402 →

97402

50,342
97405

44,645
97401

40,521
97403

11,622
97451

387

What this shows Among its immediate neighbors, ZIP 97405 ranks #2 by population — useful context the national average alone can't give.

97405

$95,170
97451

$69,028
97402

$57,658
97401

$52,022
97403

$45,417

What this shows By household income, ZIP 97405 ranks the highest of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
97402	Eugene, OR	50,342	8.0 mi
97451	Lorane, OR	387	9.4 mi
97403	Eugene, OR	11,622	9.6 mi
97401	Eugene, OR	40,521	10.4 mi

More ZIP Codes in Lane County

Lane County Eugene, OR Oregon

Frequently Asked Questions

What county is ZIP code 97405 in? ▼

ZIP code 97405 (Eugene) is located in Lane County, Oregon. Lane County contains multiple ZIP codes, see the full list at /counties/lane-or.

What is the population of ZIP code 97405? ▼

ZIP code 97405 in Eugene, OR has a population of 44,645 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 97405? ▼

The median household income in ZIP 97405 is $95,170, which is 25% above the national average of $76,288.

What is the average home value in ZIP 97405? ▼

The median home value in ZIP 97405 is $537,600, which is 93% above the national average of $278,155.

What is the demographic makeup of ZIP 97405? ▼

The largest racial group in ZIP 97405 is White at 81.2%. Hispanic or Latino residents make up 7.0% of the population.

How many businesses are in ZIP code 97405? ▼

ZIP code 97405 has 894 business establishments employing approximately 7,962 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 97405? ▼

The top industries by establishment count in ZIP 97405 are: Health care and social assistance (171), Professional, scientific, and technical services (126), Retail trade (88). There are 17 industry sectors represented in total.

How have home values changed in ZIP code 97405? ▼

According to the FHFA House Price Index, home values in ZIP 97405 increased by 1.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 202%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 97405? ▼

In ZIP code 97405, 70.5% of residents aged 25+ have a high school diploma or higher, and 59.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 97405? ▼

The mean commute time for workers in ZIP code 97405 is 18.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 97405? ▼

In ZIP code 97405, approximately 70.8% of occupied housing units are owner-occupied and 29.2% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 97405? ▼

The poverty rate in ZIP code 97405 is 12.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.