PlainZIP

Ashland, OR · standard

ZIP Code 97520

Jackson County, Oregon — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,469
31/sq mi
$67,948
Median income
$580,400
Median home value
62.0%
Bachelor's or higher

The verdict

Ashland pairs a below-median household income with top-decile home values, in a rural, mixed-tenure area.

43th pct
household income, US ZIPs
Top 10%
home value, US ZIPs
31
people per sq mi
58%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97520 against every reporting US ZIP.

ZIP code 97520 is classified by USPS as a standard delivery area and covers roughly 799.6 square miles in Ashland, Jackson County, Oregon. The area is home to 24,469 residents, producing a population density of 31 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 97520 against Oregon and the nation.

On the economic side, the median household income for ZIP 97520 sits at $67,948 (13% below the Oregon average), while per-capita income is $48,618. The poverty rate stands at 16.1% and the unemployment rate at 6.3%. On housing, the median home value is $580,400 (34% above the state average) with median rent at $1,386 per month, and 57.7% of occupied units are owner-occupied, a direct signal of whether 97520 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 62.0% of adults hold a bachelor's degree or higher, the median age is 48.4, and the average commute is 17 minutes. Use the benchmarks above to see where 97520 sits relative to Oregon and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 97520

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 97520.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 97520, Ashland, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

24,469

Population

799.6

Area (sq mi)

31

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 97520?

48.4

Median Age

48.2%

Male

51.8%

Female

6.3%

Foreign-Born

White 86.6%
African American 0.1%
Asian 1.5%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 10.1%
Hispanic or Latino 8.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,948

Median Household Income

-13% vs state

$48,618

Per Capita Income

16.1%

Poverty Rate

6.3%

Unemployment Rate

17.3 min

Mean Commute Time

How ZIP 97520 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$67,948 43rd percentile higher than 43% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.0%
Bachelor's Degree or Higher 62.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,925

Total Housing Units

12,701

Occupied Units

1,224

Vacant Units

2.00

Avg Household Size

Occupancy Type

Owner 57.7%
Renter 42.3%

$580,400

Median Home Value

+34% vs state

$1,386

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.0%

YoY Change (2024)

245

HPI Index (2000 = 100)

+145%

Total Change Since 2000

Home values in ZIP 97520 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +145% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.3% 199
2021 +11.5% 222
2022 +5.6% 234
2023 -0.4% 234
2024 +5.0% 245

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 997 business establishments in ZIP 97520, employing approximately 8,777 people with a combined annual payroll of $424,035,000.

997

Businesses

8,777

Employees

$424.0M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 154 15.4%
Retail trade 147 14.7%
Accommodation and food services 140 14.0%
Professional, scientific, and technical services 119 11.9%
Other services (except public administration) 74 7.4%
Construction 56 5.6%
Real estate and rental and leasing 56 5.6%
Finance and insurance 52 5.2%
Arts, entertainment, and recreation 37 3.7%
Manufacturing 35 3.5%
Educational services 29 2.9%
Administrative and support and waste management and remediation services 28 2.8%
Information 23 2.3%
Wholesale trade 18 1.8%
Transportation and warehousing 14 1.4%
Agriculture, forestry, fishing and hunting 9 0.9%
Management of companies and enterprises 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Jackson County

97504 standard
Medford, OR
Pop: 44,444
97501 standard
Medford, OR
Pop: 42,117
97502 standard
Central Point, OR
Pop: 27,694
97524 standard
Eagle Point, OR
Pop: 14,459
97503 standard
White City, OR
Pop: 10,528
97540 standard
Talent, OR
Pop: 7,930

Related Areas

Jackson County Ashland, OR Oregon

Frequently Asked Questions

What county is ZIP code 97520 in? ▼
ZIP code 97520 (Ashland) is located in Jackson County, Oregon. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-or.
What is the population of ZIP code 97520? ▼
ZIP code 97520 in Ashland, OR has a population of 24,469 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 97520? ▼
The median household income in ZIP 97520 is $67,948, which is 11% below the national average of $76,288.
What is the average home value in ZIP 97520? ▼
The median home value in ZIP 97520 is $580,400, which is 109% above the national average of $278,155.
What is the demographic makeup of ZIP 97520? ▼
The largest racial group in ZIP 97520 is White at 86.6%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 97520? ▼
ZIP code 97520 has 997 business establishments employing approximately 8,777 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 97520? ▼
The top industries by establishment count in ZIP 97520 are: Health care and social assistance (154), Retail trade (147), Accommodation and food services (140). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 97520? ▼
According to the FHFA House Price Index, home values in ZIP 97520 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 145%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 97520? ▼
In ZIP code 97520, 73.0% of residents aged 25+ have a high school diploma or higher, and 62.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 97520? ▼
The mean commute time for workers in ZIP code 97520 is 17.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 97520? ▼
In ZIP code 97520, approximately 57.7% of occupied housing units are owner-occupied and 42.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 97520? ▼
The poverty rate in ZIP code 97520 is 16.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Ashland, OR

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.