Ashland, OR · standard
ZIP Code 97520
Jackson County, Oregon - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,469
- 31/sq mi Moderate-density area
- $67,948
- Median income Near-median income area
- $580,400
- Median home value Above-median home value
- 62.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Ashland pairs a below-median household income with top-decile home values, in a rural, mixed-tenure area.
- 43rd pct
- household income, US ZIPs
- Top 10%
- home value, US ZIPs
- 31
- people per sq mi
- 58%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97520 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 97520 (Ashland, OR) rose +5.0% from 2023 to 2024. The all-transactions index moved from 233.5 in 2023 to 245.1 in 2024 (2000 = 100).
ZIP code 97520 is a densely settled ZIP (a standard USPS delivery area) in Ashland, Jackson County, Oregon, with 24,469 residents across 799.6 square miles, a density of 31 people per square mile, in the Los Angeles time zone.
ZIP 97520 reports a modest median household income of $67,948 (13% below the average Oregon ZIP), while per-capita income is $48,618. The poverty rate is 16.1%, with unemployment at 6.3%; those measures add context to the income figure. Median home value is $580,400 (34% above the average Oregon ZIP) and median rent is $1,386; 57.7% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 62.0% of adults hold a bachelor's degree or higher, the median age is 48.4, and the average commute is 17 minutes. No nearby ZIP peer set is available for this delivery area, so the Oregon and national benchmarks above are the appropriate context for 97520.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 97520
Top 5 sectors by establishment count in Ashland, OR
Which industries have the most business establishments in ZIP 97520.
- Health care and social assistance
Health care and social assistance
154 establishments
- Retail trade
Retail trade
147 establishments
- Accommodation and food services
Accommodation and food services
140 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
119 establishments
- Other services (except public administration)
Other services (except public administration)
74 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 97520, Ashland, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
24,469
Population
799.6
Area (sq mi)
31
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 97520?
48.4
Median Age
48.2%
Male
51.8%
Female
6.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,948
Median Household Income
-13% vs state ZIP avg
$48,618
Per Capita Income
16.1%
Poverty Rate
6.3%
Unemployment Rate
17.3 min
Mean Commute Time
How ZIP 97520 ranks among Oregon ZIPs
Ashland, OR household income vs. every Oregon ZIP code
Median household income among 378 reporting Oregon ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$67,948 40th percentile higher than 40% of 378 Oregon ZIPs
Each bar is a $20K-wide band; taller bars hold more Oregon ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,925housing units
13,925
Total Housing Units
12,701
Occupied Units
1,224
Vacant Units
2.00
Avg Household Size
Occupancy Type
$580,400
Median Home Value
+34% vs state ZIP avg
$1,386
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.0%
YoY Change (2024)
245
HPI Index (2000 = 100)
+145%
Total Change Since 2000
Home values in ZIP 97520 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +145% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.3% | 199 |
| 2021 | +11.5% | 222 |
| 2022 | +5.6% | 234 |
| 2023 | -0.4% | 234 |
| 2024 | +5.0% | 245 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 997 business establishments in ZIP 97520, employing approximately 8,777 people with a combined annual payroll of $424,035,000.
997
Businesses
8,777
Employees
$424.0M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 154 | 15.4% |
| Retail trade | 147 | 14.7% |
| Accommodation and food services | 140 | 14.0% |
| Professional, scientific, and technical services | 119 | 11.9% |
| Other services (except public administration) | 74 | 7.4% |
| Construction | 56 | 5.6% |
| Real estate and rental and leasing | 56 | 5.6% |
| Finance and insurance | 52 | 5.2% |
| Arts, entertainment, and recreation | 37 | 3.7% |
| Manufacturing | 35 | 3.5% |
| Educational services | 29 | 2.9% |
| Administrative and support and waste management and remediation services | 28 | 2.8% |
| Information | 23 | 2.3% |
| Wholesale trade | 18 | 1.8% |
| Transportation and warehousing | 14 | 1.4% |
| Agriculture, forestry, fishing and hunting | 9 | 0.9% |
| Management of companies and enterprises | 4 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 97520, both outside OR so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (24,469 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 97520 in?
ZIP code 97520 (Ashland) is located in Jackson County, Oregon. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-or.
What is the population of ZIP code 97520?
ZIP code 97520 in Ashland, OR has a population of 24,469 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 97520?
The median household income in ZIP 97520 is $67,948, which is 11% below the national average of $76,288.
What is the average home value in ZIP 97520?
The median home value in ZIP 97520 is $580,400, which is 109% above the national average of $278,155.
What is the demographic makeup of ZIP 97520?
The largest racial group in ZIP 97520 is White at 86.6%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 97520?
ZIP code 97520 has 997 business establishments employing approximately 8,777 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 97520?
The top industries by establishment count in ZIP 97520 are: Health care and social assistance (154), Retail trade (147), Accommodation and food services (140). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 97520?
According to the FHFA House Price Index, home values in ZIP 97520 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 145%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 97520?
In ZIP code 97520, 73.0% of residents aged 25+ have a high school diploma or higher, and 62.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 97520?
The mean commute time for workers in ZIP code 97520 is 17.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 97520?
In ZIP code 97520, approximately 57.7% of occupied housing units are owner-occupied and 42.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 97520?
The poverty rate in ZIP code 97520 is 16.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 97520's numbers, next.
- See how ZIP 97520 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.