Bellevue, WA · standard
ZIP Code 98004
King County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 27,946
- 1,532/sq mi High-density area
- $182,545
- Median income Above-median income area
- $2,000,000+
- Median home value Above-median home value
- 78.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bellevue pairs a top-decile household income with top-decile home values, in a low-density, renter-heavy area.
- Top 2%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 1,532
- people per sq mi
- 36%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98004 against every reporting US ZIP.
ZIP code 98004 is a densely settled ZIP (a standard USPS delivery area) in Bellevue, King County, Washington, with 27,946 residents across 18.2 square miles, a density of 1,532 people per square mile, in the Los Angeles time zone.
ZIP 98004 skews affluent, with a median household income of $182,545 (101% above the average Washington ZIP), while per-capita income is $132,758. The poverty rate is 5.3%, with unemployment at 4.1%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $2,000,000+ (291% above the average Washington ZIP), with only 36.4% owner-occupied homes and median rent of $2,803.
This is a highly-educated ZIP: 78.7% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in King County, so 98004 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 98004
Top 5 sectors by establishment count in Bellevue, WA
Which industries have the most business establishments in ZIP 98004.
- Professional, scientific, and technical services
Professional, scientific, and technical services
540 establishments
- Health care and social assistance
Health care and social assistance
468 establishments
- Finance and insurance
Finance and insurance
346 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
343 establishments
- Retail trade
Retail trade
265 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98004, Bellevue, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
27,946
Population
18.2
Area (sq mi)
1,532
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98004?
38.0
Median Age
51.4%
Male
48.6%
Female
43.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$182,545
Median Household Income
+101% vs state ZIP avg
$132,758
Per Capita Income
5.3%
Poverty Rate
4.1%
Unemployment Rate
21.3 min
Mean Commute Time
How ZIP 98004 ranks among Washington ZIPs
Bellevue, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$182,545 Top 3% higher than 97% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
21,221housing units
21,221
Total Housing Units
19,515
Occupied Units
1,706
Vacant Units
2.03
Avg Household Size
Occupancy Type
$2,000,000+
Median Home Value
+291% vs state ZIP avg
$2,803
Median Rent
2001
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-12.3%
YoY Change (2021)
283
HPI Index (2000 = 100)
+183%
Total Change Since 2000
Home values in ZIP 98004 have decreased 12.3% over the past year (2021). Since 2000, this ZIP has seen +183% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2017 | +12.7% | 316 |
| 2018 | +6.7% | 337 |
| 2019 | -7.6% | 312 |
| 2020 | +3.4% | 323 |
| 2021 | -12.3% | 283 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 2,973 business establishments in ZIP 98004, employing approximately 74,258 people with a combined annual payroll of $10,453,747,000.
2,973
Businesses
74,258
Employees
$10.5B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 540 | 18.2% |
| Health care and social assistance | 468 | 15.7% |
| Finance and insurance | 346 | 11.6% |
| Real estate and rental and leasing | 343 | 11.5% |
| Retail trade | 265 | 8.9% |
| Accommodation and food services | 238 | 8.0% |
| Other services (except public administration) | 193 | 6.5% |
| Information | 117 | 3.9% |
| Administrative and support and waste management and remediation services | 109 | 3.7% |
| Construction | 89 | 3.0% |
| Wholesale trade | 88 | 3.0% |
| Educational services | 51 | 1.7% |
| Arts, entertainment, and recreation | 36 | 1.2% |
| Management of companies and enterprises | 32 | 1.1% |
| Manufacturing | 26 | 0.9% |
| Transportation and warehousing | 20 | 0.7% |
| Agriculture, forestry, fishing and hunting | 6 | 0.2% |
| Utilities | 4 | 0.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98004 vs 98005 →
ZIP 98004 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98034
Kirkland (98034)
40,407 residents
- 98006
Bellevue (98006)
36,364 residents
- 98033
Kirkland (98033)
34,338 residents
- 98122
Seattle (98122)
31,454 residents
- 98004
Bellevue (98004)
27,946 residents
- 98007
Bellevue (98007)
24,889 residents
- 98008
Bellevue (98008)
24,411 residents
- 98040
Mercer Island (98040)
22,699 residents
- 98112
Seattle (98112)
21,077 residents
What this shows Among its immediate neighbors, ZIP 98004 ranks #5 by population - useful context the national average alone can't give.
ZIP 98004 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98039
Medina (98039)
$250,000 median income
- 98040
Mercer Island (98040)
$219,069 median income
- 98006
Bellevue (98006)
$198,150 median income
- 98008
Bellevue (98008)
$184,583 median income
- 98004
Bellevue (98004)
$182,545 median income
- 98033
Kirkland (98033)
$182,500 median income
- 98112
Seattle (98112)
$171,572 median income
- 98005
Bellevue (98005)
$160,849 median income
- 98034
Kirkland (98034)
$135,219 median income
What this shows By household income, ZIP 98004 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 98005 | Bellevue, WA | 17,714 | 1.8 mi |
| 98039 | Medina, WA | 2,971 | 1.9 mi |
| 98007 | Bellevue, WA | 24,889 | 2.9 mi |
| 98033 | Kirkland, WA | 34,338 | 4.0 mi |
| 98040 | Mercer Island, WA | 22,699 | 3.8 mi |
| 98122 | Seattle, WA | 31,454 | 4.0 mi |
| 98112 | Seattle, WA | 21,077 | 4.0 mi |
| 98034 | Kirkland, WA | 40,407 | 6.7 mi |
| 98008 | Bellevue, WA | 24,411 | 4.5 mi |
| 98006 | Bellevue, WA | 36,364 | 5.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 98004, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (27,946 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in King County
Related Areas
Frequently Asked Questions
What county is ZIP code 98004 in?
ZIP code 98004 (Bellevue) is located in King County, Washington. King County contains multiple ZIP codes, see the full list at /counties/king-wa.
What is the population of ZIP code 98004?
ZIP code 98004 in Bellevue, WA has a population of 27,946 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98004?
The median household income in ZIP 98004 is $182,545, which is 139% above the national average of $76,288.
What is the average home value in ZIP 98004?
The median home value in ZIP 98004 is $2,000,000+, which is 619% above the national average of $278,155.
What is the demographic makeup of ZIP 98004?
The largest racial group in ZIP 98004 is White at 43.9%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 98004?
ZIP code 98004 has 2,973 business establishments employing approximately 74,258 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98004?
The top industries by establishment count in ZIP 98004 are: Professional, scientific, and technical services (540), Health care and social assistance (468), Finance and insurance (346). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 98004?
According to the FHFA House Price Index, home values in ZIP 98004 decreased by 12.3% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 183%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98004?
In ZIP code 98004, 86.1% of residents aged 25+ have a high school diploma or higher, and 78.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98004?
The mean commute time for workers in ZIP code 98004 is 21.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98004?
In ZIP code 98004, approximately 36.4% of occupied housing units are owner-occupied and 63.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98004?
The poverty rate in ZIP code 98004 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 98004's numbers, next.
- See how ZIP 98004 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bellevue, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.