PlainZIP

Bellevue, WA · standard

ZIP Code 98004

King County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

27,946
1,532/sq mi
$182,545
Median income
$2,000,000+
Median home value
78.7%
Bachelor's or higher

The verdict

Bellevue pairs a top-decile household income with top-decile home values, in a low-density, renter-heavy area.

Top 2%
household income, US ZIPs
Top 1%
home value, US ZIPs
1,532
people per sq mi
36%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98004 against every reporting US ZIP.

ZIP code 98004 is a densely settled ZIP (a standard USPS delivery area) in Bellevue, King County, Washington, with 27,946 residents across 18.2 square miles, a density of 1,532 people per square mile, in the Los Angeles time zone.

ZIP 98004 skews affluent, with a median household income of $182,545 (101% above the Washington average), while per-capita income is $132,758. 5.3% of residents live below the poverty line, and the unemployment rate reads 4.1%. On housing, the median home value is $2,000,000+ (291% above the state average) with median rent at $2,803 per month, and 36.4% of occupied units are owner-occupied.

This is a highly-educated ZIP: 78.7% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 21 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing King County, letting you compare 98004 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 98004

Top 5 sectors by establishment count in Bellevue, WA

Which industries have the most business establishments in ZIP 98004.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98004, Bellevue, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

27,946

Population

18.2

Area (sq mi)

1,532

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98004?

38.0

Median Age

51.4%

Male

48.6%

Female

43.2%

Foreign-Born

White 43.9%
African American 1.5%
Asian 42.9%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 9.4%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$182,545

Median Household Income

+101% vs state

$132,758

Per Capita Income

5.3%

Poverty Rate

4.1%

Unemployment Rate

21.3 min

Mean Commute Time

How ZIP 98004 ranks nationally

Bellevue, WA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$182,545 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). This entry sits in this band. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 86.1%
Bachelor's Degree or Higher 78.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,221

Total Housing Units

19,515

Occupied Units

1,706

Vacant Units

2.03

Avg Household Size

Occupancy Type

Owner 36.4%
Renter 63.6%

$2,000,000+

Median Home Value

+291% vs state

$2,803

Median Rent

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-12.3%

YoY Change (2021)

283

HPI Index (2000 = 100)

+183%

Total Change Since 2000

Home values in ZIP 98004 have decreased 12.3% over the past year (2021). Since 2000, this ZIP has seen +183% cumulative appreciation.

Year Annual Change HPI Index
2017 +12.7% 316
2018 +6.7% 337
2019 -7.6% 312
2020 +3.4% 323
2021 -12.3% 283

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 2,973 business establishments in ZIP 98004, employing approximately 74,258 people with a combined annual payroll of $10,453,747,000.

2,973

Businesses

74,258

Employees

$10.5B

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 540 18.2%
Health care and social assistance 468 15.7%
Finance and insurance 346 11.6%
Real estate and rental and leasing 343 11.5%
Retail trade 265 8.9%
Accommodation and food services 238 8.0%
Other services (except public administration) 193 6.5%
Information 117 3.9%
Administrative and support and waste management and remediation services 109 3.7%
Construction 89 3.0%
Wholesale trade 88 3.0%
Educational services 51 1.7%
Arts, entertainment, and recreation 36 1.2%
Management of companies and enterprises 32 1.1%
Manufacturing 26 0.9%
Transportation and warehousing 20 0.7%
Agriculture, forestry, fishing and hunting 6 0.2%
Utilities 4 0.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98004 vs 98005 →

ZIP 98004 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98004 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98004 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98004 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98005 Bellevue, WA 17,714 1.8 mi
98039 Medina, WA 2,971 1.9 mi
98007 Bellevue, WA 24,889 2.9 mi
98033 Kirkland, WA 34,338 4.0 mi
98040 Mercer Island, WA 22,699 3.8 mi
98122 Seattle, WA 31,454 4.0 mi
98112 Seattle, WA 21,077 4.0 mi
98034 Kirkland, WA 40,407 6.7 mi
98008 Bellevue, WA 24,411 4.5 mi
98006 Bellevue, WA 36,364 5.0 mi

More ZIP Codes in King County

98052 standard
Redmond, WA
Pop: 58,442
98023 standard
Federal Way, WA
Pop: 47,510
98115 standard
Seattle, WA
Pop: 46,206
98103 standard
Seattle, WA
Pop: 45,911
98133 standard
Seattle, WA
Pop: 44,555
98003 standard
Federal Way, WA
Pop: 44,151

Related Areas

King County Bellevue, WA Washington

Frequently Asked Questions

What county is ZIP code 98004 in? ▼
ZIP code 98004 (Bellevue) is located in King County, Washington. King County contains multiple ZIP codes, see the full list at /counties/king-wa.
What is the population of ZIP code 98004? ▼
ZIP code 98004 in Bellevue, WA has a population of 27,946 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98004? ▼
The median household income in ZIP 98004 is $182,545, which is 139% above the national average of $76,288.
What is the average home value in ZIP 98004? ▼
The median home value in ZIP 98004 is $2,000,000+, which is 619% above the national average of $278,155.
What is the demographic makeup of ZIP 98004? ▼
The largest racial group in ZIP 98004 is White at 43.9%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 98004? ▼
ZIP code 98004 has 2,973 business establishments employing approximately 74,258 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98004? ▼
The top industries by establishment count in ZIP 98004 are: Professional, scientific, and technical services (540), Health care and social assistance (468), Finance and insurance (346). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 98004? ▼
According to the FHFA House Price Index, home values in ZIP 98004 decreased by 12.3% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 183%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98004? ▼
In ZIP code 98004, 86.1% of residents aged 25+ have a high school diploma or higher, and 78.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98004? ▼
The mean commute time for workers in ZIP code 98004 is 21.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98004? ▼
In ZIP code 98004, approximately 36.4% of occupied housing units are owner-occupied and 63.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98004? ▼
The poverty rate in ZIP code 98004 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.