Bellevue, WA · standard
ZIP Code 98004
King County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 27,946
- 1,532/sq mi
- $182,545
- Median income
- $2,000,001
- Median home value
- 78.7%
- Bachelor's or higher
The verdict
Bellevue pairs a top-decile household income with top-decile home values, in a low-density, renter-heavy area.
- Top 2%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 1,532
- people per sq mi
- 36%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98004 against every reporting US ZIP.
ZIP code 98004 is classified by USPS as a standard delivery area and covers roughly 18.2 square miles in Bellevue, King County, Washington. The area is home to 27,946 residents, producing a population density of 1,532 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98004 against Washington and the nation.
On the economic side, the median household income for ZIP 98004 sits at $182,545 (101% above the Washington average), while per-capita income is $132,758. The poverty rate stands at 5.3% and the unemployment rate at 4.1%. On housing, the median home value is $2,000,001 (291% above the state average) with median rent at $2,803 per month, and 36.4% of occupied units are owner-occupied, a direct signal of whether 98004 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 78.7% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing King County, so you can benchmark 98004 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 98004
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 98004.
- Professional, scientific, and technical services
Professional, scientific, and technical services
540 establishments
- Health care and social assistance
Health care and social assistance
468 establishments
- Finance and insurance
Finance and insurance
346 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
343 establishments
- Retail trade
Retail trade
265 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98004, Bellevue, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
27,946
Population
18.2
Area (sq mi)
1,532
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98004?
38.0
Median Age
51.4%
Male
48.6%
Female
43.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$182,545
Median Household Income
+101% vs state
$132,758
Per Capita Income
5.3%
Poverty Rate
4.1%
Unemployment Rate
21.3 min
Mean Commute Time
How ZIP 98004 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$182,545 Top 2% higher than 98% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
21,221
Total Housing Units
19,515
Occupied Units
1,706
Vacant Units
2.03
Avg Household Size
Occupancy Type
$2,000,001
Median Home Value
+291% vs state
$2,803
Median Rent
2001
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-12.3%
YoY Change (2021)
283
HPI Index (2000 = 100)
+183%
Total Change Since 2000
Home values in ZIP 98004 have decreased 12.3% over the past year (2021). Since 2000, this ZIP has seen +183% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2017 | +12.7% | 316 |
| 2018 | +6.7% | 337 |
| 2019 | -7.6% | 312 |
| 2020 | +3.4% | 323 |
| 2021 | -12.3% | 283 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 2,973 business establishments in ZIP 98004, employing approximately 74,258 people with a combined annual payroll of $10,453,747,000.
2,973
Businesses
74,258
Employees
$10.5B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 540 | 18.2% |
| Health care and social assistance | 468 | 15.7% |
| Finance and insurance | 346 | 11.6% |
| Real estate and rental and leasing | 343 | 11.5% |
| Retail trade | 265 | 8.9% |
| Accommodation and food services | 238 | 8.0% |
| Other services (except public administration) | 193 | 6.5% |
| Information | 117 | 3.9% |
| Administrative and support and waste management and remediation services | 109 | 3.7% |
| Construction | 89 | 3.0% |
| Wholesale trade | 88 | 3.0% |
| Educational services | 51 | 1.7% |
| Arts, entertainment, and recreation | 36 | 1.2% |
| Management of companies and enterprises | 32 | 1.1% |
| Manufacturing | 26 | 0.9% |
| Transportation and warehousing | 20 | 0.7% |
| Agriculture, forestry, fishing and hunting | 6 | 0.2% |
| Utilities | 4 | 0.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98004 vs 98005 →
ZIP 98004 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98034
Kirkland (98034)
40,407 residents
- 98006
Bellevue (98006)
36,364 residents
- 98033
Kirkland (98033)
34,338 residents
- 98122
Seattle (98122)
31,454 residents
- 98004
Bellevue (98004)
27,946 residents
- 98007
Bellevue (98007)
24,889 residents
- 98008
Bellevue (98008)
24,411 residents
- 98040
Mercer Island (98040)
22,699 residents
- 98112
Seattle (98112)
21,077 residents
What this shows Among its immediate neighbors, ZIP 98004 ranks #5 by population — useful context the national average alone can't give.
ZIP 98004 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98039
Medina (98039)
$250,001 median income
- 98040
Mercer Island (98040)
$219,069 median income
- 98006
Bellevue (98006)
$198,150 median income
- 98008
Bellevue (98008)
$184,583 median income
- 98004
Bellevue (98004)
$182,545 median income
- 98033
Kirkland (98033)
$182,500 median income
- 98112
Seattle (98112)
$171,572 median income
- 98005
Bellevue (98005)
$160,849 median income
- 98034
Kirkland (98034)
$135,219 median income
What this shows By household income, ZIP 98004 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 98005 | Bellevue, WA | 17,714 | 1.8 mi |
| 98039 | Medina, WA | 2,971 | 1.9 mi |
| 98007 | Bellevue, WA | 24,889 | 2.9 mi |
| 98033 | Kirkland, WA | 34,338 | 4.0 mi |
| 98040 | Mercer Island, WA | 22,699 | 3.8 mi |
| 98122 | Seattle, WA | 31,454 | 4.0 mi |
| 98112 | Seattle, WA | 21,077 | 4.0 mi |
| 98034 | Kirkland, WA | 40,407 | 6.7 mi |
| 98008 | Bellevue, WA | 24,411 | 4.5 mi |
| 98006 | Bellevue, WA | 36,364 | 5.0 mi |
More ZIP Codes in King County
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Frequently Asked Questions
What county is ZIP code 98004 in? ▼
What is the population of ZIP code 98004? ▼
What is the median household income in ZIP 98004? ▼
What is the average home value in ZIP 98004? ▼
What is the demographic makeup of ZIP 98004? ▼
How many businesses are in ZIP code 98004? ▼
What are the main industries in ZIP code 98004? ▼
How have home values changed in ZIP code 98004? ▼
What is the education level in ZIP code 98004? ▼
What is the average commute time in ZIP 98004? ▼
What percentage of residents own vs. rent in ZIP 98004? ▼
What is the poverty rate in ZIP code 98004? ▼
ZIP Code Research Guides
Official Data Resources for Bellevue, WA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.