Residential delivery area · Washington
ZIP Code 98404: Tacoma, WA
ZIP code 98404 is in Tacoma, Washington, entirely in Pierce County (Census 2020 ZIP-county file). About 36,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Tacoma's 21 residential ZIP codes. Median household income is $82,191 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Tacoma (82%), Midland (12%) and Waller (6%).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Tacoma · 21 residential ZIPs
- County
- Pierce County
- Census places
- Tacoma (82%); Midland (12%) census-designated place; Waller (6%) census-designated place
- Metro area
- Seattle-Tacoma-Bellevue, WA
- House district
- WA-10 119th Congress
- State
- Washington
- Time zone
- Pacific
- Land area
- 7.1 sq mi · 5,094 people per sq mi
- PO Box ZIPs
- 14 more ZIP codes use the name Tacoma for PO boxes or single organizations
Where is ZIP code 98404?
98404 centers on 47.209°, -122.412° and covers 7.1 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 98408, 98443, 98418, 98424, 98421, 98445.
The map draws ZIP code areas only. For the streets inside 98404, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 98404 compare with the rest of Tacoma?
| Measure | 98404 | In Tacoma | In Pierce County | In WA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 35,961 | 1st of 21 | 5th of 60 | 67th of 605 |
| Median household income | $82k | 11th of 17 | 36th of 44 | 237th of 363 |
| Median home value | $414k | 13th of 16 | 39th of 44 | 278th of 392 |
Its median household income is higher than in 65% of U.S. residential ZIP codes, and it is denser than 94% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 98404?
The 2020 Census counted 35,172 people in 98404; the ACS, which samples households over 2020-2024, estimates 35,961. Between the 2010 and 2020 censuses its population grew 9.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 35,961
- 2020 Census count
- 35,172+9.6% since 2010 (32,086)
- Households
- 12,435
- Median age
- 35.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 98404?
Of the 35,961 people the ACS estimates in 98404, 25.2% are under 18 and 11.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (35.7%), then Hispanic or Latino (22.9%).
- Under 1825.2%
- 18 to 6462.8%
- 65 and older11.9%
- White, not Hispanic35.7%
- Hispanic or Latino22.9%
- Asian, not Hispanic16.6%
- Other or two or more14.5%
- Black, not Hispanic10.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 98404 earn?
Median household income is $82,191 (ACS 2020-2024), the 36th highest of the 44 ranked ZIP codes in Pierce County. It rose from $66,756 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $82,191
- Income per person
- $33,598
- Below the poverty line
- 14.4%
- Unemployed (of the labor force)
- 5.5%
- Adults 25+ with a bachelor's degree
- 21.7%
- Adjusted gross income per tax return, 2022
- $58,42815,740 returns; wages 84% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 98404?
FHFA's house price index for 98404, built from repeat sales and appraisals of the same homes, rose 166% from 2015 to 2025 and rose 41% from 2020 to 2025, and moved +1.4% in 2025.
- Median home value (owners' estimate)
- $413,900
- Median gross rent
- $1,483
- Homes owned by their occupants
- 68.6%
- Housing units
- 12,967
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 98404?
393 business establishments had a location in this ZIP code in 2023, 60 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction102
- Health care and social assistance42
- Retail trade41
- Accommodation and food services40
- Administrative and support and waste management and remediation services37
- Other services (except public administration)37
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 98404?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 98408 | Tacoma | 21,009 | $81k | 1.8 mi |
| 98443 | Tacoma | 5,558 | $105k | 1.9 mi |
| 98418 | Tacoma | 10,264 | $90k | 1.9 mi |
| 98424 | Tacoma | 11,816 | $94k | 3.3 mi |
| 98421 | Tacoma | 424 | $26k | 3.6 mi |
| 98445 | Tacoma | 33,684 | $93k | 5.0 mi |
| 98409 | Tacoma | 27,843 | $73k | 3.0 mi (near) |
| 98402 | Tacoma | 8,080 | $61k | 3.5 mi (near) |
| 98405 | Tacoma | 25,939 | $76k | 3.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.