Residential delivery area · Washington
ZIP Code 98445: Tacoma, WA
ZIP code 98445 uses the postal name Tacoma, Washington and lies entirely in Pierce County (Census 2020 ZIP-county file). About 34,000 people live there (Census Bureau, ACS 2020-2024), the 3rd most populous of Tacoma's 21 residential ZIP codes. Median household income is $92,520 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Parkland (30%), Clover Creek (20%), Midland (19%) and Spanaway (18%), and 13% in smaller places.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Tacoma · 21 residential ZIPs
- County
- Pierce County
- Census places
- Parkland (30%) census-designated place; Clover Creek (20%) census-designated place; Midland (19%) census-designated place; Spanaway (18%) census-designated place
- Metro area
- Seattle-Tacoma-Bellevue, WA
- House district
- WA-10 119th Congress
- State
- Washington
- Time zone
- Pacific
- Land area
- 10.4 sq mi · 3,224 people per sq mi
- PO Box ZIPs
- 14 more ZIP codes use the name Tacoma for PO boxes or single organizations
Where is ZIP code 98445?
98445 centers on 47.137°, -122.405° and covers 10.4 square miles of land plus 0.0 of water. It borders 4 ZIP codes: 98446, 98444, 98404, 98387.
The map draws ZIP code areas only. For the streets inside 98445, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 98445 compare with the rest of Tacoma?
| Measure | 98445 | In Tacoma | In Pierce County | In WA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 33,684 | 3rd of 21 | 7th of 60 | 80th of 605 |
| Median household income | $93k | 8th of 17 | 31st of 44 | 178th of 363 |
| Median home value | $445k | 11th of 16 | 37th of 44 | 248th of 392 |
Its median household income is higher than in 76% of U.S. residential ZIP codes, and it is denser than 89% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 98445?
The 2020 Census counted 33,927 people in 98445; the ACS, which samples households over 2020-2024, estimates 33,684. Between the 2010 and 2020 censuses its population grew 14.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 33,684
- 2020 Census count
- 33,927+14.4% since 2010 (29,661)
- Households
- 11,981
- Median age
- 38.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 98445?
Of the 33,684 people the ACS estimates in 98445, 22.9% are under 18 and 16.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (50.0%), then Other or two or more (18.0%).
- Under 1822.9%
- 18 to 6460.3%
- 65 and older16.8%
- White, not Hispanic50.0%
- Other or two or more18.0%
- Hispanic or Latino14.1%
- Black, not Hispanic9.8%
- Asian, not Hispanic8.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 98445 earn?
Median household income is $92,520 (ACS 2020-2024), the 31st highest of the 44 ranked ZIP codes in Pierce County. It rose from $80,799 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $92,520
- Income per person
- $37,944
- Below the poverty line
- 9.1%
- Unemployed (of the labor force)
- 6.2%
- Adults 25+ with a bachelor's degree
- 18.7%
- Adjusted gross income per tax return, 2022
- $66,72915,390 returns; wages 79% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 98445?
FHFA's house price index for 98445, built from repeat sales and appraisals of the same homes, rose 146% from 2015 to 2025 and rose 45% from 2020 to 2025, and moved +1.4% in 2025.
- Median home value (owners' estimate)
- $444,800
- Median gross rent
- $1,778
- Homes owned by their occupants
- 68.5%
- Housing units
- 12,526
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 98445?
409 business establishments had a location in this ZIP code in 2023, 45 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction147
- Other services (except public administration)42
- Transportation and warehousing37
- Health care and social assistance36
- Administrative and support and waste management and remediation services32
- Real estate and rental and leasing24
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 98445?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 98446 | Tacoma | 14,634 | $102k | 1.4 mi |
| 98444 | Tacoma | 35,754 | $65k | 2.3 mi |
| 98404 | Tacoma | 35,961 | $82k | 5.0 mi |
| 98387 | Spanaway | 50,774 | $107k | 5.3 mi |
| 98447 | Tacoma | 921 | – | 1.9 mi (near) |
| 98373 | Puyallup | 28,883 | $104k | 3.9 mi (near) |
| 98438 | McChord Afb | 613 | – | 4.1 mi (near) |
| 98375 | Puyallup | 31,187 | $117k | 4.3 mi (near) |
| 98408 | Tacoma | 21,009 | $81k | 4.6 mi (near) |
| 98439 | Lakewood | 5,671 | $51k | 4.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.