Residential delivery area · Washington
ZIP Code 98446: Tacoma, WA
ZIP code 98446 uses the postal name Tacoma, Washington and lies entirely in Pierce County (Census 2020 ZIP-county file). About 15,000 people live there (Census Bureau, ACS 2020-2024), the 12th most populous of Tacoma's 21 residential ZIP codes. Median household income is $101,938 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Clover Creek (39%), Frederickson (39%) and Summit (22%).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Tacoma · 21 residential ZIPs
- County
- Pierce County
- Census places
- Clover Creek (39%) census-designated place; Frederickson (39%) census-designated place; Summit (22%) census-designated place
- Metro area
- Seattle-Tacoma-Bellevue, WA
- House district
- WA-10 119th Congress
- State
- Washington
- Time zone
- Pacific
- Land area
- 10.9 sq mi · 1,344 people per sq mi
- PO Box ZIPs
- 14 more ZIP codes use the name Tacoma for PO boxes or single organizations
Where is ZIP code 98446?
98446 centers on 47.132°, -122.376° and covers 10.9 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 98445, 98373, 98375, 98387, 98443, 98371.
The map draws ZIP code areas only. For the streets inside 98446, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 98446 compare with the rest of Tacoma?
| Measure | 98446 | In Tacoma | In Pierce County | In WA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 14,634 | 12th of 21 | 29th of 60 | 206th of 605 |
| Median household income | $102k | 5th of 17 | 23rd of 44 | 126th of 363 |
| Median home value | $488k | 9th of 16 | 33rd of 44 | 203rd of 392 |
Its median household income is higher than in 82% of U.S. residential ZIP codes, and it is denser than 81% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 98446?
The 2020 Census counted 12,800 people in 98446; the ACS, which samples households over 2020-2024, estimates 14,634. Between the 2010 and 2020 censuses its population grew 25.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 14,634±1,712 (90% margin)
- 2020 Census count
- 12,800+25.8% since 2010 (10,173)
- Households
- 5,257
- Median age
- 36.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 98446?
Of the 14,634 people the ACS estimates in 98446, 25.1% are under 18 and 13.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (58.6%), then Hispanic or Latino (15.4%).
- Under 1825.1%
- 18 to 6461.6%
- 65 and older13.3%
- White, not Hispanic58.6%
- Hispanic or Latino15.4%
- Other or two or more13.1%
- Black, not Hispanic8.7%
- Asian, not Hispanic4.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 98446 earn?
Median household income is $101,938 (ACS 2020-2024), the 23rd highest of the 44 ranked ZIP codes in Pierce County. It is not measurably different from 2015-2019 ($99,504 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $101,938
- Income per person
- $44,225
- Below the poverty line
- 9.0%
- Unemployed (of the labor force)
- 8.4%
- Adults 25+ with a bachelor's degree
- 21.5%
- Adjusted gross income per tax return, 2022
- $78,9506,060 returns; wages 73% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 98446?
FHFA's house price index for 98446, built from repeat sales and appraisals of the same homes, rose 132% from 2015 to 2025 and rose 46% from 2020 to 2025, and moved +3.3% in 2025.
- Median home value (owners' estimate)
- $487,500
- Median gross rent
- $1,991
- Homes owned by their occupants
- 66.8%
- Housing units
- 5,579
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 98446?
240 business establishments had a location in this ZIP code in 2023, 45 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction79
- Other services (except public administration)31
- Real estate and rental and leasing20
- Administrative and support and waste management and remediation services19
- Transportation and warehousing17
- Retail trade16
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 98446?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 98445 | Tacoma | 33,684 | $93k | 1.4 mi |
| 98373 | Puyallup | 28,883 | $104k | 2.7 mi |
| 98375 | Puyallup | 31,187 | $117k | 3.0 mi |
| 98387 | Spanaway | 50,774 | $107k | 4.9 mi |
| 98443 | Tacoma | 5,558 | $105k | 5.1 mi |
| 98371 | Puyallup | 24,682 | $97k | 5.4 mi |
| 98447 | Tacoma | 921 | – | 3.3 mi (near) |
| 98444 | Tacoma | 35,754 | $65k | 3.7 mi (near) |
| 98374 | Puyallup | 49,007 | $113k | 5.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.