Ridgefield, WA · standard
ZIP Code 98642
Clark County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,696
- 106/sq mi Moderate-density area
- $120,822
- Median income Above-median income area
- $652,400
- Median home value Above-median home value
- 40.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Ridgefield pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 9%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 106
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98642 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 98642 (Ridgefield, WA) rose +4.7% from 2023 to 2024. The all-transactions index moved from 296.3 in 2023 to 310.2 in 2024 (2000 = 100).
ZIP code 98642 is a mid-sized community (a standard USPS delivery area) in Ridgefield, Clark County, Washington, home to 15,696 residents across 147.9 square miles, a density of 106 people per square mile, in the Los Angeles time zone.
ZIP 98642 skews affluent, with a median household income of $120,822 (33% above the average Washington ZIP), while per-capita income is $58,017. The poverty rate is 5.8%, with unemployment at 5.7%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $652,400 (28% above the average Washington ZIP), while 84.1% of occupied homes are owner-occupied and median rent is $2,128.
A solid share of residents have a four-year degree: 40.8% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Clark County, so 98642 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 98642
Top 5 sectors by establishment count in Ridgefield, WA
Which industries have the most business establishments in ZIP 98642.
- Construction
Construction
116 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
62 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
56 establishments
- Other services (except public administration)
Other services (except public administration)
50 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
47 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98642, Ridgefield, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,696
Population
147.9
Area (sq mi)
106
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98642?
40.3
Median Age
48.7%
Male
51.3%
Female
6.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$120,822
Median Household Income
+33% vs state ZIP avg
$58,017
Per Capita Income
5.8%
Poverty Rate
5.7%
Unemployment Rate
25.2 min
Mean Commute Time
How ZIP 98642 ranks among Washington ZIPs
Ridgefield, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$120,822 Top 15% higher than 85% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,951housing units
9,951
Total Housing Units
9,526
Occupied Units
425
Vacant Units
2.81
Avg Household Size
Occupancy Type
$652,400
Median Home Value
+28% vs state ZIP avg
$2,128
Median Rent
2005
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.7%
YoY Change (2024)
310
HPI Index (2000 = 100)
+210%
Total Change Since 2000
Home values in ZIP 98642 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +210% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 219 |
| 2021 | +12.0% | 245 |
| 2022 | +22.4% | 300 |
| 2023 | -1.1% | 296 |
| 2024 | +4.7% | 310 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 593 business establishments in ZIP 98642, employing approximately 7,564 people with a combined annual payroll of $434,849,000.
593
Businesses
7,564
Employees
$434.8M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 116 | 19.6% |
| Professional, scientific, and technical services | 62 | 10.5% |
| Administrative and support and waste management and remediation services | 56 | 9.4% |
| Other services (except public administration) | 50 | 8.4% |
| Real estate and rental and leasing | 47 | 7.9% |
| Wholesale trade | 45 | 7.6% |
| Retail trade | 39 | 6.6% |
| Accommodation and food services | 39 | 6.6% |
| Transportation and warehousing | 32 | 5.4% |
| Health care and social assistance | 31 | 5.2% |
| Finance and insurance | 25 | 4.2% |
| Manufacturing | 21 | 3.5% |
| Arts, entertainment, and recreation | 13 | 2.2% |
| Educational services | 6 | 1.0% |
| Agriculture, forestry, fishing and hunting | 4 | 0.7% |
| Information | 3 | 0.5% |
| Management of companies and enterprises | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98642 vs 98685 →
ZIP 98642 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98662
Vancouver (98662)
31,644 residents
- 98685
Vancouver (98685)
26,217 residents
- 98665
Vancouver (98665)
24,057 residents
- 98686
Vancouver (98686)
17,385 residents
- 98642
Ridgefield (98642)
15,696 residents
- 98663
Vancouver (98663)
14,115 residents
- 98674 12,029
Woodland (98674)
12,029 residents
- 98660 11,858
Vancouver (98660)
11,858 residents
- 98629 8,364
La Center (98629)
8,364 residents
What this shows Among its immediate neighbors, ZIP 98642 ranks #5 by population - useful context the national average alone can't give.
ZIP 98642 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 97231
Portland (97231)
$137,527 median income
- 98685
Vancouver (98685)
$130,972 median income
- 98642
Ridgefield (98642)
$120,822 median income
- 98686
Vancouver (98686)
$107,801 median income
- 98629
La Center (98629)
$106,779 median income
- 97018
Columbia City (97018)
$96,750 median income
- 98662
Vancouver (98662)
$94,303 median income
- 98674
Woodland (98674)
$94,245 median income
- 98665
Vancouver (98665)
$88,559 median income
What this shows By household income, ZIP 98642 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 98685 | Vancouver, WA | 26,217 | 6.0 mi |
| 98660 | Vancouver, WA | 11,858 | 8.1 mi |
| 98686 | Vancouver, WA | 17,385 | 6.6 mi |
| 98665 | Vancouver, WA | 24,057 | 8.7 mi |
| 98629 | La Center, WA | 8,364 | 6.9 mi |
| 98674 | Woodland, WA | 12,029 | 9.9 mi |
| 98663 | Vancouver, WA | 14,115 | 10.4 mi |
| 97018 | Columbia City, OR | 1,952 | 8.3 mi |
| 98662 | Vancouver, WA | 31,644 | 9.9 mi |
| 97231 | Portland, OR | 4,280 | 10.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 98642, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,696 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clark County
Related Areas
Frequently Asked Questions
What county is ZIP code 98642 in?
ZIP code 98642 (Ridgefield) is located in Clark County, Washington. Clark County contains multiple ZIP codes, see the full list at /counties/clark-wa.
What is the population of ZIP code 98642?
ZIP code 98642 in Ridgefield, WA has a population of 15,696 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98642?
The median household income in ZIP 98642 is $120,822, which is 58% above the national average of $76,288.
What is the average home value in ZIP 98642?
The median home value in ZIP 98642 is $652,400, which is 135% above the national average of $278,155.
What is the demographic makeup of ZIP 98642?
The largest racial group in ZIP 98642 is White at 83.7%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 98642?
ZIP code 98642 has 593 business establishments employing approximately 7,564 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98642?
The top industries by establishment count in ZIP 98642 are: Construction (116), Professional, scientific, and technical services (62), Administrative and support and waste management and remediation services (56). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 98642?
According to the FHFA House Price Index, home values in ZIP 98642 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 210%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98642?
In ZIP code 98642, 60.6% of residents aged 25+ have a high school diploma or higher, and 40.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98642?
The mean commute time for workers in ZIP code 98642 is 25.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98642?
In ZIP code 98642, approximately 84.1% of occupied housing units are owner-occupied and 15.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98642?
The poverty rate in ZIP code 98642 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 98642's numbers, next.
- See how ZIP 98642 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ridgefield, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.