Ridgefield, WA · standard

ZIP Code 98642

Clark County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,696
106/sq mi
$120,822
Median income
$652,400
Median home value
40.8%
Bachelor's or higher

The verdict

Ridgefield pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 8%
home value, US ZIPs
106
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98642 against every reporting US ZIP.

ZIP code 98642 is classified by USPS as a standard delivery area and covers roughly 147.9 square miles in Ridgefield, Clark County, Washington. The area is home to 15,696 residents, producing a population density of 106 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98642 against Washington and the nation.

On the economic side, the median household income for ZIP 98642 sits at $120,822 (33% above the Washington average), while per-capita income is $58,017. The poverty rate stands at 5.8% and the unemployment rate at 5.7%. On housing, the median home value is $652,400 (28% above the state average) with median rent at $2,128 per month, and 84.1% of occupied units are owner-occupied, a direct signal of whether 98642 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 40.8% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clark County, so you can benchmark 98642 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98642

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98642.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98642, Ridgefield, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

15,696

Population

147.9

Area (sq mi)

106

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98642?

40.3

Median Age

48.7%

Male

51.3%

Female

6.7%

Foreign-Born

White 83.7%
African American 1.3%
Asian 2.8%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.1%
Hispanic or Latino 8.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$120,822

Median Household Income

+33% vs state

$58,017

Per Capita Income

5.8%

Poverty Rate

5.7%

Unemployment Rate

25.2 min

Mean Commute Time

How ZIP 98642 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$120,822 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.6%
Bachelor's Degree or Higher 40.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,951

Total Housing Units

9,526

Occupied Units

425

Vacant Units

2.81

Avg Household Size

Occupancy Type

Owner 84.1%
Renter 15.9%

$652,400

Median Home Value

+28% vs state

$2,128

Median Rent

2005

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.7%

YoY Change (2024)

310

HPI Index (2000 = 100)

+210%

Total Change Since 2000

Home values in ZIP 98642 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +210% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 219
2021 +12.0% 245
2022 +22.4% 300
2023 -1.1% 296
2024 +4.7% 310

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 593 business establishments in ZIP 98642, employing approximately 7,564 people with a combined annual payroll of $434,849,000.

593

Businesses

7,564

Employees

$434.8M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 116 19.6%
Professional, scientific, and technical services 62 10.5%
Administrative and support and waste management and remediation services 56 9.4%
Other services (except public administration) 50 8.4%
Real estate and rental and leasing 47 7.9%
Wholesale trade 45 7.6%
Retail trade 39 6.6%
Accommodation and food services 39 6.6%
Transportation and warehousing 32 5.4%
Health care and social assistance 31 5.2%
Finance and insurance 25 4.2%
Manufacturing 21 3.5%
Arts, entertainment, and recreation 13 2.2%
Educational services 6 1.0%
Agriculture, forestry, fishing and hunting 4 0.7%
Information 3 0.5%
Management of companies and enterprises 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98642 vs 98685 →

ZIP 98642 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98642 ranks #5 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98642 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98642 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98685 Vancouver, WA 26,217 6.0 mi
98660 Vancouver, WA 11,858 8.1 mi
98686 Vancouver, WA 17,385 6.6 mi
98665 Vancouver, WA 24,057 8.7 mi
98629 La Center, WA 8,364 6.9 mi
98674 Woodland, WA 12,029 9.9 mi
98663 Vancouver, WA 14,115 10.4 mi
97018 Columbia City, OR 1,952 8.3 mi
98662 Vancouver, WA 31,644 9.9 mi
97231 Portland, OR 4,280 10.4 mi

More ZIP Codes in Clark County

Frequently Asked Questions

What county is ZIP code 98642 in?
ZIP code 98642 (Ridgefield) is located in Clark County, Washington. Clark County contains multiple ZIP codes, see the full list at /counties/clark-wa.
What is the population of ZIP code 98642?
ZIP code 98642 in Ridgefield, WA has a population of 15,696 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98642?
The median household income in ZIP 98642 is $120,822, which is 58% above the national average of $76,288.
What is the average home value in ZIP 98642?
The median home value in ZIP 98642 is $652,400, which is 135% above the national average of $278,155.
What is the demographic makeup of ZIP 98642?
The largest racial group in ZIP 98642 is White at 83.7%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 98642?
ZIP code 98642 has 593 business establishments employing approximately 7,564 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98642?
The top industries by establishment count in ZIP 98642 are: Construction (116), Professional, scientific, and technical services (62), Administrative and support and waste management and remediation services (56). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 98642?
According to the FHFA House Price Index, home values in ZIP 98642 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 210%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98642?
In ZIP code 98642, 60.6% of residents aged 25+ have a high school diploma or higher, and 40.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98642?
The mean commute time for workers in ZIP code 98642 is 25.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98642?
In ZIP code 98642, approximately 84.1% of occupied housing units are owner-occupied and 15.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98642?
The poverty rate in ZIP code 98642 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Ridgefield, WA

Verify and explore additional data for this area using these official government sources.