PlainZIP

Vancouver, WA · standard

ZIP Code 98685

Clark County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,217
1,040/sq mi
$130,972
Median income
$599,200
Median home value
42.2%
Bachelor's or higher

The verdict

Vancouver pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 9%
home value, US ZIPs
1,040
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98685 against every reporting US ZIP.

ZIP code 98685 is a densely settled ZIP (a standard USPS delivery area) in Vancouver, Clark County, Washington, with 26,217 residents across 25.2 square miles, a density of 1,040 people per square mile, in the Los Angeles time zone.

ZIP 98685 skews affluent, with a median household income of $130,972 (44% above the Washington average), while per-capita income is $62,126. 3.3% of residents live below the poverty line, and the unemployment rate reads 3.8%. The typical home here is valued at $599,200 (17% above the state average); renters pay a median of $1,664 monthly, and 84.8% of units are owner-occupied.

A solid share of residents have a four-year degree: 42.2% of adults hold a bachelor's degree or higher, the median age is 44.4, and the average commute is 23 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Clark County, letting you compare 98685 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 98685

Top 5 sectors by establishment count in Vancouver, WA

Which industries have the most business establishments in ZIP 98685.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98685, Vancouver, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,217

Population

25.2

Area (sq mi)

1,040

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98685?

44.4

Median Age

49.2%

Male

50.8%

Female

8.8%

Foreign-Born

White 80.4%
African American 1.0%
Asian 4.1%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 11.6%
Hispanic or Latino 8.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$130,972

Median Household Income

+44% vs state

$62,126

Per Capita Income

3.3%

Poverty Rate

3.8%

Unemployment Rate

23.4 min

Mean Commute Time

How ZIP 98685 ranks nationally

Vancouver, WA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$130,972 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 42.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,846

Total Housing Units

11,721

Occupied Units

125

Vacant Units

2.60

Avg Household Size

Occupancy Type

Owner 84.8%
Renter 15.2%

$599,200

Median Home Value

+17% vs state

$1,664

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.5%

YoY Change (2024)

308

HPI Index (2000 = 100)

+208%

Total Change Since 2000

Home values in ZIP 98685 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +208% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 221
2021 +14.7% 253
2022 +17.1% 296
2023 +1.4% 300
2024 +2.5% 308

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 555 business establishments in ZIP 98685, employing approximately 4,592 people with a combined annual payroll of $243,195,000.

555

Businesses

4,592

Employees

$243.2M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 83 14.9%
Professional, scientific, and technical services 81 14.6%
Health care and social assistance 77 13.9%
Other services (except public administration) 40 7.2%
Real estate and rental and leasing 39 7.0%
Wholesale trade 36 6.5%
Retail trade 32 5.8%
Finance and insurance 31 5.6%
Administrative and support and waste management and remediation services 30 5.4%
Accommodation and food services 30 5.4%
Transportation and warehousing 20 3.6%
Arts, entertainment, and recreation 16 2.9%
Manufacturing 14 2.5%
Information 12 2.2%
Educational services 11 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98685 vs 98665 →

ZIP 98685 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98685 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98685 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98685 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98665 Vancouver, WA 24,057 2.9 mi
98660 Vancouver, WA 11,858 2.8 mi
98686 Vancouver, WA 17,385 3.3 mi
98663 Vancouver, WA 14,115 4.5 mi
98642 Ridgefield, WA 15,696 6.0 mi
97217 Portland, OR 31,438 8.1 mi
98662 Vancouver, WA 31,644 5.7 mi
98661 Vancouver, WA 41,740 6.2 mi
97203 Portland, OR 31,042 8.2 mi
97231 Portland, OR 4,280 7.1 mi

More ZIP Codes in Clark County

98682 standard
Vancouver, WA
Pop: 52,893
98661 standard
Vancouver, WA
Pop: 41,740
98604 standard
Battle Ground, WA
Pop: 34,232
98662 standard
Vancouver, WA
Pop: 31,644
98683 standard
Vancouver, WA
Pop: 30,832
98607 standard
Camas, WA
Pop: 27,899

Related Areas

Clark County Vancouver, WA Washington

Frequently Asked Questions

What county is ZIP code 98685 in? ▼
ZIP code 98685 (Vancouver) is located in Clark County, Washington. Clark County contains multiple ZIP codes, see the full list at /counties/clark-wa.
What is the population of ZIP code 98685? ▼
ZIP code 98685 in Vancouver, WA has a population of 26,217 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98685? ▼
The median household income in ZIP 98685 is $130,972, which is 72% above the national average of $76,288.
What is the average home value in ZIP 98685? ▼
The median home value in ZIP 98685 is $599,200, which is 115% above the national average of $278,155.
What is the demographic makeup of ZIP 98685? ▼
The largest racial group in ZIP 98685 is White at 80.4%. Hispanic or Latino residents make up 8.8% of the population.
How many businesses are in ZIP code 98685? ▼
ZIP code 98685 has 555 business establishments employing approximately 4,592 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98685? ▼
The top industries by establishment count in ZIP 98685 are: Construction (83), Professional, scientific, and technical services (81), Health care and social assistance (77). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 98685? ▼
According to the FHFA House Price Index, home values in ZIP 98685 increased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 208%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98685? ▼
In ZIP code 98685, 61.6% of residents aged 25+ have a high school diploma or higher, and 42.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98685? ▼
The mean commute time for workers in ZIP code 98685 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98685? ▼
In ZIP code 98685, approximately 84.8% of occupied housing units are owner-occupied and 15.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98685? ▼
The poverty rate in ZIP code 98685 is 3.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.