Residential delivery area · Washington
ZIP Code 98686: Vancouver, WA
ZIP code 98686 uses the postal name Vancouver, Washington and lies entirely in Clark County (Census 2020 ZIP-county file). About 21,000 people live there (Census Bureau, ACS 2020-2024), the 9th most populous of Vancouver's 11 residential ZIP codes. Median household income is $107,801 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Mount Vista (34%), Barberton (33%) and Salmon Creek (18%), and 1% in smaller places; 14% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Vancouver · 11 residential ZIPs
- County
- Clark County
- Census places
- Mount Vista (34%) census-designated place; Barberton (33%) census-designated place; Salmon Creek (18%) census-designated place
- Metro area
- Portland-Vancouver-Hillsboro, OR-WA
- House district
- WA-3 119th Congress
- State
- Washington
- Time zone
- Pacific
- Land area
- 11.7 sq mi · 1,823 people per sq mi
Where is ZIP code 98686?
98686 centers on 45.723°, -122.622° and covers 11.7 square miles of land plus 0.0 of water. It borders 5 ZIP codes: 98662, 98665, 98685, 98642, 98604.
The map draws ZIP code areas only. For the streets inside 98686, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 98686 compare with the rest of Vancouver?
| Measure | 98686 | In Vancouver | In Clark County | In WA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 21,243 | 9th of 11 | 13th of 20 | 171st of 605 |
| Median household income | $108k | 2nd of 11 | 7th of 20 | 100th of 363 |
| Median home value | $597k | 2nd of 11 | 6th of 20 | 130th of 392 |
Its median household income is higher than in 85% of U.S. residential ZIP codes, and it is denser than 84% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 98686?
The 2020 Census counted 21,462 people in 98686; the ACS, which samples households over 2020-2024, estimates 21,243. Between the 2010 and 2020 censuses its population grew 23.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 21,243
- 2020 Census count
- 21,462+23.5% since 2010 (17,385)
- Households
- 8,114
- Median age
- 41.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 98686?
Of the 21,243 people the ACS estimates in 98686, 23.2% are under 18 and 17.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (72.1%), then Other or two or more (10.8%).
- Under 1823.2%
- 18 to 6458.9%
- 65 and older17.9%
- White, not Hispanic72.1%
- Other or two or more10.8%
- Hispanic or Latino8.4%
- Asian, not Hispanic6.4%
- Black, not Hispanic2.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 98686 earn?
Median household income is $107,801 (ACS 2020-2024), the 7th highest of the 20 ranked ZIP codes in Clark County. It is not measurably different from 2015-2019 ($105,990 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $107,801
- Income per person
- $51,153
- Below the poverty line
- 5.6%
- Unemployed (of the labor force)
- 4.7%
- Adults 25+ with a bachelor's degree
- 38.0%
- Adjusted gross income per tax return, 2022
- $103,16311,160 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 98686?
FHFA's house price index for 98686, built from repeat sales and appraisals of the same homes, rose 104% from 2015 to 2025 and rose 45% from 2020 to 2025, and moved +3.8% in 2025.
- Median home value (owners' estimate)
- $596,700
- Median gross rent
- $1,926
- Homes owned by their occupants
- 76.9%
- Housing units
- 8,526
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 98686?
530 business establishments had a location in this ZIP code in 2023, 35 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance105
- Construction92
- Professional, scientific, and technical services64
- Retail trade45
- Other services (except public administration)43
- Real estate and rental and leasing40
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 98686?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 98662 | Vancouver | 37,723 | $94k | 3.2 mi |
| 98665 | Vancouver | 28,910 | $89k | 3.2 mi |
| 98685 | Vancouver | 30,607 | $131k | 3.5 mi |
| 98642 | Ridgefield | 26,816 | $121k | 6.7 mi |
| 98604 | Battle Ground | 38,839 | $112k | 7.8 mi |
| 98663 | Vancouver | 16,202 | $86k | 5.1 mi (near) |
| 98661 | Vancouver | 50,743 | $77k | 5.8 mi (near) |
| 98660 | Vancouver | 13,212 | $67k | 6.3 mi (near) |
| 98664 | Vancouver | 23,845 | $85k | 7.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.