Chewelah, WA · standard

ZIP Code 99109

Stevens County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,109
7/sq mi
$62,391
Median income
$327,400
Median home value
22.1%
Bachelor's or higher

The verdict

Chewelah pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

34th pct
household income, US ZIPs
Top 30%
home value, US ZIPs
7
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99109 against every reporting US ZIP.

ZIP code 99109 is classified by USPS as a standard delivery area and covers roughly 729.9 square miles in Chewelah, Stevens County, Washington. The area is home to 5,109 residents, producing a population density of 7 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 99109 against Washington and the nation.

On the economic side, the median household income for ZIP 99109 sits at $62,391 (31% below the Washington average), while per-capita income is $41,627. The poverty rate stands at 11.3% and the unemployment rate at 9.4%. On housing, the median home value is $327,400 (36% below the state average) with median rent at $869 per month, and 79.9% of occupied units are owner-occupied, a direct signal of whether 99109 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.1% of adults hold a bachelor's degree or higher, the median age is 54.1, and the average commute is 22 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stevens County, so you can benchmark 99109 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 99109

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 99109.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 99109, Chewelah, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,109

Population

729.9

Area (sq mi)

7

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 99109?

54.1

Median Age

49.3%

Male

50.7%

Female

1.3%

Foreign-Born

White 84.6%
African American 0.1%
Asian 1.0%
American Indian or Alaska Native 2.7%
Native Hawaiian or Pacific Islander 1.2%
Two or More Ethnicities 7.6%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,391

Median Household Income

-31% vs state

$41,627

Per Capita Income

11.3%

Poverty Rate

9.4%

Unemployment Rate

22.1 min

Mean Commute Time

How ZIP 99109 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$62,391 34th percentile higher than 34% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.7%
Bachelor's Degree or Higher 22.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,653

Total Housing Units

2,285

Occupied Units

368

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 79.9%
Renter 20.1%

$327,400

Median Home Value

-36% vs state

$869

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.2%

YoY Change (2024)

348

HPI Index (2000 = 100)

+248%

Total Change Since 2000

Home values in ZIP 99109 have decreased 0.2% over the past year (2024). Since 2000, this ZIP has seen +248% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 214
2021 +23.5% 264
2022 +17.3% 310
2023 +12.6% 349
2024 -0.2% 348

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 123 business establishments in ZIP 99109, employing approximately 1,169 people with a combined annual payroll of $46,042,000.

123

Businesses

1,169

Employees

$46.0M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 16 13.0%
Health care and social assistance 16 13.0%
Construction 15 12.2%
Other services (except public administration) 14 11.4%
Accommodation and food services 13 10.6%
Manufacturing 7 5.7%
Arts, entertainment, and recreation 7 5.7%
Professional, scientific, and technical services 6 4.9%
Agriculture, forestry, fishing and hunting 5 4.1%
Transportation and warehousing 5 4.1%
Wholesale trade 4 3.3%
Finance and insurance 4 3.3%
Real estate and rental and leasing 4 3.3%
Administrative and support and waste management and remediation services 4 3.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 99109 vs 99181 →

ZIP Code City Population Distance
99181 Valley, WA 1,901 10.3 mi

More ZIP Codes in Stevens County

Frequently Asked Questions

What county is ZIP code 99109 in?
ZIP code 99109 (Chewelah) is located in Stevens County, Washington. Stevens County contains multiple ZIP codes, see the full list at /counties/stevens-wa.
What is the population of ZIP code 99109?
ZIP code 99109 in Chewelah, WA has a population of 5,109 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 99109?
The median household income in ZIP 99109 is $62,391, which is 18% below the national average of $76,288.
What is the average home value in ZIP 99109?
The median home value in ZIP 99109 is $327,400, which is 18% above the national average of $278,155.
What is the demographic makeup of ZIP 99109?
The largest racial group in ZIP 99109 is White at 84.6%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 99109?
ZIP code 99109 has 123 business establishments employing approximately 1,169 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 99109?
The top industries by establishment count in ZIP 99109 are: Retail trade (16), Health care and social assistance (16), Construction (15). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 99109?
According to the FHFA House Price Index, home values in ZIP 99109 decreased by 0.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 248%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 99109?
In ZIP code 99109, 51.7% of residents aged 25+ have a high school diploma or higher, and 22.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 99109?
The mean commute time for workers in ZIP code 99109 is 22.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 99109?
In ZIP code 99109, approximately 79.9% of occupied housing units are owner-occupied and 20.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 99109?
The poverty rate in ZIP code 99109 is 11.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Chewelah, WA

Verify and explore additional data for this area using these official government sources.