Loon Lake, WA · standard
ZIP Code 99148
Stevens County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,106
- 14/sq mi
- $67,431
- Median income
- $429,900
- Median home value
- 32.2%
- Bachelor's or higher
The verdict
Loon Lake pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- 43th pct
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 14
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99148 against every reporting US ZIP.
ZIP code 99148 is classified by USPS as a standard delivery area and covers roughly 150.4 square miles in Loon Lake, Stevens County, Washington. The area is home to 2,106 residents, producing a population density of 14 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 99148 against Washington and the nation.
On the economic side, the median household income for ZIP 99148 sits at $67,431 (26% below the Washington average), while per-capita income is $43,905. The poverty rate stands at 12.0% and the unemployment rate at 1.9%. On housing, the median home value is $429,900 (16% below the state average) with median rent at $989 per month, and 81.6% of occupied units are owner-occupied, a direct signal of whether 99148 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 32.2% of adults hold a bachelor's degree or higher, the median age is 50, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stevens County, so you can benchmark 99148 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 99148
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 99148.
- Construction
Construction
9 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
5 establishments
- Retail trade
Retail trade
4 establishments
- Manufacturing 3
Manufacturing
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 99148, Loon Lake, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,106
Population
150.4
Area (sq mi)
14
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 99148?
50.0
Median Age
50.3%
Male
49.7%
Female
1.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,431
Median Household Income
-26% vs state
$43,905
Per Capita Income
12.0%
Poverty Rate
1.9%
Unemployment Rate
How ZIP 99148 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$67,431 43rd percentile higher than 43% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,130
Total Housing Units
1,201
Occupied Units
929
Vacant Units
2.33
Avg Household Size
Occupancy Type
$429,900
Median Home Value
-16% vs state
$989
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-13.2%
YoY Change (2023)
399
HPI Index (2000 = 100)
+299%
Total Change Since 2000
Home values in ZIP 99148 have decreased 13.2% over the past year (2023). Since 2000, this ZIP has seen +299% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +20.1% | 268 |
| 2020 | +6.2% | 284 |
| 2021 | +14.8% | 327 |
| 2022 | +40.9% | 460 |
| 2023 | -13.2% | 399 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 47 business establishments in ZIP 99148, employing approximately 205 people with a combined annual payroll of $9,052,000.
47
Businesses
205
Employees
$9.1M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 9 | 19.1% |
| Accommodation and food services | 9 | 19.1% |
| Administrative and support and waste management and remediation services | 5 | 10.6% |
| Retail trade | 4 | 8.5% |
| Manufacturing | 3 | 6.4% |
| Professional, scientific, and technical services | 3 | 6.4% |
| Health care and social assistance | 3 | 6.4% |
| Other services (except public administration) | 3 | 6.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 99148 vs 99110 →
ZIP 99148 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 99006
Deer Park (99006)
11,946 residents
- 99148 2,106
Loon Lake (99148)
2,106 residents
- 99110 1,667
Clayton (99110)
1,667 residents
What this shows Among its immediate neighbors, ZIP 99148 ranks #2 by population — useful context the national average alone can't give.
ZIP 99148 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 99110
Clayton (99110)
$76,106 median income
- 99006
Deer Park (99006)
$72,200 median income
- 99148
Loon Lake (99148)
$67,431 median income
What this shows By household income, ZIP 99148 ranks #3 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Stevens County
Related Areas
Frequently Asked Questions
What county is ZIP code 99148 in? ▼
What is the population of ZIP code 99148? ▼
What is the median household income in ZIP 99148? ▼
What is the average home value in ZIP 99148? ▼
What is the demographic makeup of ZIP 99148? ▼
How many businesses are in ZIP code 99148? ▼
What are the main industries in ZIP code 99148? ▼
How have home values changed in ZIP code 99148? ▼
What is the education level in ZIP code 99148? ▼
What percentage of residents own vs. rent in ZIP 99148? ▼
What is the poverty rate in ZIP code 99148? ▼
ZIP Code Research Guides
Official Data Resources for Loon Lake, WA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.