PlainZIP

Loon Lake, WA · standard

ZIP Code 99148

Stevens County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,106
14/sq mi
$67,431
Median income
$429,900
Median home value
32.2%
Bachelor's or higher

The verdict

Loon Lake pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

43th pct
household income, US ZIPs
Top 18%
home value, US ZIPs
14
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99148 against every reporting US ZIP.

ZIP code 99148 covers 150.4 square miles in Loon Lake, Stevens County, Washington (a standard USPS delivery area), with a modest 2,106 residents on file, a density of 14 people per square mile, in the Los Angeles time zone.

ZIP 99148 reports a modest median household income of $67,431 (26% below the Washington average), while per-capita income is $43,905. Local economic indicators show a 12.0% poverty rate alongside 1.9% unemployment. The typical home here is valued at $429,900 (16% below the state average); renters pay a median of $989 monthly, and 81.6% of units are owner-occupied.

A solid share of residents have a four-year degree: 32.2% of adults hold a bachelor's degree or higher, the median age is 50, and the average commute is -. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Stevens County, letting you compare 99148 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 99148

Top 5 sectors by establishment count in Loon Lake, WA

Which industries have the most business establishments in ZIP 99148.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 99148, Loon Lake, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,106

Population

150.4

Area (sq mi)

14

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 99148?

50.0

Median Age

50.3%

Male

49.7%

Female

1.1%

Foreign-Born

White 78.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 20.2%
Hispanic or Latino 10.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,431

Median Household Income

-26% vs state

$43,905

Per Capita Income

12.0%

Poverty Rate

1.9%

Unemployment Rate

How ZIP 99148 ranks nationally

Loon Lake, WA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$67,431 43rd percentile higher than 43% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.1%
Bachelor's Degree or Higher 32.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,130

Total Housing Units

1,201

Occupied Units

929

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 81.6%
Renter 18.4%

$429,900

Median Home Value

-16% vs state

$989

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-13.2%

YoY Change (2023)

399

HPI Index (2000 = 100)

+299%

Total Change Since 2000

Home values in ZIP 99148 have decreased 13.2% over the past year (2023). Since 2000, this ZIP has seen +299% cumulative appreciation.

Year Annual Change HPI Index
2019 +20.1% 268
2020 +6.2% 284
2021 +14.8% 327
2022 +40.9% 460
2023 -13.2% 399

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 47 business establishments in ZIP 99148, employing approximately 205 people with a combined annual payroll of $9,052,000.

47

Businesses

205

Employees

$9.1M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 9 19.1%
Accommodation and food services 9 19.1%
Administrative and support and waste management and remediation services 5 10.6%
Retail trade 4 8.5%
Manufacturing 3 6.4%
Professional, scientific, and technical services 3 6.4%
Health care and social assistance 3 6.4%
Other services (except public administration) 3 6.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 99148 vs 99110 →

ZIP 99148 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 99148 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 99148 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 99148 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
99110 Clayton, WA 1,667 6.3 mi
99006 Deer Park, WA 11,946 9.4 mi

More ZIP Codes in Stevens County

99114 standard
Colville, WA
Pop: 12,018
99026 standard
Nine Mile Falls, WA
Pop: 9,042
99141 standard
Kettle Falls, WA
Pop: 5,240
99109 standard
Chewelah, WA
Pop: 5,109
99181 standard
Valley, WA
Pop: 1,901
99013 standard
Ford, WA
Pop: 1,785

Related Areas

Stevens County Loon Lake, WA Washington

Frequently Asked Questions

What county is ZIP code 99148 in? ▼
ZIP code 99148 (Loon Lake) is located in Stevens County, Washington. Stevens County contains multiple ZIP codes, see the full list at /counties/stevens-wa.
What is the population of ZIP code 99148? ▼
ZIP code 99148 in Loon Lake, WA has a population of 2,106 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 99148? ▼
The median household income in ZIP 99148 is $67,431, which is 12% below the national average of $76,288.
What is the average home value in ZIP 99148? ▼
The median home value in ZIP 99148 is $429,900, which is 55% above the national average of $278,155.
What is the demographic makeup of ZIP 99148? ▼
The largest racial group in ZIP 99148 is White at 78.0%. Hispanic or Latino residents make up 10.9% of the population.
How many businesses are in ZIP code 99148? ▼
ZIP code 99148 has 47 business establishments employing approximately 205 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 99148? ▼
The top industries by establishment count in ZIP 99148 are: Construction (9), Accommodation and food services (9), Administrative and support and waste management and remediation services (5). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 99148? ▼
According to the FHFA House Price Index, home values in ZIP 99148 decreased by 13.2% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 299%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 99148? ▼
In ZIP code 99148, 68.1% of residents aged 25+ have a high school diploma or higher, and 32.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 99148? ▼
In ZIP code 99148, approximately 81.6% of occupied housing units are owner-occupied and 18.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 99148? ▼
The poverty rate in ZIP code 99148 is 12.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.