PlainZIP

Valley, WA · standard

ZIP Code 99181

Stevens County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,901
7/sq mi
$63,661
Median income
$267,600
Median home value
18.8%
Bachelor's or higher

The verdict

Valley pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
Top 39%
home value, US ZIPs
7
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99181 against every reporting US ZIP.

ZIP code 99181 covers 256.9 square miles in Valley, Stevens County, Washington (a standard USPS delivery area), with a modest 1,901 residents on file, a density of 7 people per square mile, in the Los Angeles time zone.

ZIP 99181 reports a modest median household income of $63,661 (30% below the Washington average), while per-capita income is $33,905. Poverty here runs at 11.4%, with unemployment measured at 5.1%. Median home value sits at $267,600 (48% below the state average), median rent at $845 a month, and owner-occupancy at 91.5%.

Educational attainment sits below the national norm: 18.8% of adults hold a bachelor's degree or higher, the median age is 62.8, and the average commute is -. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Stevens County, letting you compare 99181 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 99181, Valley, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,901

Population

256.9

Area (sq mi)

7

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 99181?

62.8

Median Age

50.6%

Male

49.4%

Female

1.2%

Foreign-Born

White 89.6%
African American 0.4%
Asian 0.0%
American Indian or Alaska Native 4.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.1%
Hispanic or Latino 2.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,661

Median Household Income

-30% vs state

$33,905

Per Capita Income

11.4%

Poverty Rate

5.1%

Unemployment Rate

How ZIP 99181 ranks nationally

Valley, WA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,661 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.0%
Bachelor's Degree or Higher 18.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,154

Total Housing Units

952

Occupied Units

202

Vacant Units

2.10

Avg Household Size

Occupancy Type

Owner 91.5%
Renter 8.5%

$267,600

Median Home Value

-48% vs state

$845

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+42.7%

YoY Change (2022)

307

HPI Index (2000 = 100)

+207%

Total Change Since 2000

Home values in ZIP 99181 have increased 42.7% over the past year (2022). Since 2000, this ZIP has seen +207% cumulative appreciation.

Year Annual Change HPI Index
2018 +13.5% 185
2019 +14.4% 212
2020 -13.9% 182
2021 +18.2% 215
2022 +42.7% 307

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 24 business establishments in ZIP 99181, employing approximately 95 people with a combined annual payroll of $7,333,000.

24

Businesses

95

Employees

$7.3M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 6 25.0%
Transportation and warehousing 4 16.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 99181 vs 99173 →

ZIP 99181 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 99181 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 99181 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 99181 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
99173 Springdale, WA 1,532 8.5 mi
99109 Chewelah, WA 5,109 10.3 mi

More ZIP Codes in Stevens County

99114 standard
Colville, WA
Pop: 12,018
99026 standard
Nine Mile Falls, WA
Pop: 9,042
99141 standard
Kettle Falls, WA
Pop: 5,240
99109 standard
Chewelah, WA
Pop: 5,109
99148 standard
Loon Lake, WA
Pop: 2,106
99013 standard
Ford, WA
Pop: 1,785

Related Areas

Stevens County Valley, WA Washington

Frequently Asked Questions

What county is ZIP code 99181 in? ▼
ZIP code 99181 (Valley) is located in Stevens County, Washington. Stevens County contains multiple ZIP codes, see the full list at /counties/stevens-wa.
What is the population of ZIP code 99181? ▼
ZIP code 99181 in Valley, WA has a population of 1,901 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 99181? ▼
The median household income in ZIP 99181 is $63,661, which is 17% below the national average of $76,288.
What is the average home value in ZIP 99181? ▼
The median home value in ZIP 99181 is $267,600, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 99181? ▼
The largest racial group in ZIP 99181 is White at 89.6%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 99181? ▼
ZIP code 99181 has 24 business establishments employing approximately 95 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 99181? ▼
According to the FHFA House Price Index, home values in ZIP 99181 increased by 42.7% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 207%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 99181? ▼
In ZIP code 99181, 56.0% of residents aged 25+ have a high school diploma or higher, and 18.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 99181? ▼
In ZIP code 99181, approximately 91.5% of occupied housing units are owner-occupied and 8.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 99181? ▼
The poverty rate in ZIP code 99181 is 11.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.