PlainZIP

Edgewater, NJ · standard

ZIP Code 07020

Bergen County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,513
4,594/sq mi
$124,050
Median income
$715,700
Median home value
72.7%
Bachelor's or higher

The verdict

Edgewater pairs a top-decile household income with top-decile home values, in a suburban-density, renter-heavy area.

Top 8%
household income, US ZIPs
Top 6%
home value, US ZIPs
4,594
people per sq mi
40%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07020 against every reporting US ZIP.

ZIP code 07020 is a mid-sized community (a standard USPS delivery area) in Edgewater, Bergen County, New Jersey, home to 11,513 residents across 2.5 square miles, a density of 4,594 people per square mile, in the New York time zone.

ZIP 07020 skews affluent, with a median household income of $124,050 (2% above the New Jersey average), while per-capita income is $84,598. Local economic indicators show a 7.7% poverty rate alongside 8.0% unemployment. On housing, the median home value is $715,700 (39% above the state average) with median rent at $2,579 per month, and 39.8% of occupied units are owner-occupied.

This is a highly-educated ZIP: 72.7% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 38 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Bergen County, letting you compare 07020 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07020

Top 5 sectors by establishment count in Edgewater, NJ

Which industries have the most business establishments in ZIP 07020.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07020, Edgewater, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,513

Population

2.5

Area (sq mi)

4,594

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07020?

40.6

Median Age

48.7%

Male

51.3%

Female

49.6%

Foreign-Born

White 40.3%
African American 4.7%
Asian 38.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.0%
Hispanic or Latino 16.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$124,050

Median Household Income

+2% vs state

$84,598

Per Capita Income

7.7%

Poverty Rate

8.0%

Unemployment Rate

38.1 min

Mean Commute Time

How ZIP 07020 ranks nationally

Edgewater, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$124,050 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.8%
Bachelor's Degree or Higher 72.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,872

Total Housing Units

7,217

Occupied Units

655

Vacant Units

2.04

Avg Household Size

Occupancy Type

Owner 39.8%
Renter 60.2%

$715,700

Median Home Value

+39% vs state

$2,579

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.9%

YoY Change (2023)

315

HPI Index (2000 = 100)

+215%

Total Change Since 2000

Home values in ZIP 07020 have increased 14.9% over the past year (2023). Since 2000, this ZIP has seen +215% cumulative appreciation.

Year Annual Change HPI Index
2017 -22.3% 181
2019 – 244
2020 -4.0% 234
2021 +14.9% 269
2023 – 315

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 476 business establishments in ZIP 07020, employing approximately 5,044 people with a combined annual payroll of $217,677,000.

476

Businesses

5,044

Employees

$217.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 70 14.7%
Other services (except public administration) 68 14.3%
Professional, scientific, and technical services 67 14.1%
Retail trade 64 13.4%
Health care and social assistance 62 13.0%
Real estate and rental and leasing 35 7.3%
Wholesale trade 27 5.7%
Arts, entertainment, and recreation 18 3.8%
Construction 15 3.1%
Administrative and support and waste management and remediation services 14 2.9%
Information 11 2.3%
Finance and insurance 9 1.9%
Transportation and warehousing 7 1.5%
Manufacturing 5 1.1%
Educational services 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07020 vs 07010 →

ZIP 07020 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07020 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07020 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07020 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07010 Cliffside Park, NJ 23,594 0.7 mi
10115 New York, NY 0 1.0 mi
10031 New York, NY 56,438 1.3 mi
07024 Fort Lee, NJ 35,353 1.9 mi
10024 New York, NY 59,283 2.2 mi
10027 New York, NY 59,707 1.4 mi
10025 New York, NY 94,600 1.8 mi
07022 Fairview, NJ 13,835 1.5 mi
10030 New York, NY 26,999 1.7 mi
10026 New York, NY 34,003 1.8 mi

More ZIP Codes in Bergen County

07601 standard
Hackensack, NJ
Pop: 43,010
07666 standard
Teaneck, NJ
Pop: 39,776
07024 standard
Fort Lee, NJ
Pop: 35,353
07410 standard
Fair Lawn, NJ
Pop: 32,457
07026 standard
Garfield, NJ
Pop: 30,555
07631 standard
Englewood, NJ
Pop: 27,119

Related Areas

Bergen County Edgewater, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07020 in? ▼
ZIP code 07020 (Edgewater) is located in Bergen County, New Jersey. Bergen County contains multiple ZIP codes, see the full list at /counties/bergen-nj.
What is the population of ZIP code 07020? ▼
ZIP code 07020 in Edgewater, NJ has a population of 11,513 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07020? ▼
The median household income in ZIP 07020 is $124,050, which is 63% above the national average of $76,288.
What is the average home value in ZIP 07020? ▼
The median home value in ZIP 07020 is $715,700, which is 157% above the national average of $278,155.
What is the demographic makeup of ZIP 07020? ▼
The largest racial group in ZIP 07020 is White at 40.3%. Hispanic or Latino residents make up 16.6% of the population.
How many businesses are in ZIP code 07020? ▼
ZIP code 07020 has 476 business establishments employing approximately 5,044 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07020? ▼
The top industries by establishment count in ZIP 07020 are: Accommodation and food services (70), Other services (except public administration) (68), Professional, scientific, and technical services (67). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 07020? ▼
According to the FHFA House Price Index, home values in ZIP 07020 increased by 14.9% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 215%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07020? ▼
In ZIP code 07020, 83.8% of residents aged 25+ have a high school diploma or higher, and 72.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07020? ▼
The mean commute time for workers in ZIP code 07020 is 38.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07020? ▼
In ZIP code 07020, approximately 39.8% of occupied housing units are owner-occupied and 60.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07020? ▼
The poverty rate in ZIP code 07020 is 7.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.