ZIP Code 08204
standardSource:
Cape May · Cape May County · New Jersey
- Population
- 18,557
- Median income
- $82,466
- Median home value
- $461,400
- Bachelor's or higher
- 40.3%
- Land area
- 51.8 sq mi
358/sq mi
▲ 8% vs US
higher than 65% of US ZIPs
▲ 66% vs US
higher than 85% of US ZIPs
Median age 54.1
New York
ZIP code 08204 in Cape May, New Jersey has a population of 18,557. The median household income is $82,466, which is 8% above the national average. Median home value is $461,400, 66% above the US average. 40.3% of residents hold a bachelor's degree or higher.
ZIP code 08204 is classified by USPS as a standard delivery area and covers roughly 51.8 square miles in Cape May, Cape May County, New Jersey. The area is home to 18,557 residents, producing a population density of 358 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 08204 against New Jersey and the nation.
On the economic side, the median household income for ZIP 08204 sits at $82,466 (32% below the New Jersey average), while per-capita income is $53,929. The poverty rate stands at 7.7% and the unemployment rate at 4.7%. On housing, the median home value is $461,400 (11% below the state average) with median rent at $1,176 per month, and 78.2% of occupied units are owner-occupied, a direct signal of whether 08204 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 40.3% of adults hold a bachelor's degree or higher, the median age is 54.1, and the average commute is 19 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cape May County, so you can benchmark 08204 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 08204
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 08204.
- Accommodation and food services
Accommodation and food services
156 establishments
- Retail trade
Retail trade
110 establishments
- Construction
Construction
71 establishments
- Other services (except public administration) 61
Other services (except public administration)
61 establishments
- Administrative and support and waste management and remediation services 43
Administrative and support and waste management and remediation services
43 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 08204, Cape May, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
18,557
Population
51.8
Area (sq mi)
358
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 08204?
54.1
Median Age
49.2%
Male
50.8%
Female
4.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,466
Median Household Income
-32% vs state
$53,929
Per Capita Income
7.7%
Poverty Rate
4.7%
Unemployment Rate
18.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,123
Total Housing Units
8,450
Occupied Units
4,673
Vacant Units
1.92
Avg Household Size
Occupancy Type
$461,400
Median Home Value
-11% vs state
$1,176
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.3%
YoY Change (2024)
408
HPI Index (2000 = 100)
+308%
Total Change Since 2000
Home values in ZIP 08204 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +308% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 242 |
| 2021 | +16.9% | 283 |
| 2022 | +20.3% | 340 |
| 2023 | +15.2% | 392 |
| 2024 | +4.3% | 408 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 618 business establishments in ZIP 08204, employing approximately 5,340 people with a combined annual payroll of $263,728,000.
618
Businesses
5,340
Employees
$263.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 156 | 25.2% |
| Retail trade | 110 | 17.8% |
| Construction | 71 | 11.5% |
| Other services (except public administration) | 61 | 9.9% |
| Administrative and support and waste management and remediation services | 43 | 7.0% |
| Real estate and rental and leasing | 33 | 5.3% |
| Arts, entertainment, and recreation | 32 | 5.2% |
| Health care and social assistance | 28 | 4.5% |
| Professional, scientific, and technical services | 25 | 4.0% |
| Manufacturing | 16 | 2.6% |
| Finance and insurance | 15 | 2.4% |
| Transportation and warehousing | 11 | 1.8% |
| Wholesale trade | 6 | 1.0% |
| Agriculture, forestry, fishing and hunting | 5 | 0.8% |
| Educational services | 4 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 08204 vs 08251 →
More ZIP Codes in Cape May County
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Frequently Asked Questions
What county is ZIP code 08204 in? ▼
What is the population of ZIP code 08204? ▼
What is the median household income in ZIP 08204? ▼
What is the average home value in ZIP 08204? ▼
What is the demographic makeup of ZIP 08204? ▼
How many businesses are in ZIP code 08204? ▼
What are the main industries in ZIP code 08204? ▼
How have home values changed in ZIP code 08204? ▼
What is the education level in ZIP code 08204? ▼
What is the average commute time in ZIP 08204? ▼
What percentage of residents own vs. rent in ZIP 08204? ▼
What is the poverty rate in ZIP code 08204? ▼
ZIP Code Research Guides
Official Data Resources for Cape May, NJ
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.