ZIP Code 08242

standard

Source:

Rio Grande · Cape May County · New Jersey

Population
3,216

246/sq mi

Median income
$93,250

▲ 22% vs US

higher than 76% of US ZIPs

Median home value
$318,300

▲ 14% vs US

higher than 69% of US ZIPs

Bachelor's or higher
33.6%

Median age 51.4

Land area
13.1 sq mi

New York

ZIP code 08242 in Rio Grande, New Jersey has a population of 3,216. The median household income is $93,250, which is 22% above the national average. Median home value is $318,300, 14% above the US average. 33.6% of residents hold a bachelor's degree or higher.

ZIP code 08242 is classified by USPS as a standard delivery area and covers roughly 13.1 square miles in Rio Grande, Cape May County, New Jersey. The area is home to 3,216 residents, producing a population density of 246 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 08242 against New Jersey and the nation.

On the economic side, the median household income for ZIP 08242 sits at $93,250 (24% below the New Jersey average), while per-capita income is $45,552. The poverty rate stands at 9.5% and the unemployment rate at 3.1%. On housing, the median home value is $318,300 (38% below the state average) with median rent at $1,305 per month, and 77.6% of occupied units are owner-occupied, a direct signal of whether 08242 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.6% of adults hold a bachelor's degree or higher, the median age is 51.4, and the average commute is . We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cape May County, so you can benchmark 08242 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 08242

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 08242.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 08242, Rio Grande, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,216

Population

13.1

Area (sq mi)

246

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08242?

51.4

Median Age

46.2%

Male

53.8%

Female

5.1%

Foreign-Born

White 63.8%
African American 7.3%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.6%
Hispanic or Latino 21.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,250

Median Household Income

-24% vs state

$45,552

Per Capita Income

9.5%

Poverty Rate

3.1%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.6%
Bachelor's Degree or Higher 33.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,055

Total Housing Units

1,904

Occupied Units

151

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 77.6%
Renter 22.4%

$318,300

Median Home Value

-38% vs state

$1,305

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.1%

YoY Change (2023)

273

HPI Index (2000 = 100)

+173%

Total Change Since 2000

Home values in ZIP 08242 have increased 12.1% over the past year (2023). Since 2000, this ZIP has seen +173% cumulative appreciation.

Year Annual Change HPI Index
2019 +3.6% 164
2020 +17.2% 193
2021 +11.8% 215
2022 +13.2% 244
2023 +12.1% 273

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 201 business establishments in ZIP 08242, employing approximately 2,615 people with a combined annual payroll of $92,576,000.

201

Businesses

2,615

Employees

$92.6M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 51 25.4%
Accommodation and food services 29 14.4%
Other services (except public administration) 26 12.9%
Health care and social assistance 20 9.9%
Construction 13 6.5%
Real estate and rental and leasing 10 5.0%
Information 9 4.5%
Professional, scientific, and technical services 9 4.5%
Wholesale trade 7 3.5%
Finance and insurance 7 3.5%
Administrative and support and waste management and remediation services 6 3.0%
Arts, entertainment, and recreation 6 3.0%
Manufacturing 4 2.0%
Transportation and warehousing 3 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08242 vs 08251 →

ZIP Code City Population Distance
08251 Villas, NJ 10,364 2.2 mi
08260 Wildwood, NJ 13,661 3.1 mi
08204 Cape May, NJ 18,557 3.5 mi
08247 Stone Harbor, NJ 925 6.1 mi
08212 Cape May Point, NJ 294 6.7 mi
08210 Cape May Court House, NJ 17,167 7.7 mi

More ZIP Codes in Cape May County

Frequently Asked Questions

What county is ZIP code 08242 in?
ZIP code 08242 (Rio Grande) is located in Cape May County, New Jersey. Cape May County contains multiple ZIP codes, see the full list at /counties/cape-may-nj.
What is the population of ZIP code 08242?
ZIP code 08242 in Rio Grande, NJ has a population of 3,216 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08242?
The median household income in ZIP 08242 is $93,250, which is 22% above the national average of $76,288.
What is the average home value in ZIP 08242?
The median home value in ZIP 08242 is $318,300, which is 14% above the national average of $278,155.
What is the demographic makeup of ZIP 08242?
The largest racial group in ZIP 08242 is White at 63.8%. Hispanic or Latino residents make up 21.0% of the population.
How many businesses are in ZIP code 08242?
ZIP code 08242 has 201 business establishments employing approximately 2,615 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08242?
The top industries by establishment count in ZIP 08242 are: Retail trade (51), Accommodation and food services (29), Other services (except public administration) (26). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 08242?
According to the FHFA House Price Index, home values in ZIP 08242 increased by 12.1% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 173%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08242?
In ZIP code 08242, 69.6% of residents aged 25+ have a high school diploma or higher, and 33.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 08242?
In ZIP code 08242, approximately 77.6% of occupied housing units are owner-occupied and 22.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08242?
The poverty rate in ZIP code 08242 is 9.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Rio Grande, NJ

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.