PlainZIP

Stone Harbor, NJ · standard

ZIP Code 08247

Cape May County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

925
72/sq mi
$167,917
Median income
$1,805,600
Median home value
72.1%
Bachelor's or higher

The verdict

Stone Harbor pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 1%
home value, US ZIPs
72
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08247 against every reporting US ZIP.

ZIP code 08247 is a sparsely populated ZIP (a standard USPS delivery area) in Stone Harbor, Cape May County, New Jersey, home to just 925 residents across 12.9 square miles, a density of 72 people per square mile, in the New York time zone.

ZIP 08247 skews affluent, with a median household income of $167,917 (38% above the New Jersey average), while per-capita income is $139,839. Poverty here runs at 5.6%, with unemployment measured at 4.7%. On housing, the median home value is $1,805,600 (250% above the state average) with median rent at $1,711 per month, and 89.9% of occupied units are owner-occupied.

This is a highly-educated ZIP: 72.1% of adults hold a bachelor's degree or higher, the median age is 64.7, and the average commute is -. To put 08247 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Cape May County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08247

Top 5 sectors by establishment count in Stone Harbor, NJ

Which industries have the most business establishments in ZIP 08247.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08247, Stone Harbor, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

925

Population

12.9

Area (sq mi)

72

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08247?

64.7

Median Age

48.2%

Male

51.8%

Female

3.6%

Foreign-Born

White 96.0%
African American 0.1%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.6%
Hispanic or Latino 0.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$167,917

Median Household Income

+38% vs state

$139,839

Per Capita Income

5.6%

Poverty Rate

4.7%

Unemployment Rate

How ZIP 08247 ranks nationally

Stone Harbor, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$167,917 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 84.5%
Bachelor's Degree or Higher 72.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,275

Total Housing Units

505

Occupied Units

2,770

Vacant Units

1.90

Avg Household Size

Occupancy Type

Owner 89.9%
Renter 10.1%

$1,805,600

Median Home Value

+250% vs state

$1,711

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.9%

YoY Change (2021)

349

HPI Index (2000 = 100)

+249%

Total Change Since 2000

Home values in ZIP 08247 have increased 5.9% over the past year (2021). Since 2000, this ZIP has seen +249% cumulative appreciation.

Year Annual Change HPI Index
2016 -3.9% 252
2018 – 282
2019 +20.6% 340
2020 -3.0% 330
2021 +5.9% 349

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 136 business establishments in ZIP 08247, employing approximately 768 people with a combined annual payroll of $46,024,000.

136

Businesses

768

Employees

$46.0M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Retail trade 45 33.1%
Accommodation and food services 30 22.1%
Construction 12 8.8%
Other services (except public administration) 11 8.1%
Real estate and rental and leasing 8 5.9%
Health care and social assistance 7 5.2%
Professional, scientific, and technical services 6 4.4%
Arts, entertainment, and recreation 6 4.4%
Administrative and support and waste management and remediation services 5 3.7%
Finance and insurance 3 2.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08247 vs 08202 →

ZIP 08247 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08247 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08247 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08247 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08202 Avalon, NJ 1,444 4.2 mi
08210 Cape May Court House, NJ 17,167 5.1 mi
08260 Wildwood, NJ 13,661 4.8 mi
08242 Rio Grande, NJ 3,216 6.1 mi
08246 South Seaville, NJ 92 9.0 mi
08251 Villas, NJ 10,364 7.9 mi
08243 Sea Isle City, NJ 2,114 8.3 mi
08204 Cape May, NJ 18,557 9.1 mi
08248 Strathmere, NJ 158 12.0 mi

More ZIP Codes in Cape May County

08204 standard
Cape May, NJ
Pop: 18,557
08210 standard
Cape May Court House, NJ
Pop: 17,167
08260 standard
Wildwood, NJ
Pop: 13,661
08226 standard
Ocean City, NJ
Pop: 11,701
08251 standard
Villas, NJ
Pop: 10,364
08270 standard
Woodbine, NJ
Pop: 8,492

Related Areas

Cape May County Stone Harbor, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08247 in? ▼
ZIP code 08247 (Stone Harbor) is located in Cape May County, New Jersey. Cape May County contains multiple ZIP codes, see the full list at /counties/cape-may-nj.
What is the population of ZIP code 08247? ▼
ZIP code 08247 in Stone Harbor, NJ has a population of 925 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08247? ▼
The median household income in ZIP 08247 is $167,917, which is 120% above the national average of $76,288.
What is the average home value in ZIP 08247? ▼
The median home value in ZIP 08247 is $1,805,600, which is 549% above the national average of $278,155.
What is the demographic makeup of ZIP 08247? ▼
The largest racial group in ZIP 08247 is White at 96.0%. Hispanic or Latino residents make up 0.7% of the population.
How many businesses are in ZIP code 08247? ▼
ZIP code 08247 has 136 business establishments employing approximately 768 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08247? ▼
The top industries by establishment count in ZIP 08247 are: Retail trade (45), Accommodation and food services (30), Construction (12). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 08247? ▼
According to the FHFA House Price Index, home values in ZIP 08247 increased by 5.9% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 249%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08247? ▼
In ZIP code 08247, 84.5% of residents aged 25+ have a high school diploma or higher, and 72.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 08247? ▼
In ZIP code 08247, approximately 89.9% of occupied housing units are owner-occupied and 10.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08247? ▼
The poverty rate in ZIP code 08247 is 5.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.