Clayton, NJ · standard
ZIP Code 08312
Gloucester County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,875
- 523/sq mi High-density area
- $89,294
- Median income Above-median income area
- $254,100
- Median home value Near-median home value
- 22.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Clayton pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- Top 42%
- home value, US ZIPs
- 523
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08312 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 08312 (Clayton, NJ) rose +5.3% from 2023 to 2024. The all-transactions index moved from 262.0 in 2023 to 275.7 in 2024 (2000 = 100).
ZIP code 08312 is a mid-sized community (a standard USPS delivery area) in Clayton, Gloucester County, New Jersey, home to 7,875 residents across 15.0 square miles, a density of 523 people per square mile, in the New York time zone.
ZIP 08312 lands in the middle-income range, with a median household income of $89,294 (27% below the average New Jersey ZIP), while per-capita income is $38,293. The poverty rate is 8.3%, with unemployment at 7.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $254,100 (51% below the average New Jersey ZIP), and median rent is $1,246; owner occupancy is 80.3%.
Educational attainment sits below the national norm: 22.9% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 32 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Gloucester County, so 08312 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 08312
Top 5 sectors by establishment count in Clayton, NJ
Which industries have the most business establishments in ZIP 08312.
- Retail trade
Retail trade
21 establishments
- Construction
Construction
14 establishments
- Other services (except public administration)
Other services (except public administration)
13 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
- Administrative and support and waste management and remediation services 8
Administrative and support and waste management and remediation services
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08312, Clayton, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,875
Population
15.0
Area (sq mi)
523
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 08312?
40.6
Median Age
52.1%
Male
47.9%
Female
5.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,294
Median Household Income
-27% vs state ZIP avg
$38,293
Per Capita Income
8.3%
Poverty Rate
7.5%
Unemployment Rate
32.2 min
Mean Commute Time
How ZIP 08312 ranks among New Jersey ZIPs
Clayton, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$89,294 23rd percentile higher than 23% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,533housing units
3,533
Total Housing Units
3,288
Occupied Units
245
Vacant Units
2.60
Avg Household Size
Occupancy Type
$254,100
Median Home Value
-51% vs state ZIP avg
$1,246
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.3%
YoY Change (2024)
276
HPI Index (2000 = 100)
+176%
Total Change Since 2000
Home values in ZIP 08312 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +176% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.7% | 163 |
| 2021 | +14.0% | 186 |
| 2022 | +20.6% | 225 |
| 2023 | +16.7% | 262 |
| 2024 | +5.3% | 276 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 94 business establishments in ZIP 08312, employing approximately 900 people with a combined annual payroll of $42,107,000.
94
Businesses
900
Employees
$42.1M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 21 | 22.3% |
| Construction | 14 | 14.9% |
| Other services (except public administration) | 13 | 13.8% |
| Accommodation and food services | 10 | 10.6% |
| Administrative and support and waste management and remediation services | 8 | 8.5% |
| Health care and social assistance | 8 | 8.5% |
| Professional, scientific, and technical services | 5 | 5.3% |
| Manufacturing | 4 | 4.3% |
| Wholesale trade | 4 | 4.3% |
| Transportation and warehousing | 3 | 3.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 08312 vs 08028 →
ZIP 08312 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08081
Sicklerville (08081)
50,589 residents
- 08094
Williamstown (08094)
39,940 residents
- 08012
Blackwood (08012)
38,992 residents
- 08080
Sewell (08080)
37,433 residents
- 08028 20,078
Glassboro (08028)
20,078 residents
- 08322 10,524
Franklinville (08322)
10,524 residents
- 08071 9,551
Pitman (08071)
9,551 residents
- 08312 7,875
Clayton (08312)
7,875 residents
- 08343 5,030
Monroeville (08343)
5,030 residents
What this shows Among its immediate neighbors, ZIP 08312 ranks #8 by population - useful context the national average alone can't give.
ZIP 08312 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08343
Monroeville (08343)
$141,842 median income
- 08080
Sewell (08080)
$122,262 median income
- 08322
Franklinville (08322)
$121,686 median income
- 08081
Sicklerville (08081)
$105,800 median income
- 08328
Malaga (08328)
$101,583 median income
- 08071
Pitman (08071)
$100,085 median income
- 08094
Williamstown (08094)
$96,699 median income
- 08012
Blackwood (08012)
$95,451 median income
- 08312
Clayton (08312)
$89,294 median income
What this shows By household income, ZIP 08312 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 08028 | Glassboro, NJ | 20,078 | 3.1 mi |
| 08322 | Franklinville, NJ | 10,524 | 4.0 mi |
| 08328 | Malaga, NJ | 1,347 | 5.8 mi |
| 08343 | Monroeville, NJ | 5,030 | 5.0 mi |
| 08094 | Williamstown, NJ | 39,940 | 6.0 mi |
| 08071 | Pitman, NJ | 9,551 | 5.7 mi |
| 08080 | Sewell, NJ | 37,433 | 6.8 mi |
| 08074 | Richwood, NJ | 58 | 5.8 mi |
| 08012 | Blackwood, NJ | 38,992 | 8.6 mi |
| 08081 | Sicklerville, NJ | 50,589 | 7.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 08312, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,875 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Gloucester County
Related Areas
Frequently Asked Questions
What county is ZIP code 08312 in?
ZIP code 08312 (Clayton) is located in Gloucester County, New Jersey. Gloucester County contains multiple ZIP codes, see the full list at /counties/gloucester-nj.
What is the population of ZIP code 08312?
ZIP code 08312 in Clayton, NJ has a population of 7,875 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08312?
The median household income in ZIP 08312 is $89,294, which is 17% above the national average of $76,288.
What is the average home value in ZIP 08312?
The median home value in ZIP 08312 is $254,100, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 08312?
The largest racial group in ZIP 08312 is White at 64.4%. Hispanic or Latino residents make up 7.9% of the population.
How many businesses are in ZIP code 08312?
ZIP code 08312 has 94 business establishments employing approximately 900 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08312?
The top industries by establishment count in ZIP 08312 are: Retail trade (21), Construction (14), Other services (except public administration) (13). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 08312?
According to the FHFA House Price Index, home values in ZIP 08312 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 176%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08312?
In ZIP code 08312, 66.2% of residents aged 25+ have a high school diploma or higher, and 22.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08312?
The mean commute time for workers in ZIP code 08312 is 32.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08312?
In ZIP code 08312, approximately 80.3% of occupied housing units are owner-occupied and 19.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08312?
The poverty rate in ZIP code 08312 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 08312's numbers, next.
- See how ZIP 08312 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Clayton, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.