PlainZIP

Harrison, NY · standard

ZIP Code 10528

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,280
1,239/sq mi
$154,416
Median income
$937,500
Median home value
60.4%
Bachelor's or higher

The verdict

Harrison pairs a top-decile household income with top-decile home values, in a low-density, mixed-tenure area.

Top 3%
household income, US ZIPs
Top 3%
home value, US ZIPs
1,239
people per sq mi
54%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10528 against every reporting US ZIP.

ZIP code 10528 is a mid-sized community (a standard USPS delivery area) in Harrison, Westchester County, New York, home to 12,280 residents across 9.9 square miles, a density of 1,239 people per square mile, in the New York time zone.

ZIP 10528 skews affluent, with a median household income of $154,416 (67% above the New York average), while per-capita income is $83,781. Poverty here runs at 5.0%, with unemployment measured at 3.9%. On housing, the median home value is $937,500 (148% above the state average) with median rent at $2,658 per month, and 54.0% of occupied units are owner-occupied.

This is a highly-educated ZIP: 60.4% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 34 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Westchester County, so you can benchmark 10528 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10528

Top 5 sectors by establishment count in Harrison, NY

Which industries have the most business establishments in ZIP 10528.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10528, Harrison, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,280

Population

9.9

Area (sq mi)

1,239

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10528?

40.2

Median Age

46.8%

Male

53.2%

Female

23.6%

Foreign-Born

White 68.1%
African American 2.6%
Asian 11.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.3%
Hispanic or Latino 15.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$154,416

Median Household Income

+67% vs state

$83,781

Per Capita Income

5.0%

Poverty Rate

3.9%

Unemployment Rate

34.0 min

Mean Commute Time

How ZIP 10528 ranks nationally

Harrison, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$154,416 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.5%
Bachelor's Degree or Higher 60.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,290

Total Housing Units

5,099

Occupied Units

191

Vacant Units

2.76

Avg Household Size

Occupancy Type

Owner 54.0%
Renter 46.0%

$937,500

Median Home Value

+148% vs state

$2,658

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.4%

YoY Change (2024)

199

HPI Index (2000 = 100)

+99%

Total Change Since 2000

Home values in ZIP 10528 have increased 2.4% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.

Year Annual Change HPI Index
2019 +3.6% 162
2020 +1.9% 165
2021 +4.6% 173
2022 +2.4% 177
2024 – 199

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 522 business establishments in ZIP 10528, employing approximately 4,876 people with a combined annual payroll of $483,362,000.

522

Businesses

4,876

Employees

$483.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 77 14.8%
Construction 74 14.2%
Health care and social assistance 57 10.9%
Other services (except public administration) 51 9.8%
Finance and insurance 44 8.4%
Real estate and rental and leasing 39 7.5%
Accommodation and food services 38 7.3%
Administrative and support and waste management and remediation services 37 7.1%
Retail trade 32 6.1%
Wholesale trade 19 3.6%
Educational services 17 3.3%
Transportation and warehousing 12 2.3%
Information 8 1.5%
Arts, entertainment, and recreation 8 1.5%
Manufacturing 5 1.0%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10528 vs 10580 →

ZIP 10528 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10528 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10528 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10528 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10580 Rye, NY 17,208 1.6 mi
10543 Mamaroneck, NY 20,135 1.9 mi
10605 White Plains, NY 18,126 2.4 mi
10577 Purchase, NY 6,552 4.1 mi
10538 Larchmont, NY 16,597 3.3 mi
10583 Scarsdale, NY 38,982 3.7 mi
10573 Port Chester, NY 38,352 3.6 mi
10804 New Rochelle, NY 14,146 3.9 mi
10606 White Plains, NY 16,499 4.0 mi
10601 White Plains, NY 11,376 4.4 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10705 standard
Yonkers, NY
Pop: 38,777
10573 standard
Port Chester, NY
Pop: 38,352
10550 standard
Mount Vernon, NY
Pop: 37,144

Related Areas

Westchester County Harrison, NY New York

Frequently Asked Questions

What county is ZIP code 10528 in? ▼
ZIP code 10528 (Harrison) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10528? ▼
ZIP code 10528 in Harrison, NY has a population of 12,280 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10528? ▼
The median household income in ZIP 10528 is $154,416, which is 102% above the national average of $76,288.
What is the average home value in ZIP 10528? ▼
The median home value in ZIP 10528 is $937,500, which is 237% above the national average of $278,155.
What is the demographic makeup of ZIP 10528? ▼
The largest racial group in ZIP 10528 is White at 68.1%. Hispanic or Latino residents make up 15.1% of the population.
How many businesses are in ZIP code 10528? ▼
ZIP code 10528 has 522 business establishments employing approximately 4,876 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10528? ▼
The top industries by establishment count in ZIP 10528 are: Professional, scientific, and technical services (77), Construction (74), Health care and social assistance (57). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 10528? ▼
According to the FHFA House Price Index, home values in ZIP 10528 increased by 2.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10528? ▼
In ZIP code 10528, 72.5% of residents aged 25+ have a high school diploma or higher, and 60.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10528? ▼
The mean commute time for workers in ZIP code 10528 is 34.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10528? ▼
In ZIP code 10528, approximately 54.0% of occupied housing units are owner-occupied and 46.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10528? ▼
The poverty rate in ZIP code 10528 is 5.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.