White Plains, NY · standard

ZIP Code 10603

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,045
2,000/sq mi
$121,026
Median income
$503,000
Median home value
45.9%
Bachelor's or higher

The verdict

White Plains pairs a top-decile household income with upper-quartile home values, in a suburban-density, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 13%
home value, US ZIPs
2,000
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10603 against every reporting US ZIP.

ZIP code 10603 is a mid-sized community (a standard USPS delivery area) in White Plains, Westchester County, New York, home to 17,045 residents across 8.5 square miles, a density of 2,000 people per square mile, in the New York time zone.

ZIP 10603 skews affluent, with a median household income of $121,026 (31% above the New York average), while per-capita income is $58,137. Poverty here runs at 7.6%, with unemployment measured at 5.9%. Median home value sits at $503,000 (33% above the state average), median rent at $1,996 a month, and owner-occupancy at 64.6%.

A solid share of residents have a four-year degree: 45.9% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 28 minutes. To put 10603 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Westchester County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10603

Top 5 sectors by establishment count in White Plains, NY

Which industries have the most business establishments in ZIP 10603.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10603, White Plains, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,045

Population

8.5

Area (sq mi)

2,000

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10603?

39.2

Median Age

48.9%

Male

51.1%

Female

34.4%

Foreign-Born

White 35.1%
African American 21.5%
Asian 7.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.2%
Hispanic or Latino 35.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$121,026

Median Household Income

+31% vs state

$58,137

Per Capita Income

7.6%

Poverty Rate

5.9%

Unemployment Rate

28.3 min

Mean Commute Time

How ZIP 10603 ranks nationally

White Plains, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$121,026 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.2%
Bachelor's Degree or Higher 45.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,505

Total Housing Units

7,128

Occupied Units

377

Vacant Units

2.62

Avg Household Size

Occupancy Type

Owner 64.6%
Renter 35.4%

$503,000

Median Home Value

+33% vs state

$1,996

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.5%

YoY Change (2024)

264

HPI Index (2000 = 100)

+164%

Total Change Since 2000

Home values in ZIP 10603 have increased 12.5% over the past year (2024). Since 2000, this ZIP has seen +164% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.7% 194
2021 +5.3% 205
2022 +10.9% 227
2023 +3.4% 234
2024 +12.5% 264

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 541 business establishments in ZIP 10603, employing approximately 5,785 people with a combined annual payroll of $413,478,000.

541

Businesses

5,785

Employees

$413.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 100 18.5%
Construction 84 15.5%
Other services (except public administration) 58 10.7%
Health care and social assistance 50 9.2%
Administrative and support and waste management and remediation services 45 8.3%
Real estate and rental and leasing 41 7.6%
Retail trade 34 6.3%
Accommodation and food services 34 6.3%
Wholesale trade 26 4.8%
Finance and insurance 26 4.8%
Educational services 9 1.7%
Information 8 1.5%
Manufacturing 7 1.3%
Transportation and warehousing 7 1.3%
Management of companies and enterprises 6 1.1%
Arts, entertainment, and recreation 6 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10603 vs 10595 →

ZIP 10603 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10603 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10603 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10603 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10595 Valhalla, NY 8,195 2.2 mi
10601 White Plains, NY 11,376 1.7 mi
10606 White Plains, NY 16,499 2.4 mi
10604 West Harrison, NY 11,250 2.1 mi
10523 Elmsford, NY 7,444 2.1 mi
10607 White Plains, NY 6,824 2.0 mi
10530 Hartsdale, NY 12,604 2.6 mi
10532 Hawthorne, NY 4,931 3.3 mi
10594 Thornwood, NY 5,117 4.3 mi
10605 White Plains, NY 18,126 3.6 mi

More ZIP Codes in Westchester County

Frequently Asked Questions

What county is ZIP code 10603 in?
ZIP code 10603 (White Plains) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10603?
ZIP code 10603 in White Plains, NY has a population of 17,045 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10603?
The median household income in ZIP 10603 is $121,026, which is 59% above the national average of $76,288.
What is the average home value in ZIP 10603?
The median home value in ZIP 10603 is $503,000, which is 81% above the national average of $278,155.
What is the demographic makeup of ZIP 10603?
The largest racial group in ZIP 10603 is White at 35.1%. Hispanic or Latino residents make up 35.5% of the population.
How many businesses are in ZIP code 10603?
ZIP code 10603 has 541 business establishments employing approximately 5,785 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10603?
The top industries by establishment count in ZIP 10603 are: Professional, scientific, and technical services (100), Construction (84), Other services (except public administration) (58). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 10603?
According to the FHFA House Price Index, home values in ZIP 10603 increased by 12.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 164%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10603?
In ZIP code 10603, 68.2% of residents aged 25+ have a high school diploma or higher, and 45.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10603?
The mean commute time for workers in ZIP code 10603 is 28.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10603?
In ZIP code 10603, approximately 64.6% of occupied housing units are owner-occupied and 35.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10603?
The poverty rate in ZIP code 10603 is 7.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.