Valhalla, NY · standard

ZIP Code 10595

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,195
532/sq mi
$123,438
Median income
$723,100
Median home value
48.4%
Bachelor's or higher

The verdict

Valhalla pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 6%
home value, US ZIPs
532
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10595 against every reporting US ZIP.

ZIP code 10595 is a mid-sized community (a standard USPS delivery area) in Valhalla, Westchester County, New York, home to 8,195 residents across 15.4 square miles, a density of 532 people per square mile, in the New York time zone.

ZIP 10595 skews affluent, with a median household income of $123,438 (33% above the New York average), while per-capita income is $60,215. Local economic indicators show a 16.9% poverty rate alongside 5.0% unemployment. The typical home here is valued at $723,100 (91% above the state average); renters pay a median of $1,726 monthly, and 74.7% of units are owner-occupied.

A solid share of residents have a four-year degree: 48.4% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 29 minutes. To put 10595 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Westchester County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10595

Top 5 sectors by establishment count in Valhalla, NY

Which industries have the most business establishments in ZIP 10595.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10595, Valhalla, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,195

Population

15.4

Area (sq mi)

532

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10595?

43.1

Median Age

51.7%

Male

48.3%

Female

18.7%

Foreign-Born

White 65.0%
African American 9.4%
Asian 10.5%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.3%
Hispanic or Latino 14.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$123,438

Median Household Income

+33% vs state

$60,215

Per Capita Income

16.9%

Poverty Rate

5.0%

Unemployment Rate

29.2 min

Mean Commute Time

How ZIP 10595 ranks nationally

Valhalla, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$123,438 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.2%
Bachelor's Degree or Higher 48.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,543

Total Housing Units

2,354

Occupied Units

189

Vacant Units

2.53

Avg Household Size

Occupancy Type

Owner 74.7%
Renter 25.3%

$723,100

Median Home Value

+91% vs state

$1,726

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.8%

YoY Change (2024)

234

HPI Index (2000 = 100)

+134%

Total Change Since 2000

Home values in ZIP 10595 have increased 11.8% over the past year (2024). Since 2000, this ZIP has seen +134% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.6% 176
2021 +5.1% 185
2022 +10.4% 204
2023 +2.3% 209
2024 +11.8% 234

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 323 business establishments in ZIP 10595, employing approximately 11,727 people with a combined annual payroll of $1,174,224,000.

323

Businesses

11,727

Employees

$1.2B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 51 15.8%
Health care and social assistance 47 14.6%
Construction 38 11.8%
Administrative and support and waste management and remediation services 33 10.2%
Finance and insurance 24 7.4%
Accommodation and food services 20 6.2%
Retail trade 19 5.9%
Other services (except public administration) 19 5.9%
Wholesale trade 14 4.3%
Information 11 3.4%
Real estate and rental and leasing 10 3.1%
Management of companies and enterprises 10 3.1%
Transportation and warehousing 9 2.8%
Educational services 8 2.5%
Utilities 6 1.9%
Manufacturing 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10595 vs 10532 →

ZIP 10595 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10595 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10595 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10595 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10532 Hawthorne, NY 4,931 1.3 mi
10603 White Plains, NY 17,045 2.2 mi
10594 Thornwood, NY 5,117 2.1 mi
10570 Pleasantville, NY 12,680 3.0 mi
10591 Tarrytown, NY 22,540 3.2 mi
10523 Elmsford, NY 7,444 2.7 mi
10604 West Harrison, NY 11,250 2.9 mi
10601 White Plains, NY 11,376 3.8 mi
10606 White Plains, NY 16,499 4.6 mi
10607 White Plains, NY 6,824 3.6 mi

More ZIP Codes in Westchester County

Frequently Asked Questions

What county is ZIP code 10595 in?
ZIP code 10595 (Valhalla) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10595?
ZIP code 10595 in Valhalla, NY has a population of 8,195 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10595?
The median household income in ZIP 10595 is $123,438, which is 62% above the national average of $76,288.
What is the average home value in ZIP 10595?
The median home value in ZIP 10595 is $723,100, which is 160% above the national average of $278,155.
What is the demographic makeup of ZIP 10595?
The largest racial group in ZIP 10595 is White at 65.0%. Hispanic or Latino residents make up 14.2% of the population.
How many businesses are in ZIP code 10595?
ZIP code 10595 has 323 business establishments employing approximately 11,727 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10595?
The top industries by establishment count in ZIP 10595 are: Professional, scientific, and technical services (51), Health care and social assistance (47), Construction (38). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 10595?
According to the FHFA House Price Index, home values in ZIP 10595 increased by 11.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 134%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10595?
In ZIP code 10595, 66.2% of residents aged 25+ have a high school diploma or higher, and 48.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10595?
The mean commute time for workers in ZIP code 10595 is 29.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10595?
In ZIP code 10595, approximately 74.7% of occupied housing units are owner-occupied and 25.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10595?
The poverty rate in ZIP code 10595 is 16.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.