PlainZIP

West Harrison, NY · standard

ZIP Code 10604

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,250
640/sq mi
$117,014
Median income
$735,700
Median home value
51.1%
Bachelor's or higher

The verdict

West Harrison pairs an upper-quartile household income with top-decile home values, in a low-density, mixed-tenure area.

Top 11%
household income, US ZIPs
Top 6%
home value, US ZIPs
640
people per sq mi
49%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10604 against every reporting US ZIP.

ZIP code 10604 is a mid-sized community (a standard USPS delivery area) in West Harrison, Westchester County, New York, home to 11,250 residents across 17.6 square miles, a density of 640 people per square mile, in the New York time zone.

ZIP 10604 skews affluent, with a median household income of $117,014 (27% above the New York average), while per-capita income is $73,387. Poverty here runs at 5.3%, with unemployment measured at 5.4%. On housing, the median home value is $735,700 (94% above the state average) with median rent at $2,245 per month, and 48.9% of occupied units are owner-occupied.

This is a highly-educated ZIP: 51.1% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 26 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 10604, plus 6 more within Westchester County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10604

Top 5 sectors by establishment count in West Harrison, NY

Which industries have the most business establishments in ZIP 10604.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10604, West Harrison, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,250

Population

17.6

Area (sq mi)

640

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10604?

39.9

Median Age

47.3%

Male

52.7%

Female

23.5%

Foreign-Born

White 63.8%
African American 4.7%
Asian 3.6%
American Indian or Alaska Native 1.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.6%
Hispanic or Latino 27.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$117,014

Median Household Income

+27% vs state

$73,387

Per Capita Income

5.3%

Poverty Rate

5.4%

Unemployment Rate

25.7 min

Mean Commute Time

How ZIP 10604 ranks nationally

West Harrison, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$117,014 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.4%
Bachelor's Degree or Higher 51.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,751

Total Housing Units

4,517

Occupied Units

234

Vacant Units

2.76

Avg Household Size

Occupancy Type

Owner 48.9%
Renter 51.1%

$735,700

Median Home Value

+94% vs state

$2,245

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.6%

YoY Change (2024)

223

HPI Index (2000 = 100)

+123%

Total Change Since 2000

Home values in ZIP 10604 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 178
2021 +3.3% 183
2022 +5.5% 193
2023 +10.2% 213
2024 +4.6% 223

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 624 business establishments in ZIP 10604, employing approximately 10,831 people with a combined annual payroll of $1,210,684,000.

624

Businesses

10,831

Employees

$1.2B

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 115 18.4%
Administrative and support and waste management and remediation services 73 11.7%
Health care and social assistance 62 9.9%
Finance and insurance 58 9.3%
Real estate and rental and leasing 53 8.5%
Transportation and warehousing 48 7.7%
Construction 43 6.9%
Other services (except public administration) 32 5.1%
Wholesale trade 30 4.8%
Accommodation and food services 27 4.3%
Information 22 3.5%
Retail trade 19 3.0%
Arts, entertainment, and recreation 14 2.2%
Management of companies and enterprises 13 2.1%
Educational services 13 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10604 vs 10603 →

ZIP 10604 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10604 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10604 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10604 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10603 White Plains, NY 17,045 2.1 mi
10577 Purchase, NY 6,552 2.0 mi
10601 White Plains, NY 11,376 2.2 mi
10605 White Plains, NY 18,126 3.5 mi
10595 Valhalla, NY 8,195 2.9 mi
10606 White Plains, NY 16,499 3.3 mi
10523 Elmsford, NY 7,444 4.1 mi
10594 Thornwood, NY 5,117 4.3 mi
10607 White Plains, NY 6,824 4.0 mi
10528 Harrison, NY 12,280 5.7 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10705 standard
Yonkers, NY
Pop: 38,777
10573 standard
Port Chester, NY
Pop: 38,352
10550 standard
Mount Vernon, NY
Pop: 37,144

Related Areas

Westchester County West Harrison, NY New York

Frequently Asked Questions

What county is ZIP code 10604 in? ▼
ZIP code 10604 (West Harrison) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10604? ▼
ZIP code 10604 in West Harrison, NY has a population of 11,250 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10604? ▼
The median household income in ZIP 10604 is $117,014, which is 53% above the national average of $76,288.
What is the average home value in ZIP 10604? ▼
The median home value in ZIP 10604 is $735,700, which is 164% above the national average of $278,155.
What is the demographic makeup of ZIP 10604? ▼
The largest racial group in ZIP 10604 is White at 63.8%. Hispanic or Latino residents make up 27.8% of the population.
How many businesses are in ZIP code 10604? ▼
ZIP code 10604 has 624 business establishments employing approximately 10,831 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10604? ▼
The top industries by establishment count in ZIP 10604 are: Professional, scientific, and technical services (115), Administrative and support and waste management and remediation services (73), Health care and social assistance (62). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 10604? ▼
According to the FHFA House Price Index, home values in ZIP 10604 increased by 4.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10604? ▼
In ZIP code 10604, 72.4% of residents aged 25+ have a high school diploma or higher, and 51.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10604? ▼
The mean commute time for workers in ZIP code 10604 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10604? ▼
In ZIP code 10604, approximately 48.9% of occupied housing units are owner-occupied and 51.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10604? ▼
The poverty rate in ZIP code 10604 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.