West Harrison, NY · standard
ZIP Code 10604
Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,250
- 640/sq mi High-density area
- $117,014
- Median income Above-median income area
- $735,700
- Median home value Above-median home value
- 51.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
West Harrison pairs an upper-quartile household income with top-decile home values, in a low-density, mixed-tenure area.
- Top 11%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 640
- people per sq mi
- 49%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10604 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10604 (West Harrison, NY) rose +4.6% from 2023 to 2024. The all-transactions index moved from 213.3 in 2023 to 223.0 in 2024 (2000 = 100).
ZIP code 10604 is a mid-sized community (a standard USPS delivery area) in West Harrison, Westchester County, New York, home to 11,250 residents across 17.6 square miles, a density of 640 people per square mile, in the New York time zone.
ZIP 10604 skews affluent, with a median household income of $117,014 (27% above the average New York ZIP), while per-capita income is $73,387. The poverty rate is 5.3%, with unemployment at 5.4%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $735,700 (94% above the average New York ZIP), with only 48.9% owner-occupied homes and median rent of $2,245.
This is a highly-educated ZIP: 51.1% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Westchester County, so 10604 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10604
Top 5 sectors by establishment count in West Harrison, NY
Which industries have the most business establishments in ZIP 10604.
- Professional, scientific, and technical services
Professional, scientific, and technical services
115 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
73 establishments
- Health care and social assistance
Health care and social assistance
62 establishments
- Finance and insurance
Finance and insurance
58 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
53 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10604, West Harrison, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,250
Population
17.6
Area (sq mi)
640
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10604?
39.9
Median Age
47.3%
Male
52.7%
Female
23.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$117,014
Median Household Income
+27% vs state ZIP avg
$73,387
Per Capita Income
5.3%
Poverty Rate
5.4%
Unemployment Rate
25.7 min
Mean Commute Time
How ZIP 10604 ranks among New York ZIPs
West Harrison, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$117,014 Top 21% higher than 79% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,751housing units
4,751
Total Housing Units
4,517
Occupied Units
234
Vacant Units
2.76
Avg Household Size
Occupancy Type
$735,700
Median Home Value
+94% vs state ZIP avg
$2,245
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.6%
YoY Change (2024)
223
HPI Index (2000 = 100)
+123%
Total Change Since 2000
Home values in ZIP 10604 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 178 |
| 2021 | +3.3% | 183 |
| 2022 | +5.5% | 193 |
| 2023 | +10.2% | 213 |
| 2024 | +4.6% | 223 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 624 business establishments in ZIP 10604, employing approximately 10,831 people with a combined annual payroll of $1,210,684,000.
624
Businesses
10,831
Employees
$1.2B
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 115 | 18.4% |
| Administrative and support and waste management and remediation services | 73 | 11.7% |
| Health care and social assistance | 62 | 9.9% |
| Finance and insurance | 58 | 9.3% |
| Real estate and rental and leasing | 53 | 8.5% |
| Transportation and warehousing | 48 | 7.7% |
| Construction | 43 | 6.9% |
| Other services (except public administration) | 32 | 5.1% |
| Wholesale trade | 30 | 4.8% |
| Accommodation and food services | 27 | 4.3% |
| Information | 22 | 3.5% |
| Retail trade | 19 | 3.0% |
| Arts, entertainment, and recreation | 14 | 2.2% |
| Management of companies and enterprises | 13 | 2.1% |
| Educational services | 13 | 2.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10604 vs 10603 →
ZIP 10604 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10605
White Plains (10605)
18,126 residents
- 10603
White Plains (10603)
17,045 residents
- 10606
White Plains (10606)
16,499 residents
- 10528
Harrison (10528)
12,280 residents
- 10601
White Plains (10601)
11,376 residents
- 10604
West Harrison (10604)
11,250 residents
- 10595
Valhalla (10595)
8,195 residents
- 10523
Elmsford (10523)
7,444 residents
- 10607 6,824
White Plains (10607)
6,824 residents
What this shows Among its immediate neighbors, ZIP 10604 ranks #6 by population - useful context the national average alone can't give.
ZIP 10604 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10577
Purchase (10577)
$250,000 median income
- 10607
White Plains (10607)
$168,603 median income
- 10594
Thornwood (10594)
$163,542 median income
- 10528
Harrison (10528)
$154,416 median income
- 10605
White Plains (10605)
$148,982 median income
- 10595
Valhalla (10595)
$123,438 median income
- 10603
White Plains (10603)
$121,026 median income
- 10523
Elmsford (10523)
$118,438 median income
- 10604
West Harrison (10604)
$117,014 median income
What this shows By household income, ZIP 10604 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10603 | White Plains, NY | 17,045 | 2.1 mi |
| 10577 | Purchase, NY | 6,552 | 2.0 mi |
| 10601 | White Plains, NY | 11,376 | 2.2 mi |
| 10605 | White Plains, NY | 18,126 | 3.5 mi |
| 10595 | Valhalla, NY | 8,195 | 2.9 mi |
| 10606 | White Plains, NY | 16,499 | 3.3 mi |
| 10523 | Elmsford, NY | 7,444 | 4.1 mi |
| 10594 | Thornwood, NY | 5,117 | 4.3 mi |
| 10607 | White Plains, NY | 6,824 | 4.0 mi |
| 10528 | Harrison, NY | 12,280 | 5.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10604, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,250 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Westchester County
Related Areas
Frequently Asked Questions
What county is ZIP code 10604 in?
ZIP code 10604 (West Harrison) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10604?
ZIP code 10604 in West Harrison, NY has a population of 11,250 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10604?
The median household income in ZIP 10604 is $117,014, which is 53% above the national average of $76,288.
What is the average home value in ZIP 10604?
The median home value in ZIP 10604 is $735,700, which is 164% above the national average of $278,155.
What is the demographic makeup of ZIP 10604?
The largest racial group in ZIP 10604 is White at 63.8%. Hispanic or Latino residents make up 27.8% of the population.
How many businesses are in ZIP code 10604?
ZIP code 10604 has 624 business establishments employing approximately 10,831 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10604?
The top industries by establishment count in ZIP 10604 are: Professional, scientific, and technical services (115), Administrative and support and waste management and remediation services (73), Health care and social assistance (62). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 10604?
According to the FHFA House Price Index, home values in ZIP 10604 increased by 4.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10604?
In ZIP code 10604, 72.4% of residents aged 25+ have a high school diploma or higher, and 51.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10604?
The mean commute time for workers in ZIP code 10604 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10604?
In ZIP code 10604, approximately 48.9% of occupied housing units are owner-occupied and 51.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10604?
The poverty rate in ZIP code 10604 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 10604's numbers, next.
- See how ZIP 10604 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where West Harrison, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.