ZIP Code 10604

standard

Source:

West Harrison · Westchester County · New York

Population
11,250

640/sq mi

Median income
$117,014

▲ 53% vs US

higher than 89% of US ZIPs

Median home value
$735,700

▲ 164% vs US

higher than 94% of US ZIPs

Bachelor's or higher
51.1%

Median age 39.9

Land area
17.6 sq mi

New York

ZIP code 10604 in West Harrison, New York has a population of 11,250. The median household income is $117,014, which is 53% above the national average. Median home value is $735,700, 164% above the US average. 51.1% of residents hold a bachelor's degree or higher.

ZIP code 10604 is classified by USPS as a standard delivery area and covers roughly 17.6 square miles in West Harrison, Westchester County, New York. The area is home to 11,250 residents, producing a population density of 640 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 10604 against New York and the nation.

On the economic side, the median household income for ZIP 10604 sits at $117,014 (27% above the New York average), while per-capita income is $73,387. The poverty rate stands at 5.3% and the unemployment rate at 5.4%. On housing, the median home value is $735,700 (94% above the state average) with median rent at $2,245 per month, and 48.9% of occupied units are owner-occupied, a direct signal of whether 10604 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 51.1% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Westchester County, so you can benchmark 10604 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 10604

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 10604.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 10604, West Harrison, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

11,250

Population

17.6

Area (sq mi)

640

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10604?

39.9

Median Age

47.3%

Male

52.7%

Female

23.5%

Foreign-Born

White 63.8%
African American 4.7%
Asian 3.6%
American Indian or Alaska Native 1.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.6%
Hispanic or Latino 27.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$117,014

Median Household Income

+27% vs state

$73,387

Per Capita Income

5.3%

Poverty Rate

5.4%

Unemployment Rate

25.7 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.4%
Bachelor's Degree or Higher 51.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,751

Total Housing Units

4,517

Occupied Units

234

Vacant Units

2.76

Avg Household Size

Occupancy Type

Owner 48.9%
Renter 51.1%

$735,700

Median Home Value

+94% vs state

$2,245

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.6%

YoY Change (2024)

223

HPI Index (2000 = 100)

+123%

Total Change Since 2000

Home values in ZIP 10604 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 178
2021 +3.3% 183
2022 +5.5% 193
2023 +10.2% 213
2024 +4.6% 223

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 624 business establishments in ZIP 10604, employing approximately 10,831 people with a combined annual payroll of $1,210,684,000.

624

Businesses

10,831

Employees

$1.2B

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 115 18.4%
Administrative and support and waste management and remediation services 73 11.7%
Health care and social assistance 62 9.9%
Finance and insurance 58 9.3%
Real estate and rental and leasing 53 8.5%
Transportation and warehousing 48 7.7%
Construction 43 6.9%
Other services (except public administration) 32 5.1%
Wholesale trade 30 4.8%
Accommodation and food services 27 4.3%
Information 22 3.5%
Retail trade 19 3.0%
Arts, entertainment, and recreation 14 2.2%
Management of companies and enterprises 13 2.1%
Educational services 13 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10604 vs 10603 →

ZIP Code City Population Distance
10603 White Plains, NY 17,045 2.1 mi
10577 Purchase, NY 6,552 2.0 mi
10601 White Plains, NY 11,376 2.2 mi
10605 White Plains, NY 18,126 3.5 mi
10595 Valhalla, NY 8,195 2.9 mi
10606 White Plains, NY 16,499 3.3 mi
10523 Elmsford, NY 7,444 4.1 mi
10594 Thornwood, NY 5,117 4.3 mi
10607 White Plains, NY 6,824 4.0 mi
10528 Harrison, NY 12,280 5.7 mi

More ZIP Codes in Westchester County

Frequently Asked Questions

What county is ZIP code 10604 in?
ZIP code 10604 (West Harrison) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10604?
ZIP code 10604 in West Harrison, NY has a population of 11,250 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10604?
The median household income in ZIP 10604 is $117,014, which is 53% above the national average of $76,288.
What is the average home value in ZIP 10604?
The median home value in ZIP 10604 is $735,700, which is 164% above the national average of $278,155.
What is the demographic makeup of ZIP 10604?
The largest racial group in ZIP 10604 is White at 63.8%. Hispanic or Latino residents make up 27.8% of the population.
How many businesses are in ZIP code 10604?
ZIP code 10604 has 624 business establishments employing approximately 10,831 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10604?
The top industries by establishment count in ZIP 10604 are: Professional, scientific, and technical services (115), Administrative and support and waste management and remediation services (73), Health care and social assistance (62). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 10604?
According to the FHFA House Price Index, home values in ZIP 10604 increased by 4.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10604?
In ZIP code 10604, 72.4% of residents aged 25+ have a high school diploma or higher, and 51.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10604?
The mean commute time for workers in ZIP code 10604 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10604?
In ZIP code 10604, approximately 48.9% of occupied housing units are owner-occupied and 51.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10604?
The poverty rate in ZIP code 10604 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for West Harrison, NY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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